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Ally Bank Reviews and Rates

Ally Bank is an online bank that offers a straightforward approach to banking with no minimum deposits to open, no monthly maintenance fees, and 24/7 live customer service. Because Ally Bank is branch-free, you can take out cash from more than 400,000 ATM locations nationwide free of charge. Ally Bank is a subsidiary of Ally Financial Inc., which was founded in 1919 in Detroit, Michigan as the General Motors Acceptance Corporation, a provider of financing to auto customers. Ally offers a full suite of automotive financing products and services, including consumer financing, leasing, inventory insurance, commercial loans and vehicle remarketing services.
Rates effective as of 12/19/14

Ally Bank Products & Services

Personal

Ally bank is a leader in the online banking space. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

Ally Bank Products

High-Yield Savings
Interest Checking
Raise Your Rate CD
Money Market
Individual Retirement Accounts

Automotive Financing Products

Auto Financing
Auto Leasing
GM Vehicle Service Contracts

Locations, Hours, & Customer Service Contact

Customer Service Contact

1-877-247- Ally (2559)
Speak with a customer service associate 24/7

Hours of Operation

Monday - Friday
Saturday - Sunday
Established in 2009
8:00AM - 11:00PM EST
9:00AM - 7:00PM EST

Ally Bank Interest Rates

I want to Deposit: $10,000

Best Rates(APY)
Account Type
Estimated Balance for 1 Year
1.05%
1 Year CD
$10,105
1.29%
2 Year CD
$10,129
0.99%
Savings
$10,099
1.40%
3 Year CD
$10,140
1.04%
18 Month CD
$10,104
1.30%
4 Year CD
$10,130
2.00%
5 Year CD
$10,200
0.60%
6 Month CD
$10,060
0.65%
9 Month CD
$10,065
Free, all-inclusive, and truly local: GOBankingRates.com is the only source for interest rates from over 5000 banks and credit unions.
Banking with Ally is hassle free. Being online and branch-free, Ally offers competitive rates on a variety of accounts including savings, checking, and money market. You can access your account information anytime, anywhere, with Ally Online and Mobile Banking and make deposits with Ally eCheck Deposit, online transfers or free postage-paid envelopes. Ally Bank also offers certificates of deposit (CDs), IRA savings accounts, and IRA CDs. Because no one knows your business better than you do, Ally Bank also offers fully customizable commercial finance, real estate, mortgage and commercial vehicle financing products.

Banking Fees

Type
Fee
National Average
Monthly Inactivity
$0.0
$7
Non sufficient Fund Overdraft
$9
$9
Stop Payment Item
$15
$27
Return Deposit
$7.5
$14
Domestic Wire Transfer (Outbound)
$20
$22
Domestic Wire Transfer (Inbound)
$0.0
$9
Non-Bank ATM
$0.0
$1

Ally Bank Reviews, News & Information

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Ally Bank Reviews

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Ally Bank Truely is the Best Online Bank

Jan 15, 2014 by Martin

I have had no problems with them, they have friendly customer service and great rates. Can't complain about anything. I would definitely recommend them!


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