How To Use the Chase Ultimate Rewards Travel Portal

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The Chase Ultimate Rewards portal is the method Chase credit card holders can use to redeem rewards points and cash earned with Chase’s rewards credit cards, including the top-rated Chase Freedom Unlimited and Chase Sapphire Preferred, which both give 5x bonus points when you book travel through the Chase Ultimate Rewards portal.

In general, Chase rewards points are worth roughly 1 cent per point. There are some exceptions, such as if you pay with points on Amazon using your Chase rewards. Then, you will get just 0.80 cents per point.

But you can increase the point value of your Chase Ultimate Rewards by booking travel through the Chase Ultimate Rewards Travel Portal with certain cards and also by transferring points to Chase’s participating airline and hotel partners.

What Is the Chase Ultimate Rewards Travel Portal?

The Chase Ultimate Rewards Travel Portal is the secure website that allows you to manage your Chase rewards points, redeem them for cash back, gift cards, merchandise, travel and more. You login using your Chase online account username and password, and then login to the Chase Ultimate Rewards portal.

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From there, you can access the travel portal, which uses a travel agent search engine to help you find deals on hotels, flights, rental cars and even cruises or all-inclusive luxury resort stays. Make sure to login to the Ultimate Rewards travel portal using the Chase credit card that offers you the highest value in points.

You can consolidate points from cards like Chase Freedom Unlimited to Chase Sapphire Reserve, which offers 1.5 cents per point. You can even transfer points between yourself and your spouse who has their own Chase cards or authorized users of your Chase rewards credit cards.

What Chase Credit Cards Let You Earn Travel Rewards? 

Chase offers a number of credit cards that let you earn cash back, points for gift cards, merchandise or statement credits or travel rewards. Cashing in your points for travel rewards is often the most lucrative way to use them, especially if you have one of the top-tier Sapphire Preferred or Sapphire Reserve cards, which allow you to cash in points at a higher rate than other cards in the Chase line-up.

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Here are a few examples of Chase cards that let you book travel through the Travel Rewards portal:

  • Chase Freedom Unlimited: Pay no annual fee and earn 5% cash back on travel purchased through the Chase portal, 3% on dining and drug stores and 1.5% on other purchases.
  • Chase Freedom Flex: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories that change quarterly. Plus, earn 5% on travel booked through Chase, 3% on dining and drugstores and 1% on other purchases. Pay no annual fee.
  • Chase Sapphire Preferred: Earn 5x points on travel, plus get a $50 annual hotel credit when you book through Ultimate Rewards. Earn 3x on dining and 2x on other travel. There is a annual fee.
  • Chase Sapphire Reserve: For an annual fee of $550, you’ll enjoy 5x points on flights and 10x points on hotel and car rentals through Chase Ultimate Rewards after your first $300 in travel purchases annually.

How Do I Book Travel through the Chase Ultimate Rewards Travel Portal?

Now that you know all the rewards you can earn when booking your travel through the Chase Travel Portal, plus the opportunity to use points to cover the costs of your trip, you’re probably wondering, “How do I use the Chase Ultimate Rewards travel portal to plan my trip?”

The portal is just like any other travel agency website. Plug in the dates you want to travel, and whether you need to book a flight, hotel, rental car or all three. You can also book cruises, luxury resorts and special events and experiences.

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When it comes time to pay, you can split your purchase between points and your Chase card. When possible, you’ll want to book using the card that earns you the most points. You also want to make sure you are logged in using your card that delivers the highest point value — either the Sapphire Reserve or Sapphire Preferred card, if you have one.

How Do I Transfer My Chase Ultimate Rewards to Travel Partners?

In many cases, you’ll find the best prices and highest rewards value by booking through the Chase Travel Portal rather than another travel website or even direct through the airline or hotel.

But you may want to transfer points in order to achieve a higher tier in other travel rewards programs or if you find a better price booking direct through the hotel or airline. It always pays to shop around, check your preferred carriers or hotels directly, and also check the Chase portal and other travel websites to find the best deals.

Chase has many airline and hotel partners for international and domestic travel. Partners right now include:

  • Aer Lingus
  • Air Canada
  • British Airways
  • Emirates
  • Flying Blue (Air France and KLM)
  • Iberia
  • JetBlue
  • Singapore Airlines
  • Southwest
  • United Airlines
  • Virgin Atlantic
  • Hyatt
  • IHG
  • Marriott

To transfer points, go into the Chase travel portal and select transfer points.

Keep in mind, not every Chase rewards credit card allows you to transfer points to travel partners. Only Sapphire Reserve and Sapphire Preferred cardholders can transfer points. You can pool your rewards under one account that does allow the transfer of points.

For instance, if you have a Chase Freedom Flex card and a Chase Sapphire Reserve card, you would consolidate your points under your Sapphire Reserve card to redeem your travel points for 1.5 cents per point or more and also gain the ability to transfer points to travel partners.

Final Take

Frequent travelers may wish to transfer points to get the best deals on travel and also to achieve elite or top-tier status in the travel rewards program of their choice. Chase makes this easy to do with a few clicks. Chase points never expire as long as your account is open and you make your payments on time.

There are several benefits to keep your Chase points in your Chase account until you are ready to use them, including having the Chase Ultimate Rewards travel portal as an easy, one-stop shop for your travel needs.

Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Aug. 31, 2022.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

The information related to the Chase Freedom Flex, Chase Freedom Unlimited, Chase Sapphire Preferred and Chase Sapphire Reserve credit cards was collected by GOBankingRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see the issuer’s website for current information. GOBankingRates does not receive commission for this product.

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About the Author

Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities – plus her two kids and husband. Find her on Twitter, @DawnAllcot.
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