Today’s certificate of deposit rate deal comes from Country Bank, a local Illinois bank that is currently offering a great 6-month CD rate of .80% APY.

In order to be eligible for this CD rate, you must deposit at least $500. Interest can be paid by adding to the face amount of the certificate, by check or by depositing directly to your checking or savings account. Please note that a penalty may apply to early withdrawals and rates are subject to change at any time.

The Bank of Lexington is made up of people who understand banking and the need for competitive interest rates. That’s why this bank is offering a great 12-month CD rate of 1.05% APY.

The minimum deposit required to earn this CD rate is $500. Interest is compounded daily and early withdrawal will result in a penalty equal to 180 days of interest. Please note that CD rates are fixed for the entire term but new rates are subject to change at any time.

Princeton Credit Union is providing some of the best CD rates available anywhere, and right now, members can earn a 6-month CD rate of .75% APY.

You must be a member of Princeton Credit Union to open a certificate of deposit account. The minimum deposit required is $1,000. Please note that early withdrawal could result in a penalty and interest rates are subject to change at any time in the future without notice.

If you’re willing to keep your money on deposit for a while, you have the opportunity to earn a lot more than what a traditional savings account can offer. Not all financial instutions are offering the best CD rates, but American State Bank is–currently, you can earn a 24-month CD rate of 1.75% APY from this bank.

Depositors need a balance of at least $10,000 to earn the highest CD rate. Interest is compounded semi-annually and annual percentage yield assumes principal and interest remain on deposit at current rate for one year. There may be a penalty for early withdrawal and rates are subject to change at any time.

IAM Community Federal Credit Union believes that their members deserve the best, which is why they’re offering such great CD rates. Currently, members can earn a 24-month CD rate of 1.75% APY.

You must be a member of the credit union to obtain this CD rate. The minimum deposit required is $1,000 and there may be a penalty for early withdrawal. Deposits of $100,000 or more will gain an additional .10% APY. Please note that rates are subject to change at any time.

Alabama Central Credit Union began in 1938 and continues to provide quality service and products for their members to this day. For instance, Alabama Central Credit Union is currently offering a 12-month CD rate of 1.00% APY.

In order to be eligible for the 12-month CD account, there is a minimum $500.00 required. Rates are subject to change at Alabama Central Credit Union’s discretion. Early withdrawal before the account reaches maturity will result in a penalty. Please contact Alabama Central Credit Union directly for more information regarding this account.

Texas Plains Credit Union offers their members a wide variety of financial services and products all at competitive interest rates. Today, Texas Plains Credit Union is offering one of teh best CD rates around with a 6-month CD rate of .59% APY.

In order to obtain the stated APY on this 6-month CD, there is a $1,000 minimum balance required. Additionally, you must be a member of the credit union to open an account. Rates are effective as of May 31, 2011 but are subject to change at any time at Texas Plains Credit Union’s discretion. Early withdrawal before the account reaches maturity will result in a penalty. Please contact Texas Plains Credit Union for more information regarding this account.

The core purpose behind everything TruMark Financial Credit Union does is “to help members reach their financial well-being.” One of the ways they accomplish this is by providing the highest CD rates possible, like today’s offer for a 12-month CD with a rate of 1.00% APY.

Only members of TruMark Financial Credit Union are eligible to earn this CD rate. The minimum deposit needed to open an account is $500. APY assumes all principal and interest will remain on deposit for a full year at the current rate and there may be a penalty for early withdrawal. CD rates are fixed for the full term but future rates may change at any time.

CD rates these days are generally underwhelming, but there are a few financial institutions that manage to keep rates up. For instance, Crossroads Credit Union is offering a 6-month CD rate of 1.00% APY.

Only members of the credit union are eligible to open a certificate of deposit account. A minimum balance of $500 is required. The APY assumes principal and interest remain on deposit for the entire term, and there may be a penalty for early withdrawal. Rates are subject to change at any time.

Northwest Iowa is truly one of the best places to grow, learn, work and live–and if you’re a customer of Northwestern Bank, it’s one of the best places to save, too. This bank is offering a 24-month CD rate of 1.60% APY.

The minimum balance required to earn this CD rate is $1,000. Simple interest is compounded and credited semi-annually for terms of one year or longer and the annual percentage yield assumes interest will remain on deposit until maturity. Please note an early withdrawal penalty may be imposed and penalties or any fees may reduce earnings on the account. Additionally, certificates will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty.