CREDIT » Credit Scores & Reports
Posted in Build Credit
, Infographics
You may not think of your credit score as treasure, but it is. Good credit is the foundation to being Read More...
Posted in Credit
Perusing the internet and building online social networks used to be activities reserved for computer nerds and technologically savvy teens. Read More...
FICO Inc. recently released its latest analysis of credit reports to reveal that, as of April 2010, 25.5 percent – Read More...
A report released on Tuesday by Standard & Poor’s shows that consumer credit lines showed drops in defaults in the Read More...
A free checking account is one of the first tools of finance most individuals start managing in order to build Read More...
Posted in Credit
As we approach the time of year when high school and college seniors are anxiously awaiting graduation it brings me Read More...
Ryan Guina is an entrepreneur and writer. He has worked for Fortune 500 companies and served six years in the Read More...
Posted in Build Credit
, Credit
The topic of whether to hold on to credit cards or replace them with cash and a debit card instead Read More...
Posted in Credit
, Credit Scores
By Casey Bond As you know, your credit rating is a very important factor in your overall financial well-being. It Read More...
The Second Quarter 2010 FreeScore.com Consumer Credit Score Awareness Study has revealed that U.S. consumers with lower incomes and less Read More...
Free Credit Report
From the time you open your first credit account, the three major credit bureaus – Experian, Equifax, and Transunion -- keep an invisible paper trail of all of your account activity when it comes to credit and loans. Up until recently, many consumers did not know what information was contained in their credit report unless they were turned down for credit, and requested a copy from one of the major credit bureaus.
However, in 2005, the federal Fair Credit Reporting Act (FCRA) mandated that consumers were entitled to one free credit report a year from the three credit bureaus. You can get your free credit report by going to www.annualcreditreport.com, a free website that was set up jointly by the three major credit bureaus.
If you have ever applied for a credit card, mortgage, or auto loan, then you probably know that your credit history, as reflected in your credit report, makes a big difference it the interest rates you qualify for, or whether you qualify at all. Get your free credit report and make sure your credit profile is the best it can be.
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