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Financial Planning

Here’s How Much Cash You Need Stashed If a National Emergency Happens

Are you financially prepared for a major emergency?

By Jaime Catmull
3 Things You Must Do When Your Savings Reach $50,000

By Thomas Harmon
5 Steps To Take If You Can’t Pay Your Bills

By John Csiszar
9 Costly Bill-Paying Mistakes To Avoid

By Jenny Rose Spaudo

Ben Affleck and Matt Damon Once Shared A Banking Account – Is It A Good Idea to Do with Friends?

Joint banking accounts aren't just for spouses.

By Selena Fragassi
Banking 2023: Expert Tips For Avoiding Fraud

By Heather Taylor
These People Make Six Figures and Still Struggle Financially — Here’s Why

By Levi Leidy
5 Money Decisions To Make As Fed Raises Rates for the Ninth Time

By Selena Fragassi

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Financial Planning for the Future

Financial planning involves much more than creating a budget, although that’s a great place to start. Your financial plan should mirror your life goals. It’s your best tool for improving your current financial situation and successfully reaching major, money-related milestones, like paying off all of your debt or saving $1 million.

When you plan your finances, the primary factors to consider include your job, family, retirement and health. Think about how those aspects of your life will affect your finances and your long-term savings and retirement goals.

Creating a financial plan is one of the smartest things you can do for yourself and your family. Turn to the online resources at GOBankingRates to learn how to create a financial plan and how to use it to improve your life.