Bank of Internet USA Reviews and Rates

Bank of Internet USA is a fully-functioning online bank that is FDIC-insured and provides a full range of banking products to their customers. Customers of the bank enjoy 24/7 access to accounts online or through the Bank of Internet mobile app. Bank of Internet offers round-the-clock phone support.
Rates effective as of 10/28/15

Bank of Internet USA Products & Services


Bank of Internet USA Products

Money Market Savings
Rewards Checking
Low Interest Rate Mortgages
Multifamlily Loans

Founded in 1999

Locations, Hours, & Customer Service Contact

Hours of Operation

Monday - Friday
6:00AM - 6:00PM EST

Bank of Internet USA Location : Headquarters

4350 La Jolla Village Drive
San Diego, CA
Phone: 1-877-541-2634
Get Directions To My Local Branch

Bank of Internet USA: National Interest Rates

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Rate (APY)
Account Type
Estimated Balance for 1 Year
6 Month CD
1 Year CD
2 Year CD
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Bank of Internet provides a wide range of retail banking services to customers through its online site. The Bank of Internet deposit account offerings includes options for every need. Bank of Internet offers three checking account options that help customers earn interest or get cashback or rewards on expenses. It offers a Bank of Internet high-yield savings account and money market account. Its CDs and IRAs provide investment options with terms ranging from 3 months to 5 years. Like many online banks, Bank of Internet offers above-average, competitive interest rates with low costs. Bank of Internet also provides mortgage lending and home loans.

Banking Fees

National Average
Monthly Inactivity
Non sufficient Fund Overdraft
Stop Payment Item
Return Deposit
Domestic Wire Transfer (Outbound)
Domestic Wire Transfer (Inbound)
Non-Bank ATM

Bank of Internet USA Reviews, News & Information

Bank of Internet USA Rewards Checking Account Rates at 1.25% APY

Earn cash back and a high interest rate with lots of no-fee account features.

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Review: Bank of Internet’s Best Checking Accounts

Find out why Bank of Internet USA is the cure to the common checking account fee.

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Why Checking Account Rates Will Not Go Up in Pittsburgh in 2014

Pittsburgh's average checking account rate is lower than the national average. Learn how you can find higher rates.

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5 Best Online Checking Accounts of 2014 Review

Knowledge is power.

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Savings Account Interest Rates Today from Bank of Internet USA at 0.61% APY

One of the best ways to save and grow hard-earned money is to open a high-interestĀ savings account. But finding the best rates associated w...

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Bank of Internet USA Reviews

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