U.S. Bank Reviews, Rates and Information

Bauer Rating ? ★★★★★

About

U.S. Bank has more than $321 billion in assets, making it the fifth-largest bank in the United States. You can visit US Bank at one of over 3,000 offices and over 5,000 ATMs in 25 different states, primarily in the American West and Midwest. There are also U.S. Bank locations in Canada and Europe. The bank was founded through a number of mergers of smaller banks throughout the United States. U.S. Bank offers commercial banking as well as payment services, wealth management, securities services and wholesale banking.

Thinking about getting an account with U.S. Bank? There are a number of banking services offered, including: checking accounts, savings accounts and certificates of deposit; check cards and credit cards; home mortgage loan services, including refinancing and home mortgage payment protection plans; wealth management services, such as investments, personal trusts, financial planning and insurance; personal lines of credit, including home equity loans and vehicle loans; special bank accounts for students; term and whole life insurance and more. No matter what your banking and personal finance needs are, U.S. Bank is prepared to meet them.

U.S. Bank (FDIC certificate 6548) was established in 1863 and operates online. Mr. Richard K. Davis, President/CEO of U.S. Bank, leads a team of 64299 employees.The bank's parent holding company, U.S. BANCORP is based in Minneapolis, MN.

U.S. Bank, headquartered in Cincinnati, OH, is rated four stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a four star rating indicates, among other things, that this institution has at least 1½ times the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.

U.S. Bank is a federally chartered commercial bank and member of Federal Reserve. With $417 billion in total assets, the OCC classifies the bank’s asset concentration as "Commercial Lenders" which is defined as institutions whose commercial and industrial loans, plus real estate construction and development loans, plus loans secured by commercial real estate properties exceed 25 percent of total assets.

Trust powers have been granted to the bank which means it has the right to act as a trustee, executor, administrator, registrar of stocks and bonds, guardian of estates, or in any other fiduciary capacity allowed under the laws of the state in which it is located.

Product Information

About U.S. Bank's Products & Services

Established in 1863, US Bank is a leader in banking. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

U.S. Bank Products

  • Standard Savings Account

  • Package Money Market Savings

  • Money Market Account

More Products

  • Easy Checking Account

  • Student Checking

  • CDs

U.S. Bank Rates

U.S. Bank: National Interest Rates

All rates effective as of 10/19/2015

Rate (APY)

Account Type

Estimated Balance for 1 year

0.10%APY

1 Year CD

$25,025
0.20%APY

2 Year CD

$25,050
0.05%APY

6 Month CD

$25,013
0.06%APY

Online Savings

$25,015
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Today's Featured Rate

U.S. Bank Bank Fees

Type

Fee

National Average

Non sufficient Fund Overdraft

$36.00
$9.00

Stop Payment Item

$30.00
$27.00

Return Deposit

$36.00
$14.00

Domestic Wire Transfer (Outbound)

$30.00
$22.00

Domestic Wire Transfer (Inbound)

$20.00
$9.00

Non-Bank ATM

$2.50
$1.00

Customer Reviews

U.S. Bank Customer Service Information

Sunday
Closed
Monday
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Tuesday
-
Wednesday
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Thursday
-
Friday
-
Saturday
Closed
800 Nicollet Mall Minneapolis, MN 55402 1-800-872-2657
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