6 Clever Ways Retirees Are Earning Up to $1K Per Month From Home
By Laura Bogart
Whether your retirement is filled with globe-trotting adventures or quiet days at home with family, chances are your earning power isn’t quite what it used to be. After all, you’re no longer clocking in (thankfully).
The freedom is great, but living on a fixed income can be challenging. The good news? Clever retirees are finding ways to earn an extra $1,000 a month — all from home.
1. They Grow Their Savings More Than 8x Faster Every Month
In retirement, it’s more important than ever to make sure your money is working for you. And if you keep it in a traditional savings account, you could be missing out on serious growth.
When you keep your savings with Cash App, you could earn up to 3.25% interest* — that’s more than eight times faster than the average savings account (which pays just 0.40%**).
Cash App pays a base 1.5% interest rate, but when you set up a direct deposit of just $300 per month, you’ll boost that rate to 3.25% interest. Even better? There’s no minimum balance or monthly/hidden fees, and Cash App monitors your money 24/7 to look out for any fraud.
Want to boost your savings to 3.25% interest every month with Cash App’s partner bank? It’s easy to get started here with as little as $1 and watch your money grow more than eight times faster than average.**
2. They Know You Can Add Up to $20K in Free Silver to Your Portfolio
The past few years have been a rollercoaster for investors. Plenty of retirement accounts have taken serious hits.
That’s why more investors are building wealth with gold and silver IRAs through a company called Priority Gold. Not only are precious metals a historically stable investment, but right now you could also claim up to $20,000 in free silver on qualifying purchases.
Here’s why it works: Gold and silver have a track record of holding value — even surging in price — when stocks fall and inflation rises. It can be a smart way to protect your money against uncertainty.
Getting started is simple: You can roll over existing retirement funds into a precious metals IRA, or buy gold and silver directly. Priority Gold even offers a no-fee buyback program so you can sell at competitive prices when the time is right.
Click here to get your free gold and silver kit and see how you can protect your portfolio and claim your bonus of up to $20,000 in free silver before the offer ends.
3. They Pocket an Extra $325 When They Open This Checking Account
Keeping your cash in the right place is one of the easiest ways to boost your balance.
When you open a new Wells Fargo Everyday Checking account, you can earn a $325 bonus. All you have to do is make $1,000 or more in qualifying direct deposits within 90 days of opening the account. After the 90-day qualification period, Wells Fargo will deposit your bonus within 30 days, as long as you’ve met the requirements.
You’ll also get FDIC insurance, 24/7 fraud monitoring, and access to an app with a 4.9-star rating.
Want to add an extra $325 to your wallet? It takes just minutes to open an account.
4. They Earn Guaranteed Growth on Their Retirement Savings
As a retiree, you’ll want to make sure your money is working for you. Unfortunately, if all your savings are sitting in a regular savings account, it may not be pulling its weight. A Gainbridge® FastBreak™ annuity can snap your money into shape by growing it up to 13 times faster* than an average savings account. This annuity offers up to 5.20% APY**, a self-managed platform, and gives you the option to access your money without tax penalties before age 59 1/2.
If you’re new to annuities, here’s the gist: It’s a contract between you and an insurance company that promises regular, dependable payouts in the future — typically monthly, and better yet, often for life. It’s a reliable approach many people use to support long-term financial growth. The Gainbridge® FastBreak™ annuity comes in 3- to 10-year terms with premiums ranging from $1,000 to $1 million, and you can withdraw up to 10% of the account value each year.**
Ready to start growing your money 13 times faster? Get started with the Gainbridge® FastBreak™ annuity to start earning up to 5.20% APY.**
5. They Get Up to $1,000 in Free Stock Just For Investing
Your savings are looking great. But don’t rest on your laurels just yet. Now is a great time to make sure you’re putting your money to work.
When you invest with SoFi Active Invest, you can earn up to $1,000 just for opening and funding an account. All you have to do is open and fund a new account within 30 days.
Once you open your account, you’ll get access to commission-free trading on stocks and ETFs, plus you can buy fractional shares of your favorite companies. Unlike other platforms, SoFi has no account minimums and no hidden fees, so you’ll keep more of what you earn.
It takes just a few minutes to open an account. Get started here and fund your account within 30 days to earn up to $1,000.
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6. They Stopped Wasting $1,025 a Year on Car Insurance
Sometimes, the easiest way to put money in your pocket is to find out where you’re wasting it. And most retirees are seriously overpaying for car insurance — by as much as $1,025 a year.
Fortunately, Insurify lets you compare all your car insurance options at once — and it can put an extra $1,025 a year back in your wallet.
Just enter some basic details about your car and background, you’ll get customized quotes you can review on your own time and from the comfort of home.
Want to add up to $1,025 back to your wallet this year? It’s easy to get started here and see how much you can save.
Bottom Line
Retirement doesn’t have to mean the end of your earning power. First, make sure you’re using one of the best checking, savings and CD accounts of 2025. There are so many creative ways to earn extra money doing tasks you’re probably already doing anyway, like sharing your opinion and playing games. And exploring broadening your income by investing in real estate has never been easier — or more rewarding.
Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Direct Deposit provided by Cash App, a Block, Inc. brand.
*Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card or sponsor one or more sponsored accounts and receive at least $300 in paycheck direct deposits each month; or (b) have a sponsored account with sponsor approval to earn interest. Exceptions may also apply. Savings yield rate is subject to change.**The national average savings account interest rate is 0.40% APY, according to the FDIC, as of Oc. 20, 2025.
*Source: FDIC, national average of savings, week of 11/17/25. Rates subject to change.
*Source: FDIC, national average of savings, week of 12/15/25. Rates subject to change.
**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.
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