9 No-Cost Budget Templates That Will Help Manage Your Money

A 2022 Debt.com survey found that 86% of people track their monthly income and expenses, up from 80% in 2021 and 2020 and roughly 70% pre-pandemic.

In a world full of budgeting apps that allow you to swipe and tap your way through your monthly budget, some people still prefer to use good, old-fashioned budget templates and spreadsheets.

Here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now.

1. Microsoft Excel Personal Monthly Budget Spreadsheet

Where to get it:  Microsoft 365

2. Mint's Simple Budget Template

Where to get it: Mint

3. Google Sheets Monthly Budget Template

Where to get it:  Google Sheets

4. Budget Planner From 20somethingfinance

Where to get it:  20somethingfinance

5. Free Easy Monthly Budget Template From TheGoodocs

Where to get it:  TheGoodocs

6. Free Green Family Monthly Budget Template From TheGoodocs

Where to get it:  TheGoodocs

7. Federal Trade Commission's Make a Budget Worksheet

Where to get it:  Consumer.gov

8. Free Monthly Budget Worksheet From A Cultivated Nest

Where to get it:  A Cultivated Nest

9. Family Budget Worksheet From A Mom's Take

Where to get it:  A Mom's Take