5 Things You Must Do When Your Savings Reach $50,000

Investing Strategies The Wealthy Use That You Should Consider Right Now
Well done! You’ve worked hard and pinched pennies to finally get to the point where your savings account is looking solid. Now it’s time for the emphasis to shift from saving to making your money work more actively.
These moves just might be what you need to keep your money growing. Best of all? It only takes a few minutes to check them out and see which ones are best for you.
Use an Annuity to Earn Guaranteed Growth on Your Retirement Savings
Once you have a substantial nest egg, it's smart to start thinking about your long-term goals and how you can protect what you've built against the unknown -- like a stock market downturn tanking your 401(k) before retirement.
That's where an annuity can come in -- they can provide a guaranteed stream of income during retirement at a fixed rate. No stock-market risk involved.
You can get started with a Gainbridge® FastBreak™ annuity with a minimum investment of just $1,000. The more you invest, the higher rate you can earn -- up to 5.80% APY**. The best part? There's no risk to your investment.
For context, 5.80% APY is more than 13 times* the average rate on a savings account. Plus, your principal amount is fully protected, unlike when you invest in the stock market.
The FastBreak™ annuity is self-directed, easy to set up and comes with 30 days to cancel your contract if you change your mind. Plus you can access up to 10% of your money each year without penalties -- even if you're under 59½.
Looking for a predictable, stable way to grow your retirement savings without risking any of your principal investment? Get started here with as little as $1,000 to earn 5.50% APY, or deposit more to earn up to 5.80% APY.
Stop Wasting $1,025 on Your Car Insurance
Odds are, you're probably paying way too much for your car insurance every month. And it can seriously add up -- to the tune of $1,025 a year.
Fortunately, Insurify lets you compare all your car insurance options at once -- and it can save you up to $1,025 a year.
Just enter some basic details about your car and background, you'll get customized quotes you can review on your own time and from the comfort of home. Ready to cut your car insurance bill? It's easy to get started here and see how much you can save.
Collect Rent Checks Without Being a Landlord
Owning rental property has always been one of the most well-known ways to earn passive income. There's a reason so many rich people do it. There's just one problem -- we can't all afford to just go out and buy an investment property. And we're not exactly dying to be landlords, either.
Luckily, a company called Arrived lets you invest in rental homes and vacation properties with a minimum investment of just $1,000. The best part? You don't even have to be a landlord. Arrived handles all the nitty gritty work.
The process is simple. Just sign up, then browse the available properties, like a single-family rental home in Charlotte, or a vacation rental in the Catskill Mountains. You decide how much you want to invest, then watch for property appreciation and quarterly rental income payments.
More than 540,000 people have already invested with Arrived, and it's already paid out $3.5 million in dividends to its investors. Depending on the property and terms of the investment, investing in single-family and vacation-rental properties has historically yielded between 6% and 15% returns.
Want to start earning passive rental income? Click here to get started and see how much you can earn.
Protect Your Portfolio With Precious Metals
If the past few years have shown us anything, it's that disruptions to the market can come out of nowhere. Between the pandemic, supply-chain issues and bear markets, a lot of people's retirement savings felt the impact.
That's why it can be a smart idea to look for ways to protect your retirement savings from the unpredictable. For a lot of people, investing in precious metals is a way to diversify and protect their investments.
One way to do this is with a precious metals IRA through a company like Priority Gold. Precious metals often outperform other investments in a volatile market, and their value tends to rise with inflation, making them an effective hedge during uncertain economic times.
Opening a gold or silver IRA is easy, and you can roll over funds from existing retirement accounts without any taxes or penalty fees. Or you can buy gold and silver directly from Priority Gold's extensive collection.
Worried you may need to sell your precious metals in the future? Priority Gold offers a no-fee buy-back program. Plus, Priority Gold has an A+ rating with the Better Business Bureau.
Right now, Priority Gold is offering up to $10,000 in free silver with qualifying purchases, and you'll get free account setup, free insured shipping and free storage for up to five years.
Want to diversify and safeguard your investments by adding gold and silver to your portfolio? It's easy to get started here and get your free guide.
Get Matched with a Financial Advisor for Free
As much as we might like to think we have it all figured out, most of us could stand to benefit from an expert opinion -- especially when it comes to our finances. The professionals simply know things we don't.
But the idea of getting a financial advisor sounds expensive and tedious. That's why we like a company called WiserAdvisor. They'll match you with a financial advisor in your area -- for free.
No two people have the same financial situation, which is why WiserAdvisor matches you with the best financial advisor for your specific situation, so you get an expert in the areas you need.
There's no obligation to hire the advisor, and WiserAdvisor screens every advisor to make sure you're only getting matched with the best experts.
Want to get a customized financial plan? Just start here to get matched with a financial advisor for free.
Bottom Line:
It’s just as important to make your money work for you as it is to save. Some key strategies include hedging your savings against inflation with an investment like gold or silver and building passive income through real estate investments. The right financial advisor can give you the best advice for your unique situation.
*Source: FDIC, national average of savings, week of 02/18/25. Rates subject to change.**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.
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