Often an unexpected expense comes at the worst possible time — like when you don’t have the money to cover it. This is more common than you might think. More than two-thirds of Americans don’t have $1,000 saved up for an emergency. If cash is tight and credit cards or savings aren’t available, payday advance...
Loans are borrowing options for individuals who need extra cash to manage short- or long-term financial obligations. Loans are borrowed at an interest rate known as an annual percentage rate (APR) and are repaid, usually in monthly installments.
Loans can be handy for individuals in need of a large sum of money relatively quickly. Whether you have a financial or medical emergency or want to make repairs to your home, loans give you the flexibility to afford financial obligations you might otherwise be unable to meet.
To help you learn more about loans, take a moment to explore some of the tools and resources: