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The Top 7 Most Exclusive Black Cards You Don’t Know About

What is a black card? Black cards are the most exclusive credit cards on the market, and these rare credit cards are often in the pockets of some of the wealthiest citizens around the world. See eight black cards available today and find out if you meet the black card requirements.

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Related: 7 Times It Costs More to Pay With a Credit Card

1. Visa Infinite Eurasian Diamond Card

Featuring an actual 0.02-carat diamond surrounded by a golden heart design, the Visa Infinite Eurasian Diamond Card is a sign of wealth and elegance through and through. According to the Eurasian Diamond Club site, “the card cannot be bought.” The black card requirement for this exclusive credit card is a personal recommendation from either the management board of the Eurasian Bank in Kazakhstan, or from two current Eurasian Diamond cardholders.

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2. The Visa Signature Card

Visa’s true top of the line card is the Visa Signature Card, which features some pretty amazing perks like no preset spending limits; access to special sporting events and concert tickets; VIP access to entertainment venues like Broadway shows and musicals; travel accommodations at spas, hotels and with airlines; and special dining experiences.

Chase Sapphire Preferred Review

3. The Chase Sapphire Preferred Card

For those who look for exclusivity but prefer not to bank with Visa or Amex, Chase is offering their exclusive Chase Sapphire Preferred Card. The Preferred Card is aimed at households in the United States earning at least $120,000 per year. One of the greatest perks of the card is no preset spending limit, and a strong rewards program for members. Other notable differences from other black card offerings include: a small $95 per year fee; enhanced travel rewards redemption points; rental insurance; travel protection insurance; emergency travel assistance and extended warranty protection for up to one year.

Related: What Is Chase QuickPay and How Do You Use It?

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4. The Black Brazilian MasterCard from the Santander Group

The Santander Group in Brazil offers the unlimited Brazilian Black MasterCard, which is only issued to members of its private bank with a certain undisclosed amount of funds in their accounts. Currently, it is one of the hottest cards in Latin America with only about 3,000 cards in circulation. Perks of the card include airport lounge access anywhere in the world, private jet discounts, a 24-hour concierge service and an annual fee of $349.

citi-chairman-black-card

5. The Black Chairman Card from Citigroup

The Citigroup Chairman MasterCard is exclusively for elite cardholders who can afford a $500 annual fee and are currently private, wealthy clients of Smith Barney or Citibank. You will have access to the usual perks such as concierge, airport lounge access and various travel accommodations. The biggest perk is the $300,000 credit limit available to the five percent of the U.S. population who are lucky enough to own one.

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6. The Black Bull Card from Merrill Lynch

With a spending limit of $250,000, the Merrill Lynch Black Card is known for free flight hours on Marquis Jets for cardholders. The card is limited to five percent of U.S. residents and offers the usual bells and whistles associated with black cards. The Black Card requirements for this card depends on your credit information and other personal finance information such as assets.

Related: 10 Best Retail Credit Cards for Holiday Shopping

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7. The NatWest Black MasterCard

The NatWest Black MasterCard offers a flexible spending limit, with the maximum limit reportedly offered as high as $1,500,000. You’ll need a minimum income of £75,000 ($117,600) a year to qualify, but annual fees are also a bargain at £250 ($392) compared to other black cards. You’ll also have the usual black card perks such as 24-hour concierge services and various discounts and accommodations while traveling.

Owning a black card is a symbol of status, but it can also be unique and helpful provided you actually use the perks.

Do you own one of these exclusive black cards on the market today?

Share This Article

  • Endre Vasvari

    It is really amazing!!!
    Has that Kazakhstan diamond card gets free lunch in Diamond Jim’s Club at Tropicana hotels in the US?
    Because my diamond card by Tropicana does.

  • John E. Wurl

    Gee, which one do I choose, which one do I choose?

  • Anonymous

    I THOUGHT THE ECONOMY WAS SUPPOSED TO BE SOOOO BAD! THE RICH GET RICHER AND THE POOR BASTURDS GET POORER.

  • Al Walsh

    When will my diamond encrusted nlack card arrive from bank of nigeris

  • http://GoBankingRates.com reesy

    Don’t worry life is short! The black card and your 100 million dollar winning lottery ticket will arrive the day after you die. Oh but sorry, it cant be left to survivors. You are not that lucky or you would already be rich! That’s o.k. you couldn’t take it with you anyway.
    Que sera, sera what will be will be! As Doris Day used to sing for us. We will sort it all out when we get to the other side at that great reunion in the sky!

  • Wang

    These cards are for people who can’t feel good about themselves unless they have something their neighbors don’t have or they don’t stand out in any way so they have to have a card do their talking..

  • http://aol Luis Hernandez

    I own one of every card listed..I shit gold!

    • zac gokcek

      are u even a legal alien? “Hernandez” ? Amex black card? keep telling your self that dude,, lol

      • Maggie

        You don’t have to be a dick, DUDE. That’s like telling Jennifer LOPEZ, or Alex RODRIGUEZ, or Selena GOMEZ, that because they have Latino blood they should have never been allowed access to riches.
        If you want to be a racist cock that’s fine, keep it to yourself, there are people in this world who are not interested in the ignorance you have displayed.
        Now run along and do something productive.
        -Maggie RODRIGUEZ

    • Irphan

      Shitting gold must be PAINFUL :( My sympathies.

  • Eddie K

    Damn! Forget the cards, I’d rather have some of Luis’ golden shit, it’s probably worth more!!

  • Mohammed Iqbal

    I’ll be honest with all who read this, I have a Amex Centurion Card and Im based in London but truly It’s not something to be proud of or to flash around, I am sat here thinking why would I need one when I have a shit-hot credit rating, My net worth…well lets say it enough and I have my own lovely and dependable PA, One thing I have been impressed with the service was when I had to order a watch for my wife but I could not choose so I accessed my personal shopper via email and she helped me out within the hour with different products also outlining other potential gifts to go with the watch but otherwise that is the only time I have used the features. Its not Elite status Its plastic money, like I say to my employees unless I see it (cash) don’t talk

    • bobby

      right lol

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  • Meridien LaConfabulis

    Holy Crap! I’ve got each one of these, I’m richer than God, and I own the Moon. I am in the top .001% of the American population. As a matter of fact, I think I actually own the world.Bwahahaha!

    • SillySam

      Obama…..is that you??

    • QUEENDIVAMOMOF7

      SORRY, ID HATE TO BREAK IT TO U. BUT U R NOT RICHER THAN GOD. U DO NOT HAVE INFINITE POWER AND WISDOM. U R NOT ALL KNOWING. U R NOT EVERYWHERE AT ALL TIMES. U R NOT ALL SEEING. U R NOT ETERNAL NOR IMMORTAL. U CANNOT FILL PEOPLE WITH THE HOLY SPIRIT. GOD IS RICHER THAN U AND ALWAYS WILL BE. HE CREATED EVERYTHING IN US, ON US, AND AROUND US. PLUS, HE RULES THE WHOLE UNIVERSE. HE HAS ALL THE GLORY POWER AND RICHES OF HEAVEN. NO ONE WILL EVER BE RICHER THAN GOD. FACE IT, THE LITTLE RICHES U HAVE COULD NEVER COMPARE OR BE GREATER THAN THE RICHES OF GOD. FURTHERMORE, U DO NOT OWN THE MOON. U R NOT RICHER THAN GOD. U DEFINITELY DO NOT OWN THE WORLD. GOD DOES. HE CREATED THE HEAVENS AND THE EARTH. HE IS KING OF KINGS AND LORD OF LORDS. NICE TRY. BUT UR WISHFUL THINKING OF OWNING THE WORLD IS ONE WISH THAT WILL NEVER COME TRUE. BWAHAHAHAHA.

      • master of nothing

        I’ll show you god bitch…

      • Bahaha

        Your God is a fake.

      • Abes

        Really, he was being sarcastic
        Don’t act like an idiot

    • David

      Chase waived the annual fee for my chase sapphire preferred card for the first year. One great thing with this card is that I get a real live person on the first ring when I call customer service! No phone menu maze!

  • Samfr1

    I want all theses black cards owners to know , when you die you’ll leave your black cards behind. God doesn’t take any cards.

    • Samwise Gamgee

      Get a grip bro. I remember reading somewhere about the use on unrighteous riches. Even God understands the need to have and use money. Spreading the word of God costs, what was that again, oh yeah MONEY! – Your friendly neighborhood Pharisee

    • GHynson

      Yeah,
      He only takes gold coins.

    • master of nothing

      God don’t want you either…

    • roy slater

      someone is jelly

  • Shawn

    I work for one of these credit card companies. Its funny these insanely rich persons will call us and ask if WE CAN WAIVETHE ANNUAL FEE FOR THEM. Ha yea. We wouldn’t even do it for the President or the richest man on Earth. Proof greed thrives in them.

    • Me

      That’s not greed. Its frugality. That’s why they are rich

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  • zac gokcek

    Iv had my Centurion american express since I was 19 years old,,,, im 24 now,,,, i mean the card yes has always made a bold statement, Half the time i keep it in my safe,,,, cause now a days flashing around a card that makes a “BOLD” statement just gets you pistole whipped and robbed,,,,,, otherwise the customer service is impeccable

    • Jay

      Really? In this imagined scenario, are you gassing up at Sunoco and some crackhead notices your Centurion card and decides to take it from you? Please. Are you really trying to impress anonymous people with an anonymous post? Come on, kid. You can do better.

  • robloal

    If you are rich… do you really need a “black card”?

    • mocyerf

      No not really . . . But it is very useful when making plane, hotel, auto, dinner or other types of reservations. I enjoy my black card.

    • GHynson

      True,
      If your really rich, you have an assistant plan everything for you.
      People that have cards are just wannabe’s.

    • DC in Denver

      The biggest benefit that many of these cards provide is VALUE and those benefits save us money. “Rich” does not equate to “wasteful”. Many people just want the most for their dollar, no matter what income level they live at.

  • emma

    If you really own one if these cards, youd be too budy reading about it.

  • Nat_Readerland

    Have a visa signature….the bank has blown their logo so large and the signature logo so small I is a useless card now….

  • mainilla

    A wise wealthy person doesn’t flaunt their wealth for admiration from others, but to increase those who need help. What kind of person would I be to drive a $500,000 car in my town when others are rummaging through trash cans?

  • Azrael Mors

    What good would it do a man to inherit the whole world and lose his soul.
    It’s sad to know that the billions of dollars being handed out to these rich ass bankers and snobs is not putting one shirt on a fellow humans back, or one spoonful of nutritious food in the mouth of starving children. Any race, religion, etc. should be ashamed of this behaviour. Filthy greedy swine. Perish in your luxury, buy the most advanced medical treatment available, see if you survive death, and see if you do not ultimately end up destitute.

    • Friendofurs

      There are many many benevolent wealthy people in the world……Don’t be so ignorant to think that a country of poor people can fend for themselves…It is the wealth of many countries (U.S. being no. one) that helps the poor.
      It’s good to have a soul and money too!!

  • Mr. C

    if you have millions and billions of dollars, why get a credit card? just curious..

    • brandon

      Perks. Status.

    • JMA

      As an owner of one of the cards above, the answer to why have a credit card if I can pay for things cash…I have a phobia (FOUNDED) on physical “money.” Physical money is one of the dirtiest items we can have in our pockets. I use plastic for as much as I can. It is probably at least 5x more sanitary than physical money, and as long as I pay the balance off at the end of each month it’s better than using cash. No interest and get all the perks.

      • JMA

        Forgot to mention – I get a grace period as well where my deposited money can earn interest until the end of the month. YET ANOTHER PERK of owning credit cards. Thanks!

        • JMA

          I’ll respond to myself again…let me also add, if I am defrauded by someone I did business with, I am not liable for fraudsters,,,yet another advantage. The bottom line is this…people that do not use credit cards for some reason are lacking in self control/discipline. And if they do and pay interest they deserve to be poor. Thank you again!

    • #bigbanktakelittlebank

      Those were my thoughts as well! Why pay 1500.00 dollars to use a credit card if you have more money than the credit card company. I’m just trying to see am I missing some significant point here.

  • Dillrod

    All of you ass’s are on food stamps and get cash benefits and you all dam well know it. So stop with all the bull shit over I got this card and I got that card because you all know too dam well all you got is a Wells Fargo Visa debit card off you $2.50cent over drawn bank account. So man up and pay your dam baby dady drama child support so your po dunk ass will not be sitting in the county jail next weekend.

  • GHynson

    The real people worth millions have people handle their finances for them.
    Only the wannabe elitist’s have credit cards,…no matter what color it is.

    • zeromein

      Noel Gallagher, formerly of OASIS, carries an Amex Black card and his identifying info with him, and he is worth more than 100 Million dollars.

  • Elvis K

    I own The NatWest Black MasterCard and
    Eurasian Bank Diamond Card and they are the best cards ever I spend around 1000,000 every month and I always pay my full amount, I own 8 unlimited credit cards and 5 with limit, I use them all every time. I love my cards….

  • MrPlayBoi DaVo

    My sugar daddy let me hold his black card… didn’t know what a black card was unlit I googled it

    And he say he not trying to spoil me ha

  • zeromein

    My great grandfather was wealthy, and neighbors with Joe Kennedy on Cape Cod, and they were in the same social circle. You wouldn’t have known he was wealthy, though. He wore ordinary clothes, and drove a normal car. If you flaunt your wealth, you become a target.

  • CCCL350 .

    I don’t think the Chase Sapphire card is exclusive. My broke, unemployed cousin has one. He only works one weekend a month as an Army National Guard, so he sure as hell doesn’t make over $100k a year. The reason I know this, is because he uses our home as his permanent mailing address, and i was present when he received his Sapphire card.
    He probably has good credit, and thats about it.