Personal Finance and Interest Rates Made Easy

Read Our Most Popular Articles

Complete CD Tax Guide: From Death Taxes to Interest Income Taxes

Find out if you need to pay taxes on your CD interest income.

Read More »

Here’s How Often CD Rates Change

To get the best CD rates, keep an eye out for periodic rate increases.

Read More »

How CD Laddering Works

Learn how and why you should build a CD ladder.

Read More »

CD Loans: How to Borrow Against Your Certificate of Deposit

If you find you need cash quickly, here's how you can use your CD as collateral to get a loan.

Read More »

How to Close Your CD Early Without Paying a Fee

Find out how you can take advantage of a CD account and also avoid withdrawal fees.

Read More »

Your Guide to Market-Linked CDs

Here's everything you need to know about market-linked CDs and how they work.

Read More »

Amazon to Charge Sales Tax in 45 States

As of April 1, only five states will not be subject to sales tax on Amazon.

Read More »

Eggs: The Cheapest Way to Spice Up a Boring Meal

Learn how eggs can take your favorite everyday recipes to new and exciting levels of taste and texture.

Read More »

TurboTax to H&R Block: A Review of the Best Tax Services

Find a tax software program that can help you maximize your refund and minimize your pain this tax season.

Read More »

A Cost Breakdown: How to Pick Your Cut of Meat

Find that perfect steak at a price you can afford.

Read More »

21 April Fools’ Day Deals and Freebies

Check out 21 serious ways to save money on a day made for joking.

Read More »

How to Write a Will That Protects Your Assets

Make sure your hard-earned assets go right to your beneficiaries after you die, not probate court.

Read More »

Pros and Cons of Online Savings Accounts

Weigh the benefits and drawbacks of an online savings account to decide if it's right for you.

Read More »

Goldman Sachs Online Savings Account Review: High APY and No Fees

Enjoy a high savings rate from a division of a legendary Wall Street firm.

Read More »

Here’s How the Average Savings Account Interest Rate Compares to Yours

Don't settle for the average — find a better savings account interest rate today.

Read More »

HSA vs. FSA: How to Choose the Best Healthcare Account

Learn whether a health savings account or flexible spending account is right for you.

Read More »

10 Best Savings Account Promotions Available Now

Find out which savings account promotion works best for your financial strategy.

Read More »

How to Choose a High-Yield Savings Account

Find out what factors to consider when choosing a high-yield savings account.

Read More »

Financing a Tesla: 6 Things You Need to Know

If you're considering financing a Tesla, make sure you can afford the monthly payment first.

Read More »

This Is How Often You Can Refinance a Car Loan

If you’re thinking about refinancing a car loan, here are some key guidelines.

Read More »

The Most and Least Expensive States to Own a Car

Car costs vary from state to state, so find out where to score the biggest savings.

Read More »

Thinking of Taking Out an Auto Loan? Here’s Why It May Be Harder to Do So

Losses on U.S. subprime auto loans are at the highest level since the 2008 market meltdown.

Read More »

How to Get Car Insurance for the First Time

Find out today how to protect yourself and your vehicle against losses.

Read More »

5 Crucial Things You Need to Apply for a Car Loan

If you're prepared, you can streamline the car financing process. Here's how.

Read More »

Cashier’s Check vs. Money Order: Here’s the Difference

Learn when it's best to use a cashier's check instead of a money order and vice versa.

Read More »

How to Avoid Overdraft Fees

Learn how to talk your way out of expensive overdraft fees.

Read More »

Customers Paid Over $6.4 Billion in ATM and Overdraft Fees in 2016

The big three banks are skimming a little off the top to rake in big bucks.

Read More »

15 Checking Account Bonuses and Promotions Available Today

Here are the latest checking account promotions offering cash, airline miles and other perks.

Read More »

10 Best Checking Accounts for Retirees

Seniors: Here's how you can get the best deal possible on your checking account's interest and other perks.

Read More »

6 Times When Your Debit Card Is Better Than Your Credit Card

From reducing debt to avoiding fees, find out when you should choose your debit card over credit.

Read More »

Myth or Truth: 4 Surprising Facts About Personal Loans

Put your financial knowledge to the test.

Read More »

Where Can I Find Personal Loans for Bad Credit?

Here's where you can get a personal loan with bad credit — and potentially raise your credit score.

Read More »

Here’s How Much You Can Borrow With a Personal Loan

Find out how much money you could qualify for based on your creditworthiness and other factors.

Read More »

How to Get a Loan With Bad Credit

Even high-risk borrowers have loan options — discover yours today.

Read More »

Every Personal Loan Option for Your Credit Score

Discover what your personal loan options are for your credit score range.

Read More »

6 Purchases You Should Never Make With Personal Loans

Discover the many situations when it's a mistake to take on debt to fuel holiday spending.

Read More »

Major Mergers and Acquisitions In March: 3M Buys Scott Safety, AT&T Acquisition of Time Warner Approved

In March M&A news, 3M acquired Scott Safety, and the European Commission approved AT&T's acquisition of Time Warner Inc.

Read More »

7 Stocks That Have Soared Under Trump’s Presidency

Learn about seven stocks that have been on the rise since Trump took office.

Read More »

5 Best Annuities for Your Financial Plan

Review the different types of annuities and decide which might be a good fit for your money goals.

Read More »

Stocks and Bonds: How to Choose the Best Investments

Understanding the differences between stocks and bonds can help you decide what investments are right for you.

Read More »

ETF vs. Mutual Fund: How to Choose Your Investments

Make an educated choice between ETFs and mutual funds to keep your portfolio on track.

Read More »

11 Things Every Investor Should Know About the S&P 500 Index

Become a better investor by understanding the S&P 500 history, what stocks are included and more.

Read More »

How to Get Social Security Survivor Benefits

Learn how to calculate and claim Social Security survivor benefits.

Read More »

7 Reasons You Could Get Less Social Security

Find out what might cause you to get less in Social Security benefits and what you can do about it.

Read More »

Changes to Social Security Spousal Benefits You Need to Know

Find out new laws that might affect your Social Security benefits today.

Read More »

More Than Half of Americans Will Retire Broke

A recent GOBankingRates survey finds most Americans barely have retirement savings and women are still lagging behind men.

Read More »

Saving for Retirement Is Not a Priority for 40% of Americans

A GOBankingRates survey finds why many Americans have $0 saved for retirement.

Read More »

Must-Know Social Security Spousal Benefits Rules

Find out everything you need to know about getting Social Security spousal benefits.

Read More »

Wells Fargo’s Cardless ATMs Continue Shift in Traditional Banking

Here's what Wells Fargo's new cardless ATMs could mean for the banking industry.

Read More »

7 New Banking Technologies You’ll See in the Next 5 Years

Find out how the banking industry is changing to fulfill — and anticipate — your digital banking needs.

Read More »

9 Signs Your Bank Is Your Soulmate

Find out all the ways you can know your bank is "the one."

Read More »

Interest Rate vs. APR: How Not Knowing the Difference Can Cost You

Find out the difference between APR and interest rate and you might end up saving money.

Read More »

Countries With the Highest Interest Rates Today

Where in the world will your money earn the most interest? Here are the top 10 interest rates.

Read More »

5 VIP Private Banking Services You Never Knew Existed

Find out if you qualify for these VIP banking services.

Read More »

Insider Secrets from Realtors That’ll Save you Money

Learn why knowing the tricks of the trade is essential to making a successful real estate transaction.

Read More »

6 Strategies for Paying Off Mortgage Loans Early

Discover how to pay off your mortgage early — and then use that money for something you really want.

Read More »

8 Ugly Truths About Buying a Home

Learn how to keep the purchase of a dream home from turning into a nightmare.

Read More »

How to Find Small Home Loans Under $50K

Learn why small mortgage loans are so hard to find and what you can do to get one.

Read More »

How to Decide Whether to Buy or Build a House

Find out if it's cheaper to buy a house or build one -- and what expenses you can expect.

Read More »

How Does a Reverse Mortgage Work?

Find out whether a reverse mortgage could be the right financial strategy for you.

Read More »

How to Choose Between Secured Credit Cards and Unsecured Credit Cards

Find out if a secured credit card or unsecured credit card is best for your financial situation.

Read More »

The Top 10 Most Exclusive Black Cards You Don’t Know About

See the best black cards available today and learn about their luxurious perks.

Read More »

Pros and Cons of Prepaid Debit Cards

Don't sign up for a prepaid card until you're aware of everything you need to know.

Read More »

How to Never Pay Another Credit Card Late Fee

Use these hacks to pay your credit card bill on time and avoid risking a credit ding.

Read More »

Credit Cards 101: How Credit Cards Work

Find out the basics of credit cards — and the best ways to use them.

Read More »

How to Protect Yourself Against Credit Card Fraud

Don’t be a victim of credit card fraud — learn how to safeguard yourself.

Read More »

Amazon to Charge Sales Tax in 45 States

As of April 1, only five states will not be subject to sales tax on Amazon.

Read More »

Eggs: The Cheapest Way to Spice Up a Boring Meal

Learn how eggs can take your favorite everyday recipes to new and exciting levels of taste and texture.

Read More »

TurboTax to H&R Block: A Review of the Best Tax Services

Find a tax software program that can help you maximize your refund and minimize your pain this tax season.

Read More »

A Cost Breakdown: How to Pick Your Cut of Meat

Find that perfect steak at a price you can afford.

Read More »

21 April Fools’ Day Deals and Freebies

Check out 21 serious ways to save money on a day made for joking.

Read More »

Major Mergers and Acquisitions In March: 3M Buys Scott Safety, AT&T Acquisition of Time Warner Approved

In March M&A news, 3M acquired Scott Safety, and the European Commission approved AT&T's acquisition of Time Warner Inc.

Read More »

Featured In: