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Discover Bank Reviews and Rates

The route to Discover Bank's rank as one of the nation's leading direct banks today stems from the 1986 pioneer-launch of the Discover card. Discover changed credit card features by pioneering cash rewards and offering a card with no annual fee. Today, Discover is a leading direct bank and electronic payment services company that offers an array of banking products. Discover operates PULSE, one of the nation's leading ATM/debit networks; Discover Network, with millions of merchant and cash access locations; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories.
Rates effective as of 12/18/14

Discover Bank Interest Rates

I want to Deposit: $10,000

Best Rates(APY)
Account Type
Estimated Balance for 1 Year
0.90%
Savings
$10,090
0.65%
6 Month CD
$10,065
1.15%
2 Year CD
$10,115
1.00%
1 Year CD
$10,100
Free, all-inclusive, and truly local: GOBankingRates.com is the only source for interest rates from over 5000 banks and credit unions.
Discover Bank offers banking products such as home loans, private student loans, personal loans, home equity loans, checking and savings accounts, certificates of deposit and money market accounts. Discover provides you with the tools and resources to manage your money with confidence. A savings strategy can give you both flexibility and yield with Discover's high-yield CDs as well as liquid money market and online savings accounts, which give you access to your cash anytime. Plan and save for your retirement with very low risk by diversifying your portfolio by laddering Discovery's CDs with varying rates and maturities.

Discover Bank Loan Rates

Amount of Loan: $10,000

Best Rates(APY)
Account Type
Estimated Monthly Payment
3.00%
15 Year Fixed Mortgage
$69
3.75%
30 Year Fixed Mortgage
$46
Free, all-inclusive, and truly local: GOBankingRates.com is the only source for interest rates from over 5000 banks and credit unions.
Rates can change. Rates may be based on a minimum deposit. See individual banks for the latest details and requirements. Rates are current up to 30 days and show the best rate available, verify rate through institution site. Data compiled from the GOBankingRates.com interest rate database and Informa Research Services, Inc. The accuracy cannot be guaranteed.

Banking Fees

Type
Fee
National Average
Monthly Inactivity
N/A
$7
Non sufficient Fund Overdraft
$30
$9
Stop Payment Item
$15
$27
Return Deposit
$15
$14
Domestic Wire Transfer (Outbound)
$30
$22
Domestic Wire Transfer (Inbound)
N/A
$9
Non-Bank ATM
N/A
$1

Discover Bank Reviews, News & Information

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