6 Things You Must Do When Your Savings Reach $50,000

Investing Strategies The Wealthy Use That You Should Consider Right Now
Well done! You’ve worked hard and pinched pennies to finally get to the point where your savings account is looking solid. Now it’s time for the emphasis to shift from saving to making your money work more actively.
These moves just might be what you need to keep your money growing. Best of all? It only takes a few minutes to check them out and see which ones are best for you.
Grow Your Savings More Than 8x Faster Every Month
Now that you've built substantial savings, you'll want to make sure that money is working for you. And if you keep it in a traditional savings account, you could be missing out on serious growth.
When you keep your savings with Cash App, you could earn up to 3.50% interest* -- that's more than eight times faster than the average savings account (which pays just 0.40%**).
Cash App pays a base 1.5% interest rate, but when you set up a direct deposit of just $300 per month, you'll boost that rate to 3.50% interest. Even better? There's no minimum balance or monthly/hidden fees, and Cash App monitors your money 24/7 to look out for any fraud.
Want to boost your savings to 3.50% interest every month with Cash App's partner bank? It's easy to get started here with as little as $1 and watch your money grow more than eight times faster than average.**
Stop Wasting $1,025 on Your Car Insurance
Odds are, you're probably paying way too much for your car insurance every month. And it can seriously add up -- to the tune of $1,025 a year.
Fortunately, Insurify lets you compare all your car insurance options at once -- and it can save you up to $1,025 a year.
Just enter some basic details about your car and background, you'll get customized quotes you can review on your own time and from the comfort of home. Ready to cut your car insurance bill? It's easy to get started here and see how much you can save.
Protect Your Portfolio With Precious Metals -- And Get Up to $20K in Free Metals
If the past few years have shown us anything, it's that market disruptions can come out of nowhere and take a toll on people's retirement savings.
That's why a lot of people are investing in precious metals to diversify and protect their investments: Precious metals often outperform other investments in a volatile market, and their value tends to rise with inflation.
One way to do this is with a precious metals IRA through a company like Thor Metals Group. Right now, you can even get up to $20,000 in free metals on qualifying purchases.
Opening a gold or silver IRA is easy, and you can roll over funds from existing retirement accounts. Or you can buy gold and silver directly from Thor Metals Group's extensive collection.
Worried you may need to sell your precious metals in the future? Thor Metals Group offers a no-fee buy-back program. Plus, Thor Metals Group has an A rating with the Better Business Bureau.
Want to diversify and safeguard your investments by adding gold and silver to your portfolio? It's easy to get started here and get your free report. Right now, Thor Metals Group is offering up to $20,000 in free metals on qualifying purchases -- plus, you'll pay no account fees for 2025.
Get Access to Up to $500 Whenever You Need It
Just because you have a healthy savings doesn't mean you don't occasionally need some cash. Sometimes an unexpected expense pops up, and you need access to money in a pinch.
An app like MoneyLion's Instacash® will let you access up to $500 when you need it most -- with no interest, no credit check and no mandatory fees with 1 to 5 business day delivery***.
Just download the MoneyLion app to sign up for Instacash, link your eligible bank account where your paycheck lands to see if you qualify, then select the amount of cash you want, up to $500.
Plus, your repayments are automated based on your pay schedule, so you can set it and forget it.
Want access to up to $500 whenever you need it? It takes just a few minutes to download the app for free and get started.
Get Matched with a Financial Advisor for Free
As much as we might like to think we have it all figured out, most of us could stand to benefit from an expert opinion -- especially when it comes to our finances. The professionals simply know things we don't.
But the idea of getting a financial advisor sounds expensive and tedious. That's why we like a company called WiserAdvisor. They'll match you with a financial advisor in your area -- for free.
No two people have the same financial situation, which is why WiserAdvisor matches you with the best financial advisor for your specific situation, so you get an expert in the areas you need.
There's no obligation to hire the advisor, and WiserAdvisor screens every advisor to make sure you're only getting matched with the best experts.
Want to get a customized financial plan? Just start here to get matched with a financial advisor for free.
Get Up to $1,000 in Free Stock Just For Investing
Your savings are looking great. But don't rest on your laurels just yet. Now that you've built up some cushion, it's a great time to make sure you're putting your money to work.
When you invest with SoFi Active Invest, you can earn up to $1,000 just for opening and funding an account. All you have to do is open and fund a new account within 30 days.
Once you open your account, you'll get access to commission-free trading on stocks and ETFs, plus you can buy fractional shares of your favorite companies. Unlike other platforms, SoFi has no account minimums and no hidden fees, so you'll keep more of what you earn.
It takes just a few minutes to open an account. Get started here and fund your account within 30 days to earn up to $1,000.
Bottom Line:
It’s just as important to make your money work for you as it is to save. Some key strategies include hedging your savings against inflation with an investment like gold or silver and building passive income through real estate investments. The right financial advisor can give you the best advice for your unique situation.
Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Direct Deposit provided by Cash App, a Block, Inc. brand.
*Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card or sponsor one or more sponsored accounts and receive at least $300 in paycheck direct deposits each month; or (b) have a sponsored account with sponsor approval to earn interest. Exceptions may also apply. Savings yield rate is subject to change.
**The national average savings account interest rate is 0.40% APY, according to the FDIC, as of Sept. 15, 2025.
***Instacash® is subject to terms and eligibility requirements.
*** Fees apply for optional Turbo delivery within minutes
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