6 Money Resolutions To Get Your Finances on Track for 2023

More than 27% of American adults say saving more money is their top financial goal for 2023, according to a GOBankingRates survey. Here are some money resolutions to help get you on track with your 2023 financial goals.

Set a Budget for Your Goals

If you're trying to save money for a specific purchase or to build an emergency fund, having a budget can help you stay on track.



Pay Off Your High-Interest Debt

Paying off these debts can free you to invest, save and enjoy more of your money.


Contribute To a Retirement Account

Starting early gives compound interest time to work in your favor.


Build an Emergency Fund If You Don't Have One

Many financial experts recommend saving 6 months' worth of living expenses. If that's not realistic, start with $500 or $1,000.


Prep Your 2022 Tax Return Early

Get together information such as how much money you made this year, deductions you might be able to take and more.


Consider Making Roth Conversions

If you have a traditional IRA and lost money this year, consider making a Roth conversion to avoid paying taxes on future gains.