Bank of Internet USA Reviews, Rates and Information

About

Bank of Internet USA is a fully-functioning online bank that is FDIC-insured and provides a full range of banking products to their customers. Customers of the bank enjoy 24/7 access to accounts online or through the Bank of Internet mobile app. Bank of Internet offers round-the-clock phone support.

Bank of Internet provides a wide range of retail banking services to customers through its online site. The Bank of Internet deposit account offerings includes options for every need. Bank of Internet offers three checking account options that help customers earn interest or get cashback or rewards on expenses. It offers a Bank of Internet high-yield savings account and money market account. Its CDs and IRAs provide investment options with terms ranging from 3 months to 5 years. Like many online banks, Bank of Internet offers above-average, competitive interest rates with low costs. Bank of Internet also provides mortgage lending and home loans.

Product Information

About Bank of Internet USA's Products & Services

Founded in 1999, Bank of Internet USA is a leader in online banking. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

Bank of Internet USA Products

  • Savings

  • Money Market Savings

  • CDs

More Products

  • Rewards Checking

  • Low Interest Rate Mortgages

  • Multifamily Loans

Bank of Internet USA Rates

Bank of Internet USA: National Interest Rates

All rates effective as of 12/02/2015

Rate (APY)

Account Type

Estimated Balance for 1 year

0.70%APY

2 Year CD

$25,175
0.55%APY

1 Year CD

$25,138
0.25%APY

6 Month CD

$25,063
0.61%APY

Online Savings

$25,153
0.00%APY

Checking

$25,000
Search Now

Today's Featured Rate

Bank of Internet USA Bank Fees

Type

Fee

National Average

Monthly Inactivity

$0.00
$7.00

Non sufficient Fund Overdraft

$25.00
$9.00

Stop Payment Item

$35.00
$27.00

Return Deposit

$10.00
$14.00

Domestic Wire Transfer (Outbound)

$35.00
$22.00

Domestic Wire Transfer (Inbound)

$0.00
$9.00

Non-Bank ATM

$0.00
$1.00

Customer Reviews

Bank of Internet USA Customer Service Information

Sunday
Closed
Monday
- EST
Tuesday
- EST
Wednesday
- EST
Thursday
- EST
Friday
- EST
Saturday
Closed
4350 La Jolla Village Drive San Diego, CA 92122 1-877-541-2634
Find Interest Rates Near Me

Featured In: