MONEY MARKET ACCOUNT » MMA

It is hard to find high interest rates on bank accounts these days. Therefore, 1.41% interest on money market account is quite good. It is offered by the Randolph Brooks Federal Credit Union, which serves residents of South Central Texas.

There is no monthly fee, and no limitation on the number deposits per month. The only conditions you have to satisfy are:

• $2,500 minimum balance to open the account
• Not exceed 6 withdrawals per month

You can even apply and open the account online.

If you are willing to leave your money in the account for longer, you should consider CD accounts. On the other hand, if you need to withdraw money from the account very frequently, a checking account is required.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Tax time is right around the corner and IRA investments are a common deduction to claim. If you are interested in diversifying your portfolio to help offset your payments to Uncle Sam, Texas Capital Bank has a money market IRA account just for you.

The average Joe or Jane can earn a .10% APY on their deposit amounts, while the Joneses can earn up to .35% APY on their investments. Some of the terms to qualify for your money market interest rate of return include:

• Minimum opening balance of $100 required
• Additional deposits encouraged with a minimum of $100 increments
• .10% APY applies to deposit amounts ranging from $0-$999,999.99
• .35% APY applies to deposit amounts from $1,000,000 above
• Depositors can choose to open aTraditional, Roth, Coverdell Education Savings Account or SEP money market account
• FDIC insured

Those seeking to use a money market IRA as part of their investment and tax strategy are encouraged to talk to their tax preparer.

Texas Capital Bank was originally founded on December 18, 1998 in Dallas, Texas. A group of group of entrepreneurial bankers launched the business with an initial investment of $80 million dollars. Till this day it is believed that the dollar amount helped launched the largest start-up bank in U.S. history. Since that time, the financial institution has expanded to have bank branches in Austin, Dallas, Fort Worth, Houston, Plano and San Antonio.

>> Money Market IRA Account Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

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