10 Best Travel Credit Cards for 2023

Travel credit cards enable you to earn points and miles that you can use on hotels, flights and other travel-related items. They’re often packed with additional travel perks and bonuses.

CardCritics, GOBankingRates’ resident credit card experts, identified the best travel credit cards by compiling and extensively analyzing data on all of the major credit cards available, then rating them on a 5-star rating system. The comparison factors include annual fees, APRs, sign-up bonuses, ongoing rewards, accessibility, redemption options and more. These factors were then weighted by importance to focus on key features that are most important in each specific category.

Unlimited 10X miles on hotels and rental cars

5

/5

Score

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Why we like it

The Capital One Venture X Card is a winning option for those with excellent credit who want to take their travel rewards to the next level. It does come with a steep annual fee of , but that’s offset by the welcome bonus, rewards and perks. You earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel. You also earn 2X miles on all other purchases and will receive 10,000 miles each year as an anniversary bonus. There’s also a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months. To offset the annual fee even further, you’ll receive a $300 annual travel credit and a $100 Global Entry or TSA PreCheck® Credit.

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Purchase APR

Annual Fee

Welcome Bonus

Balance Transfer APR

Recommended Credit Score

Excellent/Good
670-850*

Rewards

Earn unlimited 2X miles on every purchase, 10X miles on hotels and rental cars, plus 5X on flights booked through Capital One Travel.

Benefits

  • Excellent rewards rates, especially if you book through Capital One Travel
  • Generous welcome offer

Pros & Cons

Generous and uncomplicated rewards rates

Welcome bonus

Ongoing annual rewards

annual fee

Key Features

  • Get 10,000 bonus miles (equal to $100 toward travel) every year, starting on your first anniversary
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel

Straightforward flat rate on rewards

5

/5

Score

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Why we like it

The Capital One VentureOne Rewards Card offers a straightforward flat rate on all purchases with 1.25X miles on every purchase and an elevated 5X rate on hotels and rental cars booked through Capital One travel. There’s also a one-time bonus of 20,000 miles once you spend $500 on purchases within three months from account opening, which equals $200 in travel. Your rewards won’t expire and you can redeem them as a statement credit to cover travel purchases. The card offers a 0% intro APR on purchases and balance transfers for 15 months; APR after that; 3% fee on the amounts transferred within the first 15 months. There is no annual fee or foreign transaction fees for the card.

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Purchase APR

Annual Fee

Welcome Bonus

20,000 miles once you spend $500 on purchases within three months from account opening, which equals $200 in travel

Balance Transfer APR

0% intro APR on balance transfers for 15 months, then

Recommended Credit Score

Excellent/Good
670-850*

Rewards

Earn unlimited 1.25X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel.

Benefits

  • Solid rewards rates, especially if you book through Capital One Travel
  • Generous welcome offer

Pros & Cons

Welcome bonus

No annual fee

Intro APR for the first 15 months

Missing some travel perks

Key Features

  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Members can transfer miles to more than 15 partner rewards programs

Great for JetBlue fans

Barclays JetBlue Plus Mastercard

4.8

/5

Score

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Barclays JetBlue Plus Mastercard

Why we like it

The Barclays JetBlue Plus Mastercard is tailor-made for anyone who flies JetBlue. The card offers 6X points on eligible JetBlue purchases, plus 2X points at restaurants and on eligible grocery store purchases. For a limited time, you earn 80,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days. Other features include earning 5,000 bonus points every year after your account anniversary, an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card, and you’ll get 10% of your points back as a bonus after you redeem for and travel. Plus, save 50% on eligible inflight food and drink purchases.

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Purchase APR

Annual Fee

$99

Welcome Bonus

Earn 80,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.

Balance Transfer APR

0% intro APR for 12 months on balance transfers made within 45 days of account opening, then

Recommended Credit Score

Excellent/Good
670-850*

Rewards

6X points on eligible JetBlue purchases, 2X points at restaurants and grocery stores, and1X points on other purchases

Benefits

  • Excellent rewards rates if you fly with JetBlue
  • Generous welcome offer

Pros & Cons

5,000 bonus points every year after your account anniversary

Annual $100 statement credit

10% points back bonus

No intro APR offer on purchases

There’s a $99 annual fee

Key Features

  • First checked bag free
  • 50% inflight savings on eligible food and drink purchases

3X Rewards on popular categories plus a bonus

4.7

/5

Score

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Why we like it

The Wells Fargo Autograph Card has a massive welcome bonus that’s one of the biggest we’ve seen on a card that doesn’t have an annual fee. New card members can earn the 30,000-point ($300 cash redemption value) welcome bonus after spending $1,500 in the first three months (Expires 01/10/2023). You can also earn unlimited 3X points on popular categories like restaurants, travel, gas stations, transit, popular streaming services and phone plans, making it an excellent pick for those who spend regularly in those categories. Plus, you’ll earn 1X points on your other purchases and there’s a generous 0% introductory offer on purchases for 12 months, then a will apply.

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Purchase APR

Annual Fee

Welcome Bonus

Balance Transfer APR

Recommended Credit Score

Excellent/Good
670-850*

Rewards

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases

Benefits

  • Large welcome bonus from a card that does not charge an annual fee
  • No caps on the 3X bonus categories

Pros & Cons

No annual fee

Generous bonus offer

High rewards on popular categories

No intro APR offer on balance transfers

Key Features

  • $600 cellphone protection option (subject to $25 deductible)
  • You can redeem your rewards points for travel, gift cards or statement credits

Anniversary points every year

Chase Southwest Rapid Rewards® Priority

Chase Southwest Rapid Rewards® Priority

4.7

/5

Score

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Chase Southwest Rapid Rewards® Priority

Why we like it

The Chase Southwest Rapid Rewards Priority Card is the highest tier offered by Chase/Southwest. It also carries the highest annual fee at $149, but its features more than make up for that for Southwest flyers. For the sign-up bonus, you can earn 50,000 points after you spend $1,000 on purchases in the first three months from account opening. You’ll earn three points per dollar spent on Southwest purchases and 2X points on purchases with Rapid Rewards hotel and car rental partners, local transit and commuting, internet, cable, phone services and select streaming. You also get four upgraded boardings per year (when available), a $75 annual Southwest travel credit, 7,500 anniversary points each year and 25% back on inflight purchases. Plus there are no foreign transaction fees.

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Purchase APR

Annual Fee

$149

Welcome Bonus

Earn 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening.

Balance Transfer APR

Recommended Credit Score

Excellent/Good
670-850*

Rewards

Earn 3 points for each $1 spent on Southwest purchases. Earn 2 points for $1 spent on Rapid Rewards hotel and car rental purchases, plus local transit, commuting, internet, cable, phone services and select streaming. Earn 1 point for every $1 spent on everyday purchases.

Benefits

  • Excellent rewards rates, especially if you book through Southwest
  • Generous welcome offer

Pros & Cons

Four upgraded boardings per year, when available

$75 annual Southwest travel credit

7,500 anniversary points each year

There’s a $149 annual fee

Key Features

  • 25% back on inflight purchases
  • No foreign transaction fees

Annual fee waived the first year

4.6

/5

Score

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Why we like it

The U.S. Bank Altitude Connect Visa Signature Card combines generous travel perks and rewards with a welcome offer. There is a $95 annual fee, but it’s waived for the first year. For the welcome offer, you can earn 50,000 bonus points when you spend $2,000 in the first 120 days, worth $500 redeemable toward merchandise, gift cards, cash back, travel and more. You can earn 5X points on prepaid hotels and car rentals booked with the Altitude Rewards Center. Plus, 4X points on travel, at gas stations and EV charging stations and 2X points at grocery stores and on dining and streaming services. There are no foreign transaction fees and a $30 credit for annual streaming service purchases.

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Purchase APR

Annual Fee

Welcome Bonus

Balance Transfer APR

Recommended Credit Score

Excellent/Good
670-850*

Rewards

5X points on prepaid hotels and car rentals booked with the Altitude Rewards Center. 4X points on travel, at gas stations and EV charging stations. 2X points at grocery stores, grocery delivery, dining and streaming services. 1X point on all other purchases.

Benefits

  • Solid rewards rates, especially if you book through the Altitude Rewards Center
  • Generous welcome offer

Pros & Cons

Generous bonus offer

High rewards on popular categories

No foreign transaction fees

There’s a $95 annual fee

Key Features

  • Up to $100 as a statement credit for Global Entry, TSA PreCheck® or NEXUS every 4 years
  • $30 credit for annual streaming service purchases

solid benefits with great sign-up bonus

Chase Southwest Rapid Rewards® Premier

4.7

/5

Score

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Chase Southwest Rapid Rewards® Premier

Why we like it

The Chase Southwest Rapid Rewards Premier Card occupies the middle tier of the three-tier Chase/Southwest card structure. It offers solid benefits for a modest annual fee for the occasional Southwest flyer. For a sign-up bonus, you can earn 50,000 points after you spend $1,000 on purchases in the first three months from account opening, which helps offset the $99 annual fee. You’ll earn 3X rewards on Southwest purchases and 2X points on purchases with Rapid Rewards hotel and car rental partners, local transit and commuting, internet, cable, phone services and select streaming. You also get 6,000 anniversary points each year, 1,500 Tier Qualifying Points for every $10,000 you spend, two EarlyBird Check-Ins each year and 25% back on inflight purchases. Plus there are no foreign transaction fees.

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Purchase APR

Annual Fee

$99

Welcome Bonus

Earn 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening.

Balance Transfer APR

Recommended Credit Score

Excellent/Good
670-850*

Rewards

Earn 3 points for each $1 spent on Southwest purchases. Earn 2 points for $1 spent on Rapid Rewards hotel and car rental purchases, plus local transit, commuting, internet, cable, phone services and select streaming. Earn 1 point for every $1 spent on everyday purchases.

Benefits

  • Excellent rewards rates, especially if you book through Southwest
  • Generous welcome offer

Pros & Cons

6,000 anniversary points each year

1,500 Tier Qualifying Points for every $10,000 you spend, with no limit

There’s a $99 annual fee

Key Features

  • 25% back on inflight purchases
  • No foreign transaction fees

Generous and uncomplicated rewards rate

4.4

/5

Score

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Why we like it

The Capital One Venture Rewards Card offers a generous and uncomplicated flat rate on all purchases with 2X miles on every purchase and an elevated 5X rate on hotels and rental cars booked through Capital One Travel. There’s also a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening, which equals $750 in travel. Members can transfer miles to more than 15 partner rewards programs and redeem rewards for statement credits or travel purchases. To help offset the annual fee, you will get two free airport lounge visits per year, complimentary Hertz Five Star status and up to a $100 credit for Global Entry or TSA Precheck.

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Purchase APR

Annual Fee

Welcome Bonus

Balance Transfer APR

Recommended Credit Score

Excellent/Good
670-850*

Rewards

Earn unlimited 2X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel.

Benefits

  • Strong rewards rates, especially if you book through Capital One Travel
  • Generous welcome offer

Pros & Cons

Generous and uncomplicated rewards rates

Welcome bonus

Miles can be transferred to other loyalty programs

There’s a annual fee

Key Features

  • Receive up to a $100 credit for Global Entry or TSA PreCheck
  • Members can transfer miles to more than 15 partner rewards programs

Great for travel and dining rewards

TD First ClassSM Visa Signature® Credit Card

4.3

/5

Score

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TD First ClassSM Visa Signature® Credit Card

Why we like it

The TD First Class Visa Signature Card is geared toward those who charge their travel and dining purchases, with 3X miles for those categories (including flights, hotels, car rentals, cruises and dining). The miles never expire and the card offers a good selection of travel perks. If you spend $3,000 in the first six billing cycles after receiving the card, you’ll earn 25,000 bonus miles worth $250 toward travel and dining purchases. The card has an $89 annual fee that’s waived the first year. There’s also an intro APR offer of 0% for the first 12 billing cycles on balance transfers, then a APR will apply.

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Purchase APR

Annual Fee

$89

Welcome Bonus

Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles.

Balance Transfer APR

0% introductory APR for first 12 billing cycles, then

Recommended Credit Score

Excellent/Good
670-850*

Rewards

3X First Class miles on travel and dining and 1X miles on all other purchases

Benefits

  • Generous welcome offer
  • Highly competitive APR

Pros & Cons

Welcome bonus

No foreign transaction fees

0% intro balance transfer APR for the first 12 billing cycles

There’s an $89 annual fee

Key Features

  • Get reimbursement for your stolen or damaged cellphone
  • ID Navigator Powered by Norton LifeLock

Lots of perks and big welcome offer

4.3

/5

Score

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Why we like it

The American Express Platinum Card comes with oodles of perks, a generous welcome offer and great rewards, albeit with a annual fee. For the welcome offer, you can earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new card in your first six months. Other features and perks can get you over $1,500 in value including a $240 digital entertainment credit, $155 Walmart+ credit, access to The Global Lounge Collection, a $200 hotel credit each year, $200 in Uber Cash and $300 each year toward Equinox charges. Plus, you’ll earn 5X points on flights booked directly with airlines or through American Express Travel on up to $500,000 spent each year and 5X on prepaid hotels booked on AmexTravel.com.

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Purchase APR

Annual Fee

Welcome Bonus

Balance Transfer APR

N/A

Recommended Credit Score

Excellent/Good
670-850*

Rewards

5X points on flights booked directly with airlines or through American Express Travel and prepaid hotels, and 1X on other purchases

Benefits

  • Generous welcome offer
  • Card prequalification tool available before you apply with no effect on your credit score

Pros & Cons

Over $1,500 per year in statement credits for select purchases

Access to First Class lounges

Superior travel perks and benefits

There’s a annual fee

Key Features

  • $200 hotel credit each year
  • $20 digital entertainment credit each month
  • $189 back each year on your Clear membership
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