First Internet Bank of Indiana Reviews, Rates and Information

Bauer Rating ? ★★★★★

About

First Internet Bank is a branchless online bank that serves customers across the United States. Founded in 1999, it was one of the first banks in the U.S. to operate solely online. First Internet Bank offers a full suite of retail banking services, including personal bank accounts, high-yield accounts like CDs, vehicle loans, and mortgage lending.

First Internet Bank offers competitive rates for both deposit and loan products, as well as saving through low fees and transparent costs. Customers can connect toll-free by phone, or through live chat on its site with experts in a range of banking topics, from deposit accounts to mortgage loans.

First Internet Bank focuses on providing high rates, low costs, and the highest level of customer service. Its range of deposit accounts include savings and money market accounts that earn high interest, and free checking or interest checking. First Internet Bank also offers IRAs and a range of CDs with terms from 3 months to 5 years.

First Internet Bank personal loans can help customers finance major purchases like a new car. First Internet Bank mortgage loan services include traditional mortgage lending, mortgage refinance, home equity lines of credit (HELOC), and even home building loans. These loans come with favorable rates that stretch dollars further.

First Internet Bank of Indiana (FDIC certificate 34607) was established in 1998 and operates online. Mr. David B. Becker, President/CEO of First Internet Bank of Indiana, leads a team of 152 employees.The bank's parent holding company, FIRST INTERNET BANCORP is based in Indianapolis, IN.

First Internet Bank of Indiana, headquartered in Indianapolis, IN, is rated four stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a four star rating indicates, among other things, that this institution has at least 1½ times the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.

First Internet Bank of Indiana is a state chartered commercial bank and not a member of Federal Reserve. With $1 billion in total assets, the FDIC classifies the bank’s asset concentration as "Commercial Lenders" which is defined as institutions whose commercial and industrial loans, plus real estate construction and development loans, plus loans secured by commercial real estate properties exceed 25 percent of total assets.

Product Information

About First Internet Bank of Indiana's Products & Services

First Internet Bank is a leader in the online banking space. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

First Internet Bank Products

  • Savings

  • Checking

  • Money Market

  • Savings for Kids

  • Term CDs

More Products

  • IRAs

  • Student Loans

  • Mortgages

  • Mortgage Refinancing

First Internet Bank of Indiana Rates

First Internet Bank of Indiana: National Interest Rates

All rates effective as of 10/28/2015

Rate (APY)

Account Type

Estimated Balance for 1 year

1.21%APY

1 Year CD

$25,303
1.41%APY

2 Year CD

$25,353
0.90%APY

6 Month CD

$25,225
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Today's Featured Rate

First Internet Bank of Indiana Bank Fees

Type

Fee

National Average

Monthly Inactivity

$5.00
$7.00

Non sufficient Fund Overdraft

$30.00
$9.00

Stop Payment Item

$30.00
$27.00

Return Deposit

$25.00
$14.00

Domestic Wire Transfer (Outbound)

$20.00
$22.00

Domestic Wire Transfer (Inbound)

$0.00
$9.00

Non-Bank ATM

$0.00
$1.00

Customer Reviews

First Internet Bank of Indiana Customer Service Information

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8888 Keystone Crossing Ste 17 Indianapolis, IN 46240 1-888-873-3424
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