3 Careless Ways People Waste Money On Their Car Expenses
By Laura Bogart
After months of saving, you’ve finally made your dream car a reality. You did your research, found the right make and model, shopped around at different dealerships and negotiated a great price. You take the keys in hand and hit the open road. You might be thinking the hard part is over. Now, all you have to do is manage your car payment and keep your new baby running smoothly. Right?
Not quite. Sometimes, even after purchasing your car, it’s easy to let your guard down and let unnecessary expenses slip into your blind spot. You may find yourself heading in the wrong direction, toward higher insurance premiums and gas prices that feel like highway robbery.
The good news? It’s never too late to take an off-ramp toward smarter savings — whether through better insurance rates, discounts or even ways to get cash back when filling up your tank. You just need to know how to avoid those bad turns.
1. You Don’t Comparison Shop for Insurance (and It’s Costing You up to $1,025 a Year)
Odds are, you didn’t drive off with the very first car you looked at. You researched models that fit your needs and lifestyle. Maybe you spent more time than you’d care to admit debating over colors and features. But when it came to car insurance, you likely went with the first option you found.
Now, you’re probably paying far more than necessary for your monthly premiums. Over time, those extra costs could add up to hundreds of dollars a year. To pump the brakes on this excess spending, it’s time to shop for a new insurance plan.
Fortunately, Insurify makes comparing car insurance simple and efficient — and it can save you up to $1,025 a year. On a single platform, you can browse insurance offerings from some of the most respected providers. After entering basic details about your car and background, you’ll receive customized quotes that you can review on your own time and from the comfort of your own home.
There’s room for you on the superhighway of Insurify shoppers who have lowered their yearly premiums by up to $1,025, contributing to over $44 million in collective savings every year. Ready to cut your car insurance bill? It’s easy to get started here and see how much you can save.
2. You Don’t Talk to Experts
Sometimes, learning from experience can be costly — like realizing that following a YouTube tutorial for changing your own carburetor wasn’t the best idea. In the long run, you’ll save more by trusting a knowledgeable mechanic with repairs.
The same logic applies to car insurance — one of your biggest monthly expenses. With Insurify, you can speak directly with licensed insurance agents who can offer personalized advice on finding the best, most affordable plan for you. For instance, you might learn that your recent move to a new ZIP code could lower your premiums under certain plans.
You can even ask agents to review your current insurance plan and help you avoid overpaying for coverage you don’t need. Just as a skilled mechanic can explain exactly where your DIY repairs went wrong, Insurify’s agents can steer you toward savings.
To date, drivers just like you have compared over 100 million car insurance quotes to get their best rates, in part by turning to expert opinions.
3. You Don’t Brush Up Your Driving Skills
It’s no secret that being a safe driver has its perks. While you may think that getting to your destination in one piece is its own reward, some insurance companies go the extra mile by offering safe driver discounts. If your current provider isn’t recognizing your efforts, it might be time to switch.
It’s easy to find insurers that emphasize safe driver discounts. You can compare the best ones here. And if your record is less than sterling, don’t worry — higher premiums don’t have to be your lot in life. Signing up for a safe driving program or a defensive driving course can help you become more Zen behind the wheel, while also making you eligible for discounts. Namaste.
Bottom Line
By showing the same care you put into buying your car into the everyday aspects of owning one, you can save money. From earning cash back at the pump to finding an insurance plan that suits your needs, there are plenty of resources available to help you shift your savings into high gear.
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