CREDIT CARD REWARDS

Barclay’s Bank is one of the most trusted names in finance around the world, and now you can enjoy the rewards of doing business with one of the top financial institutions over with the Barclaycard Rewards MasterCard from Barclay’s.

If you’re looking for a card that provides great rewards for all the things you need, this is the card for you. The Barclaycard Rewards MasterCard offers rewards on all your spending, making it the perfect card for just about every family.

By Tim Chen

For those of us that can pay our bills on time, rewards credit cards are a great way to get something for nothing. It feels pretty good to earn airline miles, or cash back, just for making your daily purchases.

A recent Senate vote all but confirmed that the Durbin Amendment would be implemented as planned. As the Federal Reserve scrambles to issue final regulations on interchange fees and debit card issuers scramble to comply, banks look for creative ways to make up for the loss of an estimated $14 billion in revenue.

Many banks have already adapted to less lucrative checking accounts and changed their fee structures accordingly. Still others are focusing on long-term reactions to interchange regulation, from court challenges to innovative revenue models. Here are five ways we’ve seen banks try to compensate for a 12-cent interchange fee limit:

This article was written by Michael, founder of CreditCardForum, a website for credit card reviews and deals.

The $4 price tag we’re seeing at the pump today feels like a throwback to summer 2008, when oil peaked at $147/barrel and the national average was $4.11 per gallon. What will summer 2011 look like? In this economy it’s hard to say, but if oil keeps creeping up, expect to see some big changes with your gas reward cards.

Customers of Chrysler Group LLC will be able to apply for an automotive credit card program in May that will allow them to receive a number of auto discounts. The program, which will reward customers based on their loyalty to the brand, is being offered through First National Bank of Omaha and MasterCard.

Auto Discounts Offered to Program Participants

Today’s contribution comes from Mr Credit Card of www.askmrcreditcard.com.

There was a time when choosing a rewards credit card like a cash back card was relatively easy. The standard ones offered a simple 1 percent rebate on every purchase you made on the card. The better ones paid 5 percent on certain items like gas. Choosing the better card was a no-brainer, but things began to change just before the financial crisis hit us in 2008.

Christmas time is here, and with it comes one of the biggest personal finance challenges of the year. How do you juggle all the holiday costs and not look like a Grinch? It can be hard to maintain your frugal senses when everyone around you is into the spirit of giving, but just because you show your generous side doesn’t mean you have to go broke doing it.

Every year, millions of people make the same Christmas money mistakes that seem great but leave a horrible holiday hangover to kick off the new year. This year, avoid these common missteps lest you want your finances to be haunted by ghosts of Christmas past:

Your bank cards are becoming obsolete. Evolving credit card technology is changing the way we use plastic, something that really hasn’t changed for over five decades. Imagine, if you will, a world where you can access two accounts with just one card, or use your rewards points at the register just by pressing a button. Even better, imagine paying for stuff with a wave of your phone. Yes, your phone.

You might not have heard of them yet, but it won’t be long before your bank starts sending you credit card offers built around this new technology. While most companies have credit card apps for mobile phones and user-friendly payment options online, the actual process of sliding and signing to pay hasn’t really progressed until now.

Photo by Andres Rueda

Credit cards are useful financial tools, but they can also be a costly lesson in responsible financial management. A credit card often gives people the impression they can afford more than they actually can and it can take years to dig their way back out of debt. Here are 11 credit card mistakes to avoid: