2025 Best Picks

The Best Checking, Savings & CDs of 2025

Grow your savings faster and make more of your money with one these top-rated bank accounts of the year.

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Many or all of the offers on this site are from companies from which GOBankingRates receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). GOBankingRates does not include all companies or all offers available in the marketplace.

The GBR Promise

For 20 years, GOBankingRates has been a trusted leader in providing personal finance advice and information. Our commitment to free access and continuous innovation means we offer expert insights and top-quality financial products to help our audience Live Richer™.

Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so that all are measured equally.

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20 Years Helping You Live Richer

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Reviewed by Experts

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Trusted by Millions of Readers

Best Banks of 2025

20 Years Icon

20 Years Helping You Live Richer

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Reviewed by Experts

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Trusted by Millions of Readers

Frequently Asked Questions

What To Consider When Choosing the Best Bank

If you only do one thing this year to help better manage your finances it should be switching to a top rated bank that can help you save your hard earned cash with better customer benefits and allow you to earn more interest on your savings by offering highly competitive interest rates.

Banks Should Help You Save Money, Not Cost You

Many Americans don't realize that choosing a bank can make or break your financial well being. Some banks have monthly fees or have aggressive surcharges and overdraft penalties that waste your hard earned cash. Switch to a top rated bank today.

You're Missing out on Money if You leave Your Cash in a Low Interest Bank Account

With the shifts in the economy and recent Fed Rate hikes, banks are taking advantage of higher rates by offering higher APY to their customers. This means you make more interest on the cash you hold in bank accounts. Do not make the mistake of keeping your cash in a low or no interest bank account when there are banks offering rates as high as 4%+ in 2025. That would be like turning away free money each month. Switch to a top rated bank today.

Bottom Line: Say Goodbye to Banks That Aren't Helping You Grow Your Money

It is a great time to be a bank customer because the top rated financial institutions are offering big incentives and sky high interest rates. Start the New Year by making a good financial decision that will help you grow your money and start Living Richer now. It only takes a couple minutes to open a new account online and you will feel good knowing you have made a step towards better financial health in 2025. Don't wait, open your new account today.

The GBR Promise

For 20 years, GOBankingRates has been a trusted leader in providing personal finance advice and information. Our commitment to free access and continuous innovation means we offer expert insights and top-quality financial products to help our audience Live Richer™.

Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so that all are measured equally.

20 Years Helping You Live Richer
Reviewed by Experts
Trusted by Millions of Readers