Here’s How You Could Pocket an Extra $2K* This Holiday Season — Just for Signing Up for This All-in-One Finance App
By GOBankingRates Staff
The holidays are expensive — but we don’t have to tell you that. In fact, research shows that the average person will spend nearly $2,000 on end-of-year festivities**. Between gifts, food and travel, it can really add up.
So it goes without saying that pocketing an extra $2,000 would go a long way toward easing the financial burden. But short of taking on a second job, coming into that kind of extra cash so quickly just isn’t likely.
Luckily for you, there’s a better way. When you sign up for MoneyLion, not only do you get access to a versatile, all-in-one finance app, but you could also pocket an extra $2,000 — just for signing up.
How You Could Win $2,000 (It Takes Just Minutes)
This holiday season, when you sign up for MoneyLion, you can give yourself the gift of helping to improve your financial health — and potentially winning up to $2,000 — with the MoneyLion $2,000-a-Day Holiday Giveaway.
Starting Dec. 5, MoneyLion will give away $2,000 every day for 50 days — a total of $100,000 in prizes.
Entering is easy: Just create a MoneyLion account via the giveaway page. This counts as your entry and makes you eligible for all drawings — and it takes just minutes.
The giveaway runs from Dec. 1, 2025, through Jan. 24, 2026, and winners are selected at random and notified through the MoneyLion app and email, with public announcements on social media. Signing up is free; you’ll just need to be a U.S. resident and at least 18 years old to enter.
The Gift That Keeps Giving
There’s more to MoneyLion than just the chance to win some extra cash. It’s also a powerful financial tool that can help you improve your finances in a variety of ways. For example, when you sign up, you can get access to credit-builder-loan offers, personal-loan offers, cash advances up to $500, budgeting tools and even a banking account.
These are some of its top features:
- With MoneyLion’s Instacash® product, you can get access to as much as $500 of your paycheck if you meet eligibility requirements — with no interest or credit check.
- If your credit score isn’t exactly where you’d like it to be, MoneyLion Credit Builder Plus membership could be a simple way to help build your credit. It allows you to apply for the Credit Builder loan and borrow up to $1,000, with no hard credit check required1. All or a portion of your loan will be held in a Credit Reserve Account until the loan is paid off. As you make your scheduled payments, those payments are reported to all three credit bureaus, helping you boost your credit with on-time payments. Once you’ve paid off the loan, you will receive the funds from the Credit Reserve Account to spend however you want — essentially putting up to $1,000 in your wallet2. Over half of MoneyLion members report boosting their credit score by up to 27 points within 60 days.3
How to Get Started
Want to enter for the chance to win an extra $2,000 this holiday season — and give yourself the gift of helping to improve your personal finances?
It takes just minutes to sign up for MoneyLion here to enter the sweepstakes and see how you can help improve your finances with its suite of personal finance tools.
MoneyLion does not provide, own, control or guarantee third-party products or services accessible through its Marketplace (collectively, “Third-Party Products”). The Third-Party Products are owned, controlled or made available by third parties (the “Third-Party Providers”). Should you choose to purchase any Third-Party Products, the Third-Party Providers’ terms and privacy policies apply to your purchase, so you must agree to and understand those terms. The display on the MoneyLion website, app, or platform of any of a Third-Party Product or Third-Party Provider does not-in any way-imply, suggest, or constitute a recommendation by MoneyLion of that Third-Party Product or Third-Party Financial Provider. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.
Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash Terms and Conditions for more information and eligibility requirements.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC’s deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.
Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder loans and other exclusive services.
Credit Builder loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are offered by affiliates of MoneyLion and subject to approval. The Credit Builder loan may require a portion of the loan proceeds to be deposited into a Credit Reserve Account maintained by ML Wealth LLC and held in non-marginable securities by DriveWealth LLC, member SIPC and FINRA. Not available in all states.
Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and ML Wealth LLC’s FORM ADV. Please also refer to your LoanAgreement.
Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
*NO PURCHASE NECESSARY. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. Begins approximately at 12:00 PM ET on 12/01/25 and ends at 11:59:59 PM ET on 01/24/26. Open to residents of the 50 U.S. + D.C., 18+. Msg & Data rates may apply. Subject to complete Official Rules including entry method, prize descriptions & odds of winning at https://mlion.info/HolidayHeist Void where prohibited. Sponsor: MoneyLion Technologies Inc.
** How Much Americans Overspend on the Holidays in Every State
1When you apply for a Credit Builder Loan, we will perform a soft credit pull to review certain financial information. This soft inquiry has no impact to your credit score and may or may not be recorded in your credit reports depending on the bureau. This is unlike a hard credit pull, which affects your credit score and can appear on your credit report for two (2) years.
2Funds may take 10-14 business days to be received after you initiate your final loan payment.
3Credit score improvement is not guaranteed. A soft credit pull will be conducted that has no impact to your credit score. Credit scores are independently determined by credit bureaus. Data was sourced from credit score data from over 83,077 members with an active loan between 01/01/2020 to 12/31/2024. MoneyLion is not a Credit Services Organization. Credit Builder Loan is an optional service offered by MoneyLion.
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