GOBankingRates

50 Cities With the Most Homes Under $100K

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Despite the U.S. being in the middle of a recession and a pandemic, home prices have been rising in recent months rather than falling. A major reason for this is a lack of inventory, with sellers not wanting to open up their homes to potential buyers amid the coronavirus crisis, Million Acres reported. There’s also an increase in demand, with many people looking to relocate or move to a bigger home as they adjust to a new norm of working remotely.

Discover: Cheapest Places To Buy a Home in Every State

GOBankingRates analyzed data from Realtor.com to determine the top 50 cities with homes priced under $100,000. Locations in Ohio and Texas were particularly affordable, but the top spot on the list is in a Midwestern state. And if you’re stuck on big-city living, you’ll be happy to know that many major metropolitan areas made the cut. Despite rising home prices, these cities still offer some of the cheapest places to buy a home in the U.S.

Last updated: Jan. 21, 2021

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50. Greensboro, North Carolina

  • Total active listings: 1,028
  • Active listings under $100,000: 174
  • Percentage of listings under $100,000: 16.93%

Read: The 10 Cheapest, Safest Places To Buy a Home in the Pandemic

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49. Mesa, Arizona

  • Total active listings: 1,904
  • Active listings under $100,000: 174
  • Percentage of listings under $100,000: 9.14%

See: 32 Insider Tips for Buying and Selling a House

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48. Rochester, New York

  • Total active listings: 567
  • Active listings under $100,000: 179
  • Percentage of listings under $100,000: 31.57%
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47. Fort Worth, Texas

  • Total active listings: 5,602
  • Active listings under $100,000: 181
  • Percentage of listings under $100,000: 3.23%
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46. Los Angeles

  • Total active listings: 10,889
  • Active listings under $100,000: 190
  • Percentage of listings under $100,000: 1.74%

Be Aware: 50 Housing Markets That Are Turning Ugly

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45. Laredo, Texas

  • Total active listings: 844
  • Active listings under $100,000: 198
  • Percentage of listings under $100,000: 23.46%
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44. Columbus, Georgia

  • Total active listings: 516
  • Active listings under $100,000: 203
  • Percentage of listings under $100,000: 39.34%
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43. St. Petersburg, Florida

  • Total active listings: 2,143
  • Active listings under $100,000: 246
  • Percentage of listings under $100,000: 11.48%
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42. Augusta, Georgia

  • Total active listings: 876
  • Active listings under $100,000: 255
  • Percentage of listings under $100,000: 29.11%

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41. Tampa, Florida

  • Total active listings: 4,243
  • Active listings under $100,000: 262
  • Percentage of listings under $100,000: 6.17%
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40. Winston-Salem, North Carolina

  • Total active listings: 1,074
  • Active listings under $100,000: 272
  • Percentage of listings under $100,000: 25.33%
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39. Albuquerque

  • Total active listings: 3,100
  • Active listings under $100,000: 272
  • Percentage of listings under $100,000: 8.77%

Worth Checking Out: 50 Cities With the Most Underpriced Homes

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38. Pittsburgh

  • Total active listings: 1,908
  • Active listings under $100,000: 281
  • Percentage of listings under $100,000: 14.73%
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37. Columbus, Ohio

  • Total active listings: 2,891
  • Active listings under $100,000: 285
  • Percentage of listings under $100,000: 9.86%
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36. Dallas

  • Total active listings: 5,354
  • Active listings under $100,000: 301
  • Percentage of listings under $100,000: 5.62%
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35. Amarillo, Texas

  • Total active listings: 1,367
  • Active listings under $100,000: 308
  • Percentage of listings under $100,000: 22.53%
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34. Tulsa, Oklahoma

  • Total active listings: 2,116
  • Active listings under $100,000: 320
  • Percentage of listings under $100,000: 15.12%
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33. Fort Wayne, Indiana

  • Total active listings: 782
  • Active listings under $100,000: 322
  • Percentage of listings under $100,000: 41.18%
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32. Corpus Christi, Texas

  • Total active listings: 2,010
  • Active listings under $100,000: 337
  • Percentage of listings under $100,000: 16.77%
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31. Fayetteville, North Carolina

  • Total active listings: 1,504
  • Active listings under $100,000: 341
  • Percentage of listings under $100,000: 22.67%

Major Differences: What a $1M Home Looks Like Across America

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30. Cincinnati

  • Total active listings: 1,651
  • Active listings under $100,000: 342
  • Percentage of listings under $100,000: 20.71%
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29. Baton Rouge, Louisiana

  • Total active listings: 2,720
  • Active listings under $100,000: 352
  • Percentage of listings under $100,000: 12.94%
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28. New Orleans

  • Total active listings: 2,929
  • Active listings under $100,000: 400
  • Percentage of listings under $100,000: 13.66%
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27. Little Rock, Arkansas

  • Total active listings: 1,404
  • Active listings under $100,000: 406
  • Percentage of listings under $100,000: 28.92%
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26. Omaha, Nebraska

  • Total active listings: 2,820
  • Active listings under $100,000: 415
  • Percentage of listings under $100,000: 14.72%
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25. Tucson, Arizona

  • Total active listings: 3,987
  • Active listings under $100,000: 437
  • Percentage of listings under $100,000: 10.96%
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24. Kansas City, Missouri

  • Total active listings: 2,875
  • Active listings under $100,000: 454
  • Percentage of listings under $100,000: 15.79%

Good To Know: 50 Cities With the Most Overpriced Homes

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23. Wichita, Kansas

  • Total active listings: 1,781
  • Active listings under $100,000: 455
  • Percentage of listings under $100,000: 25.55%
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22. Montgomery, Alabama

  • Total active listings: 1,408
  • Active listings under $100,000: 467
  • Percentage of listings under $100,000: 33.17%
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21. Milwaukee

  • Total active listings: 1,677
  • Active listings under $100,000: 479
  • Percentage of listings under $100,000: 28.56%
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20. Orlando, Florida

  • Total active listings: 5,171
  • Active listings under $100,000: 481
  • Percentage of listings under $100,000: 9.30%

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19. Atlanta

  • Total active listings: 7,286
  • Active listings under $100,000: 492
  • Percentage of listings under $100,000: 6.75%
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18. Oklahoma City

  • Total active listings: 4,593
  • Active listings under $100,000: 493
  • Percentage of listings under $100,000: 10.73%
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17. Buffalo, New York

  • Total active listings: 1,342
  • Active listings under $100,000: 500
  • Percentage of listings under $100,000: 37.26%
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16. Akron, Ohio

  • Total active listings: 990
  • Active listings under $100,000: 501
  • Percentage of listings under $100,000: 50.61%

More Options: The 50 Best Places To Buy a Home for Under $250,000

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15. Toledo, Ohio

  • Total active listings: 1,048
  • Active listings under $100,000: 507
  • Percentage of listings under $100,000: 48.38%
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14. San Antonio

  • Total active listings: 10,933
  • Active listings under $100,000: 519
  • Percentage of listings under $100,000: 4.75%
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13. Birmingham, Alabama

  • Total active listings: 1,560
  • Active listings under $100,000: 547
  • Percentage of listings under $100,000: 35.06%
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12. Lincoln, Nebraska

  • Total active listings: 1,853
  • Active listings under $100,000: 557
  • Percentage of listings under $100,000: 30.06%
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11. Baltimore

  • Total active listings: 3,000
  • Active listings under $100,000: 557
  • Percentage of listings under $100,000: 18.57%
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10. Louisville, Kentucky

  • Total active listings: 3,769
  • Active listings under $100,000: 568
  • Percentage of listings under $100,000: 15.07%

Find Out: How Much It Costs To Live in 15 COVID-Free Countries

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9. Jacksonville, Florida

  • Total active listings: 6,499
  • Active listings under $100,000: 726
  • Percentage of listings under $100,000: 11.17%
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8. Cleveland

  • Total active listings: 1,501
  • Active listings under $100,000: 755
  • Percentage of listings under $100,000: 50.30%
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7. St. Louis

  • Total active listings: 3,398
  • Active listings under $100,000: 819
  • Percentage of listings under $100,000: 24.10%
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6. Memphis, Tennessee

  • Total active listings: 2,211
  • Active listings under $100,000: 920
  • Percentage of listings under $100,000: 41.61%
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5. Indianapolis

  • Total active listings: 4,444
  • Active listings under $100,000: 956
  • Percentage of listings under $100,000: 21.51%
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4. Philadelphia

  • Total active listings: 6,527
  • Active listings under $100,000: 1,167
  • Percentage of listings under $100,000: 17.88%
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3. Houston

  • Total active listings: 16,531
  • Active listings under $100,000: 1,258
  • Percentage of listings under $100,000: 7.61%
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2. Detroit

  • Total active listings: 2,185
  • Active listings under $100,000: 1,484
  • Percentage of listings under $100,000: 67.92%
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1. Chicago

  • Total active listings: 17,392
  • Active listings under $100,000: 1,674
  • Percentage of listings under $100,000: 9.63%

More From GOBankingRates

Methodology: To find the 50 cities with the most homes under $100,000, GOBankingRates looked at the 125 most populous U.S. cities, as sourced from the 2018 American Community Survey conducted by the United States Census Bureau. Once these 125 cities were selected, GOBankingRates found the following factors for each city: (1) total active listings; (2) active listings under $100,000; and (3) percentage of listings under $100,000, all sourced from Realtor.com. Those cities with the highest value for factor (2) were included in the final rankings. All data was collected on and is up to date as of Aug. 10, 2020.