6 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month
By Laura Bogart
It goes without saying that you could use an extra $1,000 this month. Every month, really. Whether you’re standing in the egg aisle watching prices climb or getting closer to a major savings goal, that money could make a real difference. But $1,000 is a large amount of money to make in such a short amount of time. How can you possibly do it?
Fortunately, it’s easier than you might think. You can even make money playing games or exploring investment opportunities on your phone — things you do anyway. With some simple and fun tasks, you can create shortcuts that put more cash in your wallet each month.
1. Use an Annuity to Earn Guaranteed Growth on Your Retirement Savings
If you want to build wealth, it’s smart to start thinking about your long-term goals and how you can protect what you’ve built against the unknown — like a stock market downturn tanking your 401(k) before retirement.
That’s where an annuity can come in — they can provide a guaranteed stream of income during retirement at a fixed rate. No stock-market risk involved.
You can get started with a Gainbridge® FastBreak™ annuity with a minimum investment of just $1,000. The more you invest, the higher rate you can earn — up to 5.65% APY**. The best part? There’s no risk to your investment.
For context, 5.65% APY is more than 15 times* the average rate on a savings account. Plus, your principal amount is fully protected, unlike when you invest in the stock market.
The FastBreak™ annuity is self-directed, easy to set up and comes with 30 days to cancel your contract if you change your mind. Plus you can access up to 10% of your money each year without penalties — even if you’re under 59½.
Looking for a predictable, stable way to grow your retirement savings without risking any of your principal investment? Get started here with as little as $1,000 to earn 5.35% APY, or deposit more to earn up to 5.65% APY.
2. Stop Wasting $1,025 a Year on Car Insurance
Sometimes, the most effective way to save money is to stop spending it on overpriced services — like insurance that is far more expensive than it should be.
Over time, those extra costs can add up to hundreds of dollars per year. To pump the brakes on this excess spending, use Insurify, a platform that lets you easily compare car insurance policies — and it can save you up to $1,025 a year.
On a single platform, you can browse insurance offerings from some of the most respected providers. After entering basic details about your needs, you’ll receive customized quotes that you can review on your own time from the comfort of your own home.
Want to add up to $1,025 back to your wallet this year? It’s easy to get started here and see how much you can save.
3. Earn Passive Real-Estate Income — With Just $1K
Owning rental property has always been one of the most well-known ways to earn passive income. There’s just one problem. We can’t all afford to just go out and buy a rental property.
Luckily, a company called Arrived lets you invest in rental homes and vacation properties with a minimum investment of just $100 in some cases. The best part? You don’t even have to be a landlord. No tenant complaints or midnight pipe bursts for you. Arrived handles all the nitty gritty work.
The process is simple. Just sign up, then browse the available properties. You decide how much you want to invest, then watch for property appreciation and quarterly rental income payments.
Want to start earning passive rental income? Click here to get started and see how much you can earn.
4. Add Up to $20K in Free Silver to Your Portfolio
The past few years have been a rollercoaster for investors. Plenty of retirement accounts have taken serious hits.
That’s why more investors are building wealth with gold and silver IRAs through a company called Priority Gold. Not only are precious metals a historically stable investment, but right now you could also claim up to $20,000 in free silver on qualifying purchases.
Here’s why it works: Gold and silver have a track record of holding value — even surging in price — when stocks fall and inflation rises. It can be a smart way to protect your money against uncertainty.
Getting started is simple: You can roll over existing retirement funds into a precious metals IRA, or buy gold and silver directly. Priority Gold even offers a no-fee buyback program so you can sell at competitive prices when the time is right.
Click here to get your free gold and silver kit and see how you can protect your portfolio and claim your bonus of up to $20,000 in free silver before the offer ends.
5. Get Paid $17 a Day to Play Free Games on Your Phone
On the bus. Standing in line at the store. Even in the bathroom. Whenever you have a free moment, you’re playing games. What if you could turn those moments into real money? You’re already building your skills and having fun, but with Scrambly you could earn cash for playing — while also potentially finding your next favorite game.
Scrambly works with developers who want to get their games and apps in front of new people, and they’re willing to pay you to try them. When you sign up, you can browse more than 150 free games and apps. Just find one you like and start getting paid.
You don’t need to play long, either — you can earn by playing just a few minutes at a time. And it’s all completely free. In fact, if you make an in-app purchase on a Scrambly-discovered app, they’ll give you cash back. The average person earns $17 per day.
Once you earn $1, you can cash out instantly via PayPal, Visa, Amazon Google Play and Apple. Ready to start pocketing up to $500 a month in extra cash just for playing free games on your phone?
Get started here and see how much you can earn. Right now, you’ll even get a 500 coin signup bonus.
6. Get $280/Year in Cash Back on Gas and Food
One of the most underrated ways to get extra money is to use a free cash-back app like Upside. It pays you cash back on things you already have to buy, like gas, groceries and restaurants — frequent users earn an average of $280 per year.
Once you’ve installed Upside, you can start earning cash back at nearby gas stations, grocery stores and restaurants. Just claim a cash-back offer, then make your purchase as usual with a linked credit or debit card. Then cash out directly to your bank account, or via gift card.
Getting started takes just minutes. Upside pays its users $1 million each week, and the app has a 4.7 star rating from more than 250,000 reviews.
When you download the free app right now, Upside will pay you an extra 25 cents per gallon on your first tank of gas. Hurry though, this offer expires soon. Get started to see how much cash back you can earn on gas, food and other things you already have to buy.
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*Source: FDIC, national average of savings, week of 07/21/25. Rates subject to change.**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.
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