3 Clever Ways Retirees Are Earning Up to $1K Per Month From Home

Whether your retirement is filled with globe-trotting adventures or quiet days at home with family, chances are your earning power isn’t quite what it used to be. After all, you’re no longer clocking in (thankfully).
The freedom is great, but living on a fixed income can be challenging. The good news? Clever retirees are finding ways to earn an extra $1,000 a month — all from home.
1. They Invest in Real-Estate Loans — and Earn 8.1% in Dividends
Loaning people money and charging interest is one of the ways large institutions and the ultra-wealthy earn passive income. It’s not something that’s typically available to the average person.
But with the Arrived Private Credit Fund, you can invest in a portfolio of real-estate loans that pay dividends monthly — with a historic yield of 8.10% annualized dividends.
Arrived is a platform backed by Jeff Bezos, Marc Benioff, and other top-tier investors, with more than 800,000 registered users and nearly $300 million invested.
Here’s how it works: You’ll invest in a diversified portfolio of loans across the U.S. that help fund renovations, rehabs, and new home construction. As borrowers pay the loan back, the interest is distributed among investors like you on a monthly basis. Historically, this has yielded investors 8.10% annualized dividends.
Want to start earning passive income like the ultra-wealthy do? It’s simple to get started here and see how much you could earn.
2. They Stopped Wasting $1,025 a Year on Car Insurance
Sometimes, the easiest way to put money in your pocket is to find out where you’re wasting it. And most retirees are seriously overpaying for car insurance — by as much as $1,025 a year.
Fortunately, Insurify lets you compare all your car insurance options at once — and it can put an extra $1,025 a year back in your wallet.
Just enter some basic details about your car and background, you’ll get customized quotes you can review on your own time and from the comfort of home.
Want to add up to $1,025 back to your wallet this year? It’s easy to get started here and see how much you can save.
3. They Get Paid $17 a Day to Play Free Games on Their Phone
The grandkids might not know it, but you’ve become quite the gamer in your retirement, at least on your phone. If you’re already a pro at Candy Crush or love saving faraway realms from evil wizards, why not get paid for your skills?
You can turn that idle time into quick cash — up to $17 a day, if you use Scrambly.
Scrambly works with developers who want to get their games and apps in front of people just like you, and they’re willing to pay you to try them. When you sign up, you can browse more than 150 free games and apps. Just find one you like and start getting paid.
You don’t need to play long, either — you earn by playing just a few minutes at a time. As a retiree, you’ve got free time in abundance. And it’s all completely free. In fact, if you make an in-app purchase on a Scrambly-discovered app, they’ll give you cash back. Once you earn $1, you can cash out instantly via PayPal, Visa, Amazon, Google Play and Apple.
Ready to start pocketing up to $500 a month in extra cash just for playing free games on your phone? Get started here and see how much you can earn. Right now, you’ll even get a 500 coin signup bonus.
Not only can you use the money you earn to treat your grandkids, you can also wow ’em when you tell them how you earned it.
Bottom Line
Retirement doesn’t have to mean the end of your earning power. There are so many creative ways to earn extra money doing tasks you’re probably already doing anyway, like sharing your opinion and playing games. And exploring broadening your income by investing in real estate has never been easier — or more rewarding.
*Source: FDIC, national average of savings, week of 09/15/25. Rates subject to change.
**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.
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