Do you think you could name the city associated with the most expensive ZIP code in your state? While some individuals could do this, others might be less familiar with their state’s wealthiest ZIP code and even less sure how much it costs to live there.
To determine America’s wealthiest ZIP codes, GOBankingRates reviewed the ZIP code in each state with the highest home value and found each ZIP code’s cost of living index. Data from the Bureau of Labor Statistics 2022 Consumer Expenditure Survey was then utilized to find each ZIP code’s annual expenditures.
In alphabetical order, read on for every state’s most expensive zip code.
Alabama
- Most expensive ZIP code: 35223
- ZIP code city: Mountain Brook
- ZIP code MSA: Birmingham-Hoover, AL
- ZIP code county: Jefferson County
- ZIP code’s October 2023 home value: $826,800
- ZIP code’s overall CoL index: 87
- ZIP code’s overall annual expenditures: $63,481
Alaska
- Most expensive ZIP code: 99516
- ZIP code city: Anchorage
- ZIP code MSA: Anchorage, AK
- ZIP code county: Anchorage Borough
- ZIP code’s October 2023 home value: $587,155
- ZIP code’s overall CoL index: 115.5
- ZIP code’s overall annual expenditures: $84,277
Arizona
- Most expensive ZIP code: 85253
- ZIP code city: Paradise Valley
- ZIP code MSA: Phoenix-Mesa-Chandler, AZ
- ZIP code county: Maricopa County
- ZIP code’s October 2023 home value: $3,091,441
- ZIP code’s overall CoL index: 113
- ZIP code’s overall annual expenditures: $82,453
Arkansas
- Most expensive ZIP code: 72718
- ZIP code city: Cave Springs
- ZIP code MSA: Fayetteville-Springdale-Rogers, AR
- ZIP code county: Benton County
- ZIP code’s October 2023 home value: $496,213
- ZIP code’s overall CoL index: 91.6
- ZIP code’s overall annual expenditures: $66,838
California
- Most expensive ZIP code: 94027
- ZIP code city: Atherton
- ZIP code MSA: San Francisco-Oakland-Berkeley, CA
- ZIP code county: San Mateo County
- ZIP code’s October 2023 home value: $7,767,999
- ZIP code’s overall CoL index: 250
- ZIP code’s overall annual expenditures: $182,418
Colorado
- Most expensive ZIP code: 81611
- ZIP code city: Aspen
- ZIP code MSA: Glenwood Springs, CO
- ZIP code county: Pitkin County
- ZIP code’s October 2023 home value: $8,552,350
- ZIP code’s overall CoL index: 220.4
- ZIP code’s overall annual expenditures: $160,819
Connecticut
- Most expensive ZIP code: 06830
- ZIP code city: Greenwich
- ZIP code MSA: Bridgeport-Stamford-Norwalk, CT
- ZIP code county: Fairfield County
- ZIP code’s October 2023 home value: $2,837,216
- ZIP code’s overall CoL index: 138.6
- ZIP code’s overall annual expenditures: $101,132
Delaware
- Most expensive ZIP code: 19944
- ZIP code city: Fenwick Island
- ZIP code MSA: Salisbury, MD-DE
- ZIP code county: Sussex County
- ZIP code’s October 2023 home value: $1,287,926
- ZIP code’s overall CoL index: 108.1
- ZIP code’s overall annual expenditures: $78,877
District of Columbia (DC)
- Most expensive ZIP code: 20008
- ZIP code city: Washington
- ZIP code MSA: Washington-Arlington-Alexandria, DC-VA-MD-WV
- ZIP code county: District of Columbia
- ZIP code’s October 2023 home value: $1,670,744
- ZIP code’s overall CoL index: 151.9
- ZIP code’s overall annual expenditures: $110,837
Florida
- Most expensive ZIP code: 33480
- ZIP code city: Palm Beach
- ZIP code MSA: Miami-Fort Lauderdale-Pompano Beach, FL
- ZIP code county: Palm Beach County
- ZIP code’s October 2023 home value: $11,327,554
- ZIP code’s overall CoL index: 114.1
- ZIP code’s overall annual expenditures: $83,255
Georgia
- Most expensive ZIP code: 31561
- ZIP code city: Sea Island
- ZIP code MSA: Brunswick, GA
- ZIP code county: Glynn County
- ZIP code’s October 2023 home value: $5,055,536
- ZIP code’s overall CoL index: 90.9
- ZIP code’s overall annual expenditures: $66,327
Hawaii
- Most expensive ZIP code: 96714
- ZIP code city: Hanalei
- ZIP code MSA: Kapaa, HI
- ZIP code county: Kauai County
- ZIP code’s October 2023 home value: $2,617,075
- ZIP code’s overall CoL index: 154.6
- ZIP code’s overall annual expenditures: $112,807
Idaho
- Most expensive ZIP code: 83353
- ZIP code city: Sun Valley
- ZIP code MSA: Hailey, ID
- ZIP code county: Blaine County
- ZIP code’s October 2023 home value: $2,994,332
- ZIP code’s overall CoL index: 134.2
- ZIP code’s overall annual expenditures: $97,922
Illinois
- Most expensive ZIP code: 60043
- ZIP code city: Kenilworth
- ZIP code MSA: Chicago-Naperville-Elgin, IL-IN-WI
- ZIP code county: Cook County
- ZIP code’s October 2023 home value: $1,678,064
- ZIP code’s overall CoL index: 105.7
- ZIP code’s overall annual expenditures: $77,126
Indiana
- Most expensive ZIP code: 46301
- ZIP code city: Beverly Shores
- ZIP code MSA: Chicago-Naperville-Elgin, IL-IN-WI
- ZIP code county: Porter County
- ZIP code’s October 2023 home value: $646,766
- ZIP code’s overall CoL index: 100.1
- ZIP code’s overall annual expenditures: $73,040
Iowa
- Most expensive ZIP code: 51355
- ZIP code city: Okoboji
- ZIP code MSA: Spirit Lake, IA
- ZIP code county: Dickinson County
- ZIP code’s October 2023 home value: $1,044,207
- ZIP code’s overall CoL index: 90
- ZIP code’s overall annual expenditures: $65,670
Kansas
- Most expensive ZIP code: 66211
- ZIP code city: Leawood
- ZIP code MSA: Kansas City, MO-KS
- ZIP code county: Johnson County
- ZIP code’s October 2023 home value: $948,247
- ZIP code’s overall CoL index: 106.2
- ZIP code’s overall annual expenditures: $77,491
Kentucky
- Most expensive ZIP code: 40510
- ZIP code city: Lexington
- ZIP code MSA: Lexington-Fayette, KY
- ZIP code county: Fayette County
- ZIP code’s October 2023 home value: $681,658
- ZIP code’s overall CoL index: 90.8
- ZIP code’s overall annual expenditures: $66,254
Louisiana
- Most expensive ZIP code: 70130
- ZIP code city: New Orleans
- ZIP code MSA: New Orleans-Metairie, LA
- ZIP code county: Orleans Parish
- ZIP code’s October 2023 home value: $572,226
- ZIP code’s overall CoL index: 101.6
- ZIP code’s overall annual expenditures: $74,134
Maine
- Most expensive ZIP code: 04110
- ZIP code city: Cumberland
- ZIP code MSA: Portland-South Portland, ME
- ZIP code county: Cumberland County
- ZIP code’s October 2023 home value: $1,162,726
- ZIP code’s overall CoL index: 112.5
- ZIP code’s overall annual expenditures: $82,088
Maryland
- Most expensive ZIP code: 21056
- ZIP code city: Pasadena
- ZIP code MSA: Baltimore-Columbia-Towson, MD
- ZIP code county: Anne Arundel County
- ZIP code’s October 2023 home value: $2,860,752
- ZIP code’s overall CoL index: 114.7
- ZIP code’s overall annual expenditures: $83,693
Massachusetts
- Most expensive ZIP code: 02108
- ZIP code city: Boston
- ZIP code MSA: Boston-Cambridge-Newton, MA-NH
- ZIP code county: Suffolk County
- ZIP code’s October 2023 home value: $5,443,900
- ZIP code’s overall CoL index: 150.8
- ZIP code’s overall annual expenditures: $110,034
Michigan
- Most expensive ZIP code: 49654
- ZIP code city: Maple City
- ZIP code MSA: Traverse City, MI
- ZIP code county: Leelanau County
- ZIP code’s October 2023 home value: $1,153,486
- ZIP code’s overall CoL index: 105.9
- ZIP code’s overall annual expenditures: $77,272
Minnesota
- Most expensive ZIP code: 55424
- ZIP code city: Edina
- ZIP code MSA: Minneapolis-St. Paul-Bloomington, MN-WI
- ZIP code county: Hennepin County
- ZIP code’s October 2023 home value: $1,003,630
- ZIP code’s overall CoL index: 107.2
- ZIP code’s overall annual expenditures: $78,221
Mississippi
- Most expensive ZIP code: 39110
- ZIP code city: Madison
- ZIP code MSA: Jackson, MS
- ZIP code county: Madison County
- ZIP code’s October 2023 home value: $400,057
- ZIP code’s overall CoL index: 93.2
- ZIP code’s overall annual expenditures: $68,005
Missouri
- Most expensive ZIP code: 63124
- ZIP code city: Ladue
- ZIP code MSA: St. Louis, MO-IL
- ZIP code county: Saint Louis County
- ZIP code’s October 2023 home value: $1,145,503
- ZIP code’s overall CoL index: 93.1
- ZIP code’s overall annual expenditures: $67,932
New Jersey
- Most expensive ZIP code: 07723
- ZIP code city: Deal
- ZIP code MSA: New York-Newark-Jersey City, NY-NJ-PA
- ZIP code county: Monmouth County
- ZIP code’s October 2023 home value: $3,727,859
- ZIP code’s overall CoL index: 129.1
- ZIP code’s overall annual expenditures: $94,200
New Mexico
- Most expensive ZIP code: 87506
- ZIP code city: Santa Fe
- ZIP code MSA: Santa Fe, NM
- ZIP code county: Santa Fe County
- ZIP code’s October 2023 home value: $1,145,684
- ZIP code’s overall CoL index: 112
- ZIP code’s overall annual expenditures: $81,723
New York
- Most expensive ZIP code: 10065
- ZIP code city: New York
- ZIP code MSA: New York-Newark-Jersey City, NY-NJ-PA
- ZIP code county: New York County
- ZIP code’s October 2023 home value: $5,821,077
- ZIP code’s overall CoL index: 204.1
- ZIP code’s overall annual expenditures: $148,926
North Carolina
- Most expensive ZIP code: 28480
- ZIP code city: Wrightsville Beach
- ZIP code MSA: Wilmington, NC
- ZIP code county: New Hanover County
- ZIP code’s October 2023 home value: $2,042,975
- ZIP code’s overall CoL index: 98.1
- ZIP code’s overall annual expenditures: $71,581
North Dakota
- Most expensive ZIP code: 58521
- ZIP code city: Baldwin
- ZIP code MSA: Bismarck, ND
- ZIP code county: Burleigh County
- ZIP code’s October 2023 home value: $520,546
- ZIP code’s overall CoL index: 95.2
- ZIP code’s overall annual expenditures: $69,465
Ohio
- Most expensive ZIP code: 45243
- ZIP code city: Madeira
- ZIP code MSA: Cincinnati, OH-KY-IN
- ZIP code county: Hamilton County
- ZIP code’s October 2023 home value: $686,013
- ZIP code’s overall CoL index: 88.3
- ZIP code’s overall annual expenditures: $64,430
Oklahoma
- Most expensive ZIP code: 73151
- ZIP code city: Oklahoma City
- ZIP code MSA: Oklahoma City, OK
- ZIP code county: Oklahoma County
- ZIP code’s October 2023 home value: $589,304
- ZIP code’s overall CoL index: 85.5
- ZIP code’s overall annual expenditures: $62,387
Oregon
- Most expensive ZIP code: 97034
- ZIP code city: Lake Oswego
- ZIP code MSA: Portland-Vancouver-Hillsboro, OR-WA
- ZIP code county: Clackamas County
- ZIP code’s October 2023 home value: $1,185,938
- ZIP code’s overall CoL index: 133.7
- ZIP code’s overall annual expenditures: $97,557
Pennsylvania
- Most expensive ZIP code: 19035
- ZIP code city: Gladwyne
- ZIP code MSA: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- ZIP code county: Montgomery County
- ZIP code’s October 2023 home value: $1,376,385
- ZIP code’s overall CoL index: 114.1
- ZIP code’s overall annual expenditures: $83,255
Rhode Island
- Most expensive ZIP code: 02807
- ZIP code city: New Shoreham
- ZIP code MSA: Providence-Warwick, RI-MA
- ZIP code county: Washington County
- ZIP code’s October 2023 home value: $1,706,356
- ZIP code’s overall CoL index: 124.3
- ZIP code’s overall annual expenditures: $90,698
South Carolina
- Most expensive ZIP code: 29482
- ZIP code city: Sullivan’s Island
- ZIP code MSA: Charleston-North Charleston, SC
- ZIP code county: Charleston County
- ZIP code’s October 2023 home value: $4,022,854
- ZIP code’s overall CoL index: 112
- ZIP code’s overall annual expenditures: $81,723
South Dakota
- Most expensive ZIP code: 57759
- ZIP code city: Deadwood
- ZIP code MSA: Spearfish, SD
- ZIP code county: Lawrence County
- ZIP code’s October 2023 home value: $628,232
- ZIP code’s overall CoL index: 93.5
- ZIP code’s overall annual expenditures: $68,224
Tennessee
- Most expensive ZIP code: 37215
- ZIP code city: Nashville
- ZIP code MSA: Nashville-Davidson–Murfreesboro–Franklin, TN
- ZIP code county: Davidson County
- ZIP code’s October 2023 home value: $1,330,224
- ZIP code’s overall CoL index: 104.7
- ZIP code’s overall annual expenditures: $76,396
Texas
- Most expensive ZIP code: 75205
- ZIP code city: Highland Park
- ZIP code MSA: Dallas-Fort Worth-Arlington, TX
- ZIP code county: Dallas County
- ZIP code’s October 2023 home value: $2,273,459
- ZIP code’s overall CoL index: 100.2
- ZIP code’s overall annual expenditures: $73,113
Utah
- Most expensive ZIP code: 84060
- ZIP code city: Park City
- ZIP code MSA: Heber, UT
- ZIP code county: Summit County
- ZIP code’s October 2023 home value: $3,023,974
- ZIP code’s overall CoL index: 169
- ZIP code’s overall annual expenditures: $123,314
Vermont
- Most expensive ZIP code: 05672
- ZIP code city: Stowe
- ZIP code MSA: n/a
- ZIP code county: Lamoille County
- ZIP code’s October 2023 home value: $1,066,293
- ZIP code’s overall CoL index: 101.8
- ZIP code’s overall annual expenditures: $74,280
Virginia
- Most expensive ZIP code: 22066
- ZIP code city: Great Falls
- ZIP code MSA: Washington-Arlington-Alexandria, DC-VA-MD-WV
- ZIP code county: Fairfax County
- ZIP code’s October 2023 home value: $1,571,412
- ZIP code’s overall CoL index: 149.7
- ZIP code’s overall annual expenditures: $109,232
Washington
- Most expensive ZIP code: 98039
- ZIP code city: Medina
- ZIP code MSA: Seattle-Tacoma-Bellevue, WA
- ZIP code county: King County
- ZIP code’s October 2023 home value: $4,469,590
- ZIP code’s overall CoL index: 158.1
- ZIP code’s overall annual expenditures: $115,361
West Virginia
- Most expensive ZIP code: 25442
- ZIP code city: Shenandoah Junction
- ZIP code MSA: Washington-Arlington-Alexandria, DC-VA-MD-WV
- ZIP code county: Jefferson County
- ZIP code’s October 2023 home value: $465,452
- ZIP code’s overall CoL index: 111.2
- ZIP code’s overall annual expenditures: $81,139
Wisconsin
- Most expensive ZIP code: 53069
- ZIP code city: Okauchee
- ZIP code MSA: Milwaukee-Waukesha, WI
- ZIP code county: Waukesha County
- ZIP code’s October 2023 home value: $771,514
- ZIP code’s overall CoL index: 107.3
- ZIP code’s overall annual expenditures: $78,294
Wyoming
- Most expensive ZIP code: 83014
- ZIP code city: Wilson
- ZIP code MSA: Jackson, WY-ID
- ZIP code county: Teton County
- ZIP code’s October 2023 home value: $4,239,773
- ZIP code’s overall CoL index: 180.9
- ZIP code’s overall annual expenditures: $131,997
Methodology: For this piece GOBankingRates first found the zip code in each state with the highest home value for March 2024 from Zillow. With these zip codes isolated, GOBankingRates then found those zip code’s overall cost of living index as sourced from Sperling’s Best Places and used the Bureau of Labor Statistics 2022 Consumer Expenditure Survey to find the annual expenditures for each zip code. All data was collected and is up to date as of June 19, 2024.