1. Paying Yourself First With High-Growth Accounts

Siffat Haider (@siffhaider), founder of the wellness brand Arrae and host of The Dream Bigger Podcast, describes the perfect financial date in a way most people can relate to. You light a candle, pour yourself a favorite drink. But instead of Netflix and chillin’, you’re sitting down with your laptop and opening up all your financial accounts — checking, savings, investments, and credit card statements. It’s time to take a clear and granular look at how you’re spending your money. 

For the savings piece, the Vanguard Cash Plus Account is a smart choice to include in your routine. It offers a competitive annual percentage yield (APY) of as of Feb. 25, 2025 — more than 48 times the national average interest on a checking account, which pays just 0.08% APY. With no minimum balance requirements, no fees to open the account, and FDIC coverage up to $1.25 million for individual accounts, it’s a straightforward way to make your money work for you.

By paying yourself first and directing part of your paycheck into a high-yield account like Vanguard Cash Plus, you’re building your financial security while your money grows effortlessly. Ready to make it a habit? It only takes a few minutes to open an account.

2. Going on a Financial Date With Yourself

Siffat Haider (@siffhaider), founder of the wellness brand Arrae and host of The Dream Bigger Podcast, describes the perfect financial date in a way most people can relate to. You light a candle, pour yourself a favorite drink. But instead of Netflix and chillin’, you’re sitting down with your laptop and opening up all your financial accounts — checking, savings, investments, and credit card statements. It’s time to take a clear and granular look at how you’re spending your money. 

By setting aside one “financial date” a week, you can learn where you stand with your money and figure out what steps you need to take to meet your goals. Do you need to put more into savings? Is the interest rate on your credit card a real mood — and wallet — killer?

If you find that your current credit card isn’t exactly Mr. or Miss Right, you can tap into the expert resources at Card Critics. At Card Critics, you’ll find cards evaluated and ranked by features like low APRs, balance transfers, rewards, and intro bonuses. You can also get recommendations based on specific needs, such as starter cards for students or cards ideal for international travel.

3. Gifting Yourself Gold — and Portfolio Protection

TikToker Aiza Talks (@aizatalks) went viral with her unique approach on gifting and saving: ask for gold. She points out that gold has stood the test of time, maintaining its value for centuries as a smart and timeless investment. Showing off her collection of stunning gold bracelets, Aiza suggests skipping gift cards and gadgets for Christmas or birthdays and asking for gold instead.

For those who love the idea of investing in gold but aren’t ready to install a safe at home, Thor Metals Group is an excellent resource. You can easily open a gold or silver IRA roll over funds from existing retirement accounts. Or you can buy gold and silver directly from Thor Metals Group’s extensive collection.

Whether you’re taking Aiza’s advice to heart or just looking for a stable way to grow your wealth, Thor Metals Group makes investing in gold easy and secure. And with their no-fee buy-back program, you can sell your metals back if your plans ever change. Plus, Thor Metals Group has an A rating with the Better Business Bureau.

Want to diversify and safeguard your investments by adding gold and silver to your portfolio? It’s easy to get started here and get your free report. Right now, Thor Metals Group is offering up to $20,000 in free metals on qualifying purchases — plus, you’ll pay no account fees for 2025.

4. Never Paying Full Price for Vacations

If there’s anyone else who knows how to get a good deal when globe-trotting, it’s 10xTravel. In one video, the team shared how some of their favorite credit cards offer travel credits that can be used toward flights, hotel stays, and other essentials with their welcome offers. Another post highlights how strategically transferring flexible credit card points can help you book a first-class flight internationally for a seriously low price. 

You can get even more mileage out of this advice by searching Card Critics for cards whose welcome packages include significant travel credits. Using Card Credit, you can find cards with benefits that include discounts on outlets like Expedia, Hotels.com, and Vrbo.

5. Earning Passive Income From Real Estate — Starting With Just $100

Ever driven past a home or property with a “For Sale” sign in front and wondered what it might be like to earn money investing in real estate? Popular TikTok creators Two Guys Take on Real Estate have gone viral showing how everyday people can earn big by investing in foreclosed properties. But if you don’t have the time to scout auctions — or the upfront cash to place bids — you’re not out of luck.

With Arrived, you can start investing in rental homes and vacation properties with as little as $100. The best part? You don’t have to be a landlord. You don’t even have to flip a property or tour countless properties up for auction. Arrived handles all the nitty gritty work. 

The process is simple. Just sign up, then browse the available properties, like a single-family rental home in Charlotte or a vacation rental in the Catskill Mountains. You decide how much you want to invest, then watch for property appreciation and quarterly rental income payments. 

More than 540,000 people have invested with Arrived, and it’s already paid out $3.5 million in dividends to its investors. Depending on the property and terms of the investment, investing in single-family and vacation-rental properties has historically yielded between 6% and 15% returns.

Want to start earning passive rental income? Click here to get started and see how much you can earn.

Bottom Line

TikTok is far more than just a place for cute pet videos — it’s a fantastic resource for financial information that empowers you to save big. 

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