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7 Bills You Never Have To Pay When You Retire

One of the things that many workers don't understand about retirement is that you'll have to create a completely new budget. While you might feel as if life will continue in more or less the same...

By John Csiszar | Dec 08, 2023 | 5 min Read

Saving Money

Don’t Holiday Shop on This Day of the Week

There are various questions surrounding holiday shopping, from finding the top ways to save the most money to determining which days are the best for shopping. This is GOBankingRates spoke with...

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Money

55 Easy Ways To Save Money Daily

You're probably tired of hearing people -- whether it's your parents, friends or personal finance experts -- tell you that you need to start saving more money now. What you really need instead are...

Pocket an Extra $403 Per Month With This Simple Hack

Most of us could use some extra money these days. How’s an extra $400 a month sound? Good news: It’s way easier than you think.

Money

5 Things the Middle Class Can’t Afford Anymore

In recent years, economic shifts have reshaped the financial landscape for the middle class. From housing to education, many things that were once considered attainable are now out of reach for many...

By Sheiresa McRae Ngo, AI Editor | Dec 08, 2023 | 3 min Read

Loans

Will Mortgage Rates Go Down? Here’s What Suze Orman Says

Mortgage rates peaked at 7.79% in October and, although they have been dropping, the average 30-year fixed-rate mortgage was still 7.22% at the end of November. That's a far cry from the 3.5% to 4%...

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Money

8 Financial Habits That Improve Your Daily Life

Most people know the importance of setting good financial habits and practicing these habits to reach their short- and long-term life goals. However, a common mistake many people make when deciding to...

What To Do If You Owe Back Taxes to the IRS

Are you eligible for the IRS Fresh Start program? Could you settle your debt for less than you currently owe?

CD Rates Today: December 7 — Earn 5.55% APY

CD Rates Today: December 6 — Earn 5.50% APY

CD Rates Today: December 5 — Earn 5.75% APY

Gold Prices Reach All-Time High — Should You Invest Now?

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Small Business Spotlight

Get ideas for starting your own business, find tips from top entrepreneurs, and learn from the stories of small-business owners.

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Financially Savvy Female

This series aims to educate women about all phases of their financial lives, from paying off student loans to climbing the career ladder to preparing for retirement.

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Retirement at Every Budget

No matter how much you have saved up or plan to spend each month, get the latest tips and guidance on how you can make your money last.

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GEN Z: The Future of Finances

In your early 20’s? Get financial advice on a variety of topics from the experts.

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Tools, Calculators, & More

Use this retirement calculator to see if you’re on track to reach your goals to retire.

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Curious about your federal return this year? Use our tax calculator for an estimate.

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This mortgage payment calculator will estimate your monthly payments.

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How much gas can you afford? This gas calculator can compare estimated gas costs.

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Banking

PenFed CD Rates for December 2023

As with most credit unions, Pentagon Federal Credit Union members can tap into more attractive rates than they might find at a traditional bank. If you are looking for a place to grow your savings,...

Banking

Unveiling Wells Fargo Savings Account Interest Rates for December 2023: What’s New?

Anytime you can start saving money is a good time. Rather than store your funds in a shoe box, you may want to consider putting it safely in a savings account of a trusted bank. By doing this, your...

Banking

Explore the Latest Chase Savings Account Interest Rates for December 2023

Over the past year, the Federal Reserve has been raising the federal funds rate. As the federal funds rate rises, interest rates tied to savings accounts go up. As a saver, you'll have an opportunity...

Taxes

The 7 Worst Things You Can Do If You Owe the IRS

You're in debt to Uncle Sam. This probably isn't a great feeling, but you have to face it. More: 5 Tax Blunders That Can Leave You BrokeFind Out: What To Do If You Owe Back Taxes to the IRS Maybe you...

Taxes

Tax Prep: Survivor’s Penalty Can Be ‘Biggest Shock’ — How To Prepare for It

Taxes can be complicated, even moreso in the unfortunate event that your spouse passes away. According to the U.S. Census Bureau, 117.6 million or 46.4% of U.S. adults are single -- nearly every other...

Taxes

Stimulus Checks in 2024 Aren’t Likely — Take Advantage of These 5 Tax Credits Instead

COVID-era stimulus programs have largely faded from view for most Americans, except for those who live in states that are still offering their own form of stimulus. But you can still take advantage of...