Anyone who regularly engages in personal finance discussions knows the benefits of credit card rewards. In return for your usage of their rewards card, credit card companies are willing to pay you back a percentage of your purchases either through cash back rewards or through a points system.

For people who take advantage of those bonuses, the perks can be pretty sweet. However, have you ever wondered how credit cards make up the cost of paying its rewards members? After all, it’s not like banks are running a charity here.

This is a guest post by Mr Credit Cards from www.askmrcreditcard.com.

We all know that your credit score is used to determine if you get accepted for a credit card. Did you know that it has ramifications far beyond mere credit cards?

Update: This CITI Bank contest has expired.

Good news for Exxon Mobil gas credit card holders – you can win $2000 for CITI Bank! Simply by swiping your Mobil gas card or speed pass, you’ll be entered to win! For those who don’t have a card yet, you can enter simply by applying for a card and be automatically enrolled to win.

If you’re a fan of money, chances are you’re a fan of the 1987 Oliver Stone classic, Wall Street. Even more, you’ve probably already purchased your movie ticket in advance for the upcoming sequel, Wall Street: Money Never Sleeps. The original film is now considered a classic, not just for entertaining moviegoers, but also the way it which it influenced an entire generation’s attitude toward investing money; “Greed… is good,” the much-referenced quote goes.

It’s amazing how quickly technology changes people’s lives. Cell phones were once considered to be a luxury, but now they are considered essential by most people, myself included. I haven’t had a land line in over 7 years, relying exclusively in my cell phone for making and receiving phone calls. Since my cell phone is necessary for communication, I’m very careful about how I spend my money on it.

Here are some tips you can use to save money on your cell phone bill:

Celebrities have to be very mindful of what they say. After all, there’s little privacy left even for us regular people, so living in the spotlight means every word a celebrity utters becomes public record–and when you’re rich and famous, you’re often talking about your money.

From funny, to ironic to downright ridiculous, celebrities have been speaking openly about their finances and we’ve been listening.

Saving money is a big deal nowadays. The financial crisis that hit the nation in 2008 had a detrimental effect on income and savings – which adversely affected the ability for many students to afford college tuition.

Unfortunately, college tuition costs have not adapted to these difficult financial times. According to College Board, the average costs for a private four-year institution in the 2009-2010 school year is $26,272 and $7,020 for public four-year institutions.

If you’re looking for auto loan quotes that you can actually afford, you may have already searched tirelessly to no avail; but the good news is that there are places to find good quotes. You just have to know where to look. Of course, if you’ve spent minutes, hours, or even days searching then you’re probably feeling lost and frustrated. But don’t stress anymore. Help has arrived!

Find the Best Auto Loan Quotes:

When the going gets tough, the tough get resourceful, and the current economic doldrums have proven that adage true once again.

As banks continue to fight for survival the credit market has dried up to almost nothing, forcing people to find new ways to get loans. One creative approach that’s making the financial world sit up and take notice is peer-to-peer, or P2P, lending.

Saving money is important, but what’s more important is saving smartly. You may be diligently stashing away a quarter of your gross household income every month, but if it’s not earning you interest or qualifying you for certain tax benefits, you might as well be throwing money away.

Use the infographic below to help you plan a better way to save your money. For example, if you’re saving for retirement, you’re better off putting your money in a tax deferred 401(k) instead of a traditional savings account that doesn’t generate a high enough return or provide tax benefits.