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American Express Bank FSB Reviews and Rates

American Express Bank, FSB offers deposit accounts with impressive rates, low fees and no hidden costs. It is the online banking sector of the credit card issuer American Express and was established in 2000 as an FDIC-insured bank. While the online-only bank is branchless, it offers 24/7 online and phone customer support, online and phone account management that includes transfers, withdrawals, deposits and other services.
The bank offers deposits accounts with a range of rates and terms. It currently offers CDs, high-yield savings account, and a checking account alternative. This limited focus allows American Express Bank to offer top-market savings rates without maintenance fees.
Rates effective as of 05/05/15

American Express Bank FSB (FDIC certificate 27471) was established in 1989 and operates online. Mr. Doug Tabish, President of American Express Bank FSB, leads a team of 274 employees.The bank's parent holding company, AMERICAN EXPRESS COMPANY is based in New York, NY.

American Express Bank FSB, headquartered in Salt Lake City, UT, is rated four stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a four star rating indicates, among other things, that this institution has at least 1½ times the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.

American Express Bank FSB is a state chartered commercial bank and not a member of Federal Reserve. With $35 billion in total assets, the FDIC classifies the bank’s asset concentration as Credit-Card Specialization.

American Express Federal Credit Union Products & Services

Personal

American Express Federal Credit Union Products

Savings Account
Certificates of Deposit
Personal Loans
Credit Cards

Locations, Hours, & Customer Service Contact

American Express Bank FSB Location : Headquarters

200 Vesey Street
New York, NY
10285
Phone: 1-800-528-4800
Get Directions To My Local Branch

American Express Bank FSB: National Interest Rates

I want to Deposit:

Rate (APY)
Account Type
Estimated Balance for 1 Year
0.90%
Savings
$25,225
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Among several great offerings, the American Express Bank Bluebird account offers a low-cost checking alternative with no monthly fees. American Express Bank certificates of deposit terms range from six months up to five years, with interest rates that far exceed the typical offerings of today.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved, or otherwise endorsed by American Express.

Banking Fees

Type
Fee
National Average
Monthly Inactivity
N/A
$7
Non sufficient Fund Overdraft
N/A
$9
Stop Payment Item
N/A
$27
Return Deposit
$5
$14
Domestic Wire Transfer (Outbound)
N/A
$22
Domestic Wire Transfer (Inbound)
$0
$9
Non-Bank ATM
N/A
$1

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American Express Bank FSB Reviews

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