Certain states and locations within those states will cost you much less than big cities like New York and Los Angeles.
Downsizing can reduce costs like your mortgage or rent, property taxes, maintenance costs and the amount you pay for utilities.
Stretch your retirement savings by making extra money through a side gig or part-time work.
If you need $10,000 a month to fund your lifestyle, even $800,000 -- invested at a rate of 4% annually -- will only last you about eight years.