6 Money Resolutions To Get Your Finances on Track for 2023

More than 27% of American adults say saving more money is their top financial goal for 2023, according to a GOBankingRates survey. Here are some money resolutions to help get you on track with your 2023 financial goals.

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Set a Budget for Your Goals

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6 Money Resolutions To Get Your Finances on Track for 2023

More than 27% of American adults say saving more money is their top financial goal for 2023, according to a GOBankingRates survey. Here are some money resolutions to help get you on track with your 2023 financial goals.

Set a Budget for Your Goals

If you're trying to save money for a specific purchase or to build an emergency fund, having a budget can help you stay on track.

1

2

Pay Off Your High-Interest Debt

Paying off these debts can free you to invest, save and enjoy more of your money.

3

Contribute To a Retirement Account

Starting early gives compound interest time to work in your favor.

4

Build an Emergency Fund If You Don't Have One

Many financial experts recommend saving 6 months' worth of living expenses. If that's not realistic, start with $500 or $1,000.

5

Prep Your 2022 Tax Return Early

Get together information such as how much money you made this year, deductions you might be able to take and more.

6

Consider Making Roth Conversions

If you have a traditional IRA and lost money this year, consider making a Roth conversion to avoid paying taxes on future gains.

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