1. They Prepare Future Generations to Be Smart with Money

If wealthy people are also wise, they look for ways to ensure that future generations will match their financial savvy. Teaching their children and grandchildren how to successfully manage money is essential to reaching this goal — and thanks to Cash App Families, they have a new tool that makes the process easy, intuitive and secure.

Cash App Families is a feature within Cash App that allows kids ages 13 to 17 to use Cash App with the approval of an eligible parent or guardian*. Cash App is the most popular money app*** for teens in the U.S., so they’ll actually enjoy learning how to spend and — crucially — save money.

Meanwhile, parents get a detailed view of their financial activity, including real-time transactions, balances and spending habits. If their kid sends money to someone new, parents know as soon as it happens. Knowledge of these transactions can prompt discussions about responsible spending that can shape teens’ financial decision-making as they get older and wiser.

With Cash App Families, parents can also help their teenagers embrace financial skills like investing** — with as little as $1 to start. Parents have the power to manage permissions on investing and Cash App Card spending, enabling them to set limits and ensure responsible usage.

Crucially, using Cash App Families allows teens to explore spending, saving and investing within an application built with advanced safety and monitoring features — not to mention some good old fashioned parental guidance. Download Cash App today to learn more about Cash App Families.

2. They Stop Wasting $1,025 a Year on Car Insurance

Odds are, you’re probably paying way too much for your car insurance every month. And it can seriously add up — to the tune of $1,025 a year.

Wealthy people know better than to overpay. Fortunately, Insurify lets you compare all your car insurance options at once — and it can save you up to $1,025 a year. 

Just enter some basic details about your car and background, you’ll get customized quotes you can review on your own time and from the comfort of home. 

Ready to cut your car insurance bill? It’s easy to get started here and see how much you can save.

3. They Earn Passive Real-Estate Income — You Can Start With Just $1K

Investing in real estate has always been a way the wealthy earn passive income. There’s just one problem. We can’t all afford to just go out and buy a rental property.

Luckily, a company called Arrived lets you invest in rental homes and vacation properties with a minimum investment of just $1,000. The best part? You don’t even have to be a landlord. Arrived handles all the nitty gritty work. 

The process is simple. Just sign up, then browse the available properties, like a single-family rental home in Charlotte, or a vacation rental in the Catskill Mountains. You decide how much you want to invest, then watch for property appreciation and quarterly rental income payments. 

More than 540,000 people have already invested with Arrived, and it’s already paid out $3.5 million in dividends to its investors. Depending on the property and terms of the investment, investing in single-family and vacation-rental properties has historically yielded between 6% and 15% returns.

Want to start earning passive rental income? Click here to get started and see how much you can earn. 

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4. They Know You Can Get Access to Up to $500 Whenever You Need It

We all have unexpected expenses pop up on occasion. And wealthy people know better than to rely on high-interest loans when they need cash.  

They know an app like MoneyLion’s Instacash® will let you access up to $500 when you need it most — with no interest, no credit check and no mandatory fees with 1 to 5 business day delivery*. 

Just download the MoneyLion app to sign up for Instacash, link your eligible bank account where your paycheck lands to see if you qualify, then select the amount of cash you want, up to $500. 

Plus, your repayments are automated based on your pay schedule, so you can set it and forget it. 

Want access to up to $500 whenever you need it? It takes just a few minutes to download the app for free and get started. 

5. They Know You Should Protect Your Portfolio With Precious Metals

If the past few years have shown us anything, it’s that disruptions to the market can come out of nowhere. Between the pandemic, supply-chain issues and bear markets, a lot of people’s retirement savings felt the impact. 

That’s why it can be a smart idea to look for ways to protect your retirement savings from the unpredictable. For a lot of people, investing in precious metals is a way to diversify and protect their investments.

One way to do this is with a precious metals IRA through a company like Priority Gold. Precious metals often outperform other investments in a volatile market, and their value tends to rise with inflation, making them an effective hedge during uncertain economic times.

Opening a gold or silver IRA is easy, and you can roll over funds from existing retirement accounts without any taxes or penalty fees. Or you can buy gold and silver directly from Priority Gold’s extensive collection.

Worried you may need to sell your precious metals in the future? Priority Gold offers a no-fee buy-back program. Plus, Priority Gold has an A+ rating with the Better Business Bureau.

Right now, Priority Gold is offering up to $10,000 in free silver with qualifying purchases, and you’ll get free account setup, free insured shipping and free storage for up to five years.

Want to diversify and safeguard your investments by adding gold and silver to your portfolio? It’s easy to get started here and get your free guide. Right now, Priority Gold is offering up to $20,000 in free silver on qualifying purchases.

6. They Know You Can Get Matched with a Financial Advisor for Free

As much as we might like to think we have it all figured out, most of us could stand to benefit from an expert opinion — especially when it comes to our finances. The professionals simply know things we don’t.

But the idea of getting a financial advisor sounds expensive and tedious. That’s why we like a company called WiserAdvisor. They’ll match you with a financial advisor in your area — for free.

No two people have the same financial situation, which is why WiserAdvisor matches you with the best financial advisor for your specific situation, so you get an expert in the areas you need. 

There’s no obligation to hire the advisor, and WiserAdvisor screens every advisor to make sure you’re only getting matched with the best experts. 

Want to get a customized financial plan? Just start here to get matched with a financial advisor for free.

7. They Protect Their Wealth From Identity Fraud

Wealthy people know that money attracts not just opportunity — but also predators. That’s why they guard their identities and sensitive data as fiercely as their investments.

The good news? You can do this, too. A company called LifeLock monitors your personal and financial data for suspicious activity, alerts you if something’s wrong, and its experts help restore your identity if it’s stolen — even covering up to $1 million in legal fees and expert help.

Once you sign up, you can set your monitoring preferences, and LifeLock will monitor your sensitive data 24/7, keeping an eye on your Social Security number, bank accounts and more. If identity theft happens, one of its U.S.-based experts will help you fix it.

Millions of people already trust LifeLock to keep their identity — and their finances — safe. Right now, you can try it for free for 30 days. 

It’s easy to get started here and make sure your savings are protected. 

8. They Know You Can Get Up to $1,000 in Free Stock Just For Investing

Wealthy people know how important it is to invest — and they never pass up an opportunity to add extra money to their wallet.

Want to take a page out of their book? Good news: When you invest with SoFi Active Invest, you can earn up to $1,000 just for opening and funding an account. All you have to do is open and fund a new account within 45 days. 

Once you open your account, you’ll get access to commission-free trading on stocks and ETFs, plus you can buy fractional shares of your favorite companies. Unlike other platforms, SoFi® has no account minimums and no hidden fees, so you’ll keep more of what you earn.

It takes just a few minutes to open an account. Get started here and fund your account within 45 days to earn up to $1,000. 

Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See Terms & Conditions.

*To view the eligibility requirements for sponsoring a teen, please visit the Sponsored Accounts section of the Cash App Terms of Service.

**Brokerage services provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. Investing is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. Block, Inc. is not a member of FINRA or SIPC. For additional information, see the Cash App Investing disclosures. Fractional shares investing may involve additional risks such as non-transferability. For additional information regarding the unique risks and limitations of fractional shares, please see your Investing Customer Account Agreement.

***Cash App has higher self-reported weekly usage among teens compared to top national banks and select fintechs (source: U.S. Brand Health Equity & Tracking Study by Material+ (Cash App commissioned online survey of n=7,806 respondents aged 13-65, Q1 2025)

Instacash® is subject to terms and eligibility requirements. 

* Fees apply for optional Turbo delivery within minutes

Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.

Other fees, such as exchange fees, may apply. Please view SoFi’s fee disclosure to view a full listing of fees

There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.

INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

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