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Financial Planning

Save Thousands With Passive Saving — 5 Ways To Do It

There shouldn't be a lot of pain with passive saving.

By Jaime Catmull
3 Things You Must Do When Your Savings Reach $50,000

By Thomas Harmon
Forget Autopay — When Is It a Good Idea To Pay Bills Early? (if Ever)

By Laura Gariepy
8 Little-Known Perks of Using a Credit Card

By Sam DiSalvo

Americans’ 5 Favorite Cash Hiding Places — How Much Should You Keep at Home?

The water tank is not a smart place to store money.

By Nicole Spector
I’m a Financial Expert: Here’s What To Do If You Fall Behind on Your Bills

By Angela Mae
5 Inflation Tips: Top Advice for Saving and Spending

By Andrew Lisa
Effective Ways To Use Autopay To Manage Your Finances, According to Experts

By Yaёl Bizouati-Kennedy

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Financial Planning for the Future

Financial planning involves much more than creating a budget, although that’s a great place to start. Your financial plan should mirror your life goals. It’s your best tool for improving your current financial situation and successfully reaching major, money-related milestones, like paying off all of your debt or saving $1 million.

When you plan your finances, the primary factors to consider include your job, family, retirement and health. Think about how those aspects of your life will affect your finances and your long-term savings and retirement goals.

Creating a financial plan is one of the smartest things you can do for yourself and your family. Turn to the online resources at GOBankingRates to learn how to create a financial plan and how to use it to improve your life.