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Credit Card Rewards

Current Rates, News & Information

Citi $2000 Giveaway

@citi_forward just let us know that they and ExxonMobil Personal Card are giving away a $2,000 cash prize a day to one card member daily - or the equivalent of 1 year's worth of gas! The contest runs until the end of June, so you only have a few more days to qualify.

Consumers are automatically entered to win when they use their ExxonMobil Personal Card at any Exxon or Mobil station, or when they apply for a card. More information can be found at sweepstakes.exxonmobilcard.com. Below please also find tips from the ExxonMobil Personal Card on getting the most fuel economy out of every tank of gas this summer.

No purchase is necessary to enter, cardmembers can also mail in an entry for a chance to win. This promotion is open to legal residents of the 50 United States and DC (Void in NJ, VA and MD), who are 18 or older as of date of entry. Sweepstakes ends June 30, 2009. Citicorp Credit Services, Inc. (USA) in Elk Grove Village, Illinois is the Sponsor of the ExxonMobil Personal Card $2,000 Daily Prize Giveaway sweepstakes.


Posted in Credit Card Rates, Credit Card Rewards

Despite the recent decline in gas prices, the rumor mill predicts that when OPEC finally manages to lock in the $80-$90 range per barrel of oil, gas will once again rise and eventually settle into the $3 range. Why not prepare now for this future inflation and secure a gas back credit card to keep in your wallet and to use at the pump.

If you have a huge gas-guzzler or need to clock the miles for work, you know how costly fuel is. With a gas back credit card consumers can earn 3% to 5% back from the initial cost of their fuel. With most gas back credit cards cash back savings are added up until you obtain about $50 credits; then you can request your cash rebate.

Gas back credit cards actually operate just like other type of reward incentive cards. Consumers use credit cards for purchases and then based on their charging history and maintaining their account in good standing, they can earn cash back incentives and rebate programs. Depending on what type of gas back credit card you get, you can probably earn extra points gas purchased from participating gas stations.

For example, perhaps you choose to get a gas back credit card from company Z and they have an association with gas provider Z that relationship may earn you 3 points for every one dollar spent, thus increasing the rate of accruing your gas back reward certificate.

Frequent drivers are those who would benefit most from using a gas back credit card. Ultimately this can help offset the high prices consumers are paying at the pump. But, to take full advantage of these types of cards, it is important to manage the debt responsibly, pay off the bills on time and use your credit wisely.


Posted in Credit Card Rates, Credit Card Rewards, Credit Scores

If you have a favorite retailer, or you constantly find yourself out at the mall making purchases, you may want to explore the benefits of retail rewards credit cards . Retail credit cards give you various rewards for making purchases of retail goods. Sometimes those rewards are tied to specific...



Read Full Article: Retail Credit Cards

Posted in Credit, Credit Card Rates, Credit Card Rewards

When credit cards were first introduced, they were issued by merchants and had a pretty standard set of features. These days, the range of credit card deals you can get is staggering. With all the different interest rates, reward programs and fees available to you, its important to understand...



Read Full Article: Credit Card Awards / Rewards Programs

Posted in Budget, Credit, Credit Card Rates, Credit Card Rewards

When choosing a credit card, youll read a lot of advice about how to find the cards with the best interest rates and fees. If you maintain a balance on your cards, these will undoubtedly be matters of concern for you. But what if you are the kind of solid citizen who pays their bills in full...



Read Full Article: Cash Back Credit Cards

Posted in Credit, Credit Card Rates, Credit Card Rewards

No matter your situation, there are a wide range of credit card deals to choose from with different features, rewards programs, and interest rates. If you are a small business owner or executive, you might find that a business credit card suits your needs and helps you take care of business...



Read Full Article: Business Credit Cards

Posted in Credit, Credit Card Rates, Credit Card Rewards

When credit cards were first introduced, they were issued by merchants and had a pretty standard set of features. These days, the range of credit card deals you can get is staggering. With all the different interest rates, reward programs, and fees available - its important to understand the...



Read Full Article: Airline Miles Credit Cards

Posted in American Express, Credit Card Rates, Credit Card Rewards

Credit card users may be noticing some alarming trends with their current reward credit cards.

Not only may consumers see their interest rates go up and their credit limits go down but the perks that originally lured them to sign up for a particular card may no longer be as enticing as their...



Read Full Article: Credit Card Series: Less Rewarding Rewards Programs Free with Purchase

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