1. Start Earning Passive Real-Estate Income — With Just $100

Investing in real estate has always been a way the wealthy earn passive income. There’s just one problem. We can’t all afford to just go out and buy a rental property.

But with the Arrived Private Credit Fund, you can invest in a portfolio of real-estate loans that pay dividends monthly — with a historic yield of 8.10% annualized dividends. And you can get started with a minimum investment of just $100.

Arrived is a platform backed by Jeff Bezos, Marc Benioff, and other top-tier investors, with more than 800,000 registered users and nearly $300 million invested.

Here’s how it works: You’ll invest in a diversified portfolio of loans across the U.S. that help fund renovations, rehabs, and new home construction. As borrowers pay the loan back, the interest is distributed among investors like you on a monthly basis. Historically, this has yielded investors 8.10% annualized dividends.

Want to start earning passive income like the ultra-wealthy do? It’s simple to get started here and see how much you could earn.

2. Diversify Your Portfolio With Precious Metals

If the past few years have shown us anything, it’s that disruptions to the market can come out of nowhere. Between the pandemic, supply-chain issues and bear markets, a lot of people’s retirement savings felt the impact. 

That’s why it can be a smart idea to look for ways to protect your retirement savings from the unpredictable. For a lot of people, investing in precious metals is a way to diversify and protect their investments.

One way to do this is with a precious metals IRA through a company like Thor Metals Group. Precious metals often outperform other investments in a volatile market, and their value tends to rise with inflation, making them an effective hedge during uncertain economic times.

Opening a gold or silver IRA is easy, and you can roll over funds from existing retirement accounts without any taxes or penalty fees. Or you can buy gold and silver directly from Thor Metals Group’s extensive collection.

Worried you may need to sell your precious metals in the future? Thor Metals Group offers a no-fee buy-back program. Plus, Thor Metals Group has an A rating with the Better Business Bureau.

Want to diversify and safeguard your investments by adding gold and silver to your portfolio? It’s easy to get started here and get your free report. Right now, Thor Metals Group is offering up to $20,000 in free metals on qualifying purchases — plus, you’ll pay no account fees for 2026.

3. Grow Your Money More Than 13x Faster

This one’s almost too easy. If you’re keeping your savings in a traditional savings account, it’s probably not doing much for you. In fact, the latest numbers from the FDIC show that the average savings account only pays 0.39% APY.* 

If you want to grow your money faster — 13 times faster* — one option you might consider is the Gainbridge^® FastBreak™ annuity. You’ll earn up to 5.15% APY** on this annuity, which comes with a self-managed platform and the ability to withdraw your money without a tax penalty before age 59 1/2. 

An annuity is a contract between you and an insurance company that promises you a future payout in regular installments, usually monthly and often for life. The Gainbridge^® FastBreak™ annuity comes in three to 10 year terms, in premiums of $1,000 to $1 million, and you’re able to withdraw up to 10% of the account value each year.** 

The FastBreak™ annuity is self-directed, easy to set up and comes with 30 days to cancel your contract if you change your mind. 

Want to start growing your money 13 times faster than if you kept it in a savings account? Get started here to start earning up to 5.15% APY**.

4. Pocket an Extra $325 When You Open This Checking Account

Keeping your cash in the right place is one of the easiest ways to boost your balance.

When you open a new Wells Fargo Everyday Checking account, you can earn a $325 bonus. All you have to do is make $1,000 or more in qualifying direct deposits within 90 days of opening the account. After the 90-day qualification period, Wells Fargo will deposit your bonus within 30 days, as long as you’ve met the requirements.

You’ll also get FDIC insurance, 24/7 fraud monitoring, and access to an app with a 4.9-star rating.

Want to add an extra $325 to your wallet? It takes just minutes to open an account.

5. Get Up to $250 — With No Interest

Life happens. Maybe it’s an unexpected bill, a car repair, or you just need help making it to payday. Instead of stressing (or turning to expensive payday loans), there’s a smart option. 

With Cleo, you can get up to $250 as soon as today — with no interest and no credit check.

Here’s how it works: Download Cleo and enter some basic information to show you’re a human. Then choose how much cash you need and when you need it — anywhere from $20 to $250.

You’re basically taking a cash advance from your next paycheck, which means no interest and no late fees. Repayments are automatically scheduled to line up with your next paycheck. Plus, unlike other options, Cleo even works for gig workers. 

Your data stays secure. Cleo never shares your information with third parties and uses bank-level encryption to protect your money.

Need $250 as soon as today? Download the app to see if you’re eligible*.

6. Stop Wasting $1,025 a Year on Car Insurance

Sometimes, the easiest way to put money in your pocket is to find out where you’re wasting it. And most people are seriously overpaying for car insurance — by as much as $1,025 a year.

Fortunately, Insurify lets you compare all your car insurance options at once — and it can put an extra $1,025 a year back in your wallet. 

Just enter some basic details about your car and background, you’ll get customized quotes you can review on your own time and from the comfort of home. 

Want to add up to $1,025 back to your wallet this year? It’s easy to get started here and see how much you can save.

7. Get Up to $1,000 in Free Stock Just For Investing

While your cash sits in a basic account doing absolutely nothing, smart investors are growing their wealth effortlessly – and getting up to $1,000 in free stock just for opening and funding a new SoFi Active Invest account.

Whether you’re new to investing or a seasoned pro, SoFi® makes it easy to start, manage and grow your portfolio by investing in stocks, ETFs and even fractional shares, meaning you can own a slice of your favorite company without having to buy a full share.

Traditional investing platforms charge fees that eat away at your gains. But with SoFi Active Invest, you keep more of what you earn: There are no commissions on stocks and ETFs, no account minimums and no hidden fees.

It takes just a few minutes to open an account. Get started here and fund your account within 45 days to earn up to $1,000. 

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*Source: FDIC, national average of savings, week of 1/20/26. Rates subject to change.

*Cleo: Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Users can take a max disbursement of up to $170 per day. Same day transfers subject to express fees of $3.99-$14.99 based on amount. You may also request a Cash Advance without subscribing by contacting team@meetcleo.com

*SoFi: Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.

Other fees, such as exchange fees, may apply. Please view SoFi’s fee disclosure to view a full listing of fees

There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.

INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

*Source: FDIC, national average of savings, week of 1/20/26. Rates subject to change.**Gainbridge^®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.

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