1. Get Financial Tools and Advice From Real People to Help You Achieve Your Financial Goals, Whatever They May Be

To make the most of your money, you need to see the full picture of your specific situation, including your investments, cash, credit and other accounts. That’s where a professional can help.

With Empower Personal Strategy®, not only will you get a real-time overview of your finances and a customized portfolio, but you’ll also get a team of fiduciary advisors dedicated to helping you reach your goals.

Why It’s Savvy:

• Empower starts by listening to you, through one-on-one conversations with a financial professional. They’ll build you a personalized portfolio that adapts as your life and needs change.
• You’ll get unlimited planning services, including retirement planning, tax management and more.

How You Can Use It:

• Get customized, ongoing advice from fiduciary advisors and gain insights into your cash flow, spending and budgeting.
• If you have at least $250,000 in investable assets (stocks, bank accounts, crypto, etc.) you can talk to a professional at no cost. 

Want to start making the most of your money? Get started here to schedule a no-obligation call and learn how Empower can help you reach your financial goals. 

2. Talk To Someone Who Understands You and Your Money — No Matter How Much You Have 

Despite what you may think, you don’t need to have a lot of money to work with a financial advisor. Working with Fruitful may be the right option if you don’t have $100,000 or more to invest. 

Fruitful is also great for people who value a personal connection. You’ll get to meet and choose your dedicated personal guide who can provide ongoing one-on-one advice, plus access to the tools you need to save, spend, invest and track it all.

Why It’s Savvy:

• You’ll get dedicated advice and support on all aspects of your finances from a Fruitful Guide.
• You’ll get one-on-one video sessions to help you organize your finances, build wealth and make real progress.
• You’ll have ongoing progress check-ins, quick syncs and anytime messaging to keep you on track with your goals.
• You’ll get a clear blueprint to hit your goals with simple steps that your guide helps you put in place.

How You Can Use It:

• Fruitful can help you manage and organize your monthly finances, strategize around taxes, save and invest, buy a home — even negotiate compensation and choose benefits.
• Get advice on big life moments, like starting a family and combining finances, retirement, insurance and legacy planning.

Want to get custom-tailored advice with a personalized touch? It’s easy to get started here and pick your guide. If you don’t love it within 30 days, get a full refund – no fuss.

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Bottom Line

Anyone can benefit from having a financial advisor as your partner to protect and grow your money, whether you have $1,000 to invest or millions. Even if you’re unsure how an advisor can help you, it’s a savvy idea to set up an introductory call to learn more about how having an expert in your corner can improve your finances. It costs you nothing – and the upside could be life changing.

^* Americans with a financial advisor expect to retire two years earlier according to Northwestern Mutual’s Planning & Progress Study

** Empower: The statement is provided to you by GoBankingRates, who has entered into a written referral agreement with Empower Advisory Group, LLC (“EAG”). Click here to learn more.

¹The Barron’s 2024 Top 100 RIA Firms list, a nine-year annual ranking of independent and advisory firms, is based on qualitative and quantitative factors. Firms elect to participate but do not pay to be included in the ranking. The 2024 ranking refers to Edelman Financial Engines as the top mega RIA. The 2018 ranking refers to Edelman Financial Services, LLC, which combined its entire advisory business with Financial Engines Advisors L.L.S. (FEA) in Nov. 2018 and where FEA received a precombination ranking of 12th.

²96 of the Fortune 500 is a partial listing of Edelman Financial Engines’ clients (which may be in a direct or subadvised relationship) as of Sept. 30, 2024. These companies have consented to disclose their relationship with Edelman Financial Engines. This does not constitute an endorsement or approval of the advisory services provided.

Certain services provided by Edelman Financial Engines are on an educational and guidance basis only.

The 2023 survey was conducted for Edelman Financial Engines (EFE) by SMG, a third-party research company, distributed to over 53,000 clients, of which over 9,000 responded (17%). Responders were asked to rate their satisfaction level with their planner. On a scale of 1-5, 93% rated their overall satisfaction level as “Highly Satisfied” (5 out of 5) and 90% rated their experience as highly likely to recommend EFE to a friend or colleague, (a 9 or 10 on a 0-10 point scale).                                                                                                                                                                                                                                 

Read more about Edelman Financial Engine’s fee structure: https://www.edelmanfinancialengines.com/efe-form-crs/  

GOBankingRates maintains editorial independence. While we may receive compensation from actions taken after clicking on links within our content, no content has been supplied by any advertiser prior to publication.