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CD ACCOUNTS » Certificate of Deposit News
CD Rates, Credit Union, Rates
November 6th, 2009
South Carolina residents can take advantage of competitive jumbo CD tiers for high deposit amounts from AllSouth Credit Union:
- 2.47% APY - 24-month CD
- 2.27% APY - 12-month CD
- 1.96% APY - 6-month CD
These accounts require a $100,000 minimum deposit. Visit the site to see all CD rates.
Membership is open anyone who lives, works, worhips or attends school in Lexington, Newberry, Richland, Saluda, Fairfield, Sumter, Kershaw, or Calhoun Counties. Refer to the Who Can Join page for more information.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
CD Rates, Credit Union, Rates
November 5th, 2009
Competitive long-term CD rates are available Qualtrust Credit Union. The 5-year CD offers 3.56% APY and the 4-year offers 3.30% APY.
We previously reported on competitive shorter-term CD rates from the credit union, which have since lowered:
- 2.78% APY - 36-month CD
- 2.52% APY - 30-month CD
- 2.27% APY - 24-month CD
- 1.76% APY - 18-month CD
- 1.66% APY - 12-month CD
- 1.16% APY - 6-month CD
- 0.75% APY - 3-month CD
The minimum deposit is $1,000 for all accounts. The CU also offers a 1-year Smart Start CD with minimum $250 opening balance. Early withdrawal penalties apply.
Credit Union membership is open to anyone who lives, works, or worships within a 10-mile radius of the credit union's Irving or Grapevine locations, or in Tom Green County.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
CD Rates
November 4th, 2009
Academy Bank is offering a competitive 2.25% APY 12-month CD . Some other CDs available at the same rate include the 15, 18 and 24 month CD.
To view all CDs, visit the bank's rate page .
The minimum deposit for the CD account is $500. Early withdrawal penalties may apply. Accounts are available to...
2.25% APY 12-Month CD Available at Academy Bank CD Rates, Local Banks, Rates
November 3rd, 2009
Bank Midwest in Missouri and Kansas is offering competitive CD rate tiers , including:
- 3.00% APY - 84 & 120 month CD
- 2.75% APY - 48 & 60 month CD
- 2.50% APY - 36 month CD
- 2.25% APY - 12, 15, 24 & 30 month CD
- 1.90% APY - 9 month CD
- 1.45% APY - 182 day CD
To see all CDs, visit rates page . The...
2.25% APY 12-Month and 1.90% APY 9-Month CDs Offered at Bank Midwest CD Rates, Local Banks, Rates
November 2nd, 2009
Enjoy a competitive 2.10% APY for the 12-month CD from UmbrellaBank. You can find a list of additional CDs on the rates page that are not quite as competitive.
The minimum deposit for all CD accounts is $1,000. You can transfer interest to your UmbrellaBank Checking, Money Market or Savings...
UmbrellaBank in Alabama Offers 2.10% APY 12-Month CD CD Rates, Credit Union, Rates
October 30th, 2009
Take advantage of competitive rate tiers from Denver Community Credit Union :
- 2.75% APY - 60 month CD
- 2.40% APY - 48-59 month CD
- 2.10% APY - 36-47 month CD
- 1.85% APY - 24-35 month CD
- 1.30% APY - 12-23 month CD
- 1.00% APY - 6-11 month CD
- 0.65% APY - 3-5 month CD
The minimum opening deposit is...
Denver Community Credit Union in Colorado Offers Competitive CD Rate Tiers CD Rates, Local Banks, Rates
October 29th, 2009
Atlantic Coast Bank is offering customers a competitive 2.40% APY 24-month CD as a part of its iCertificates of Deposit. For a full list of internet CD rates, visit the products page .
While the bank is headquartered in Georgia and Florida, this account is available to customers nationwide....
2.40% APY 24-Month Internet CD Atlantic Coast Bank in Georgia and Florida CD Rates, Credit Union, Rates
October 28th, 2009
California residents can take advantage of a competitive 2.00% APY 12-month semi-liquid CD from E-Central Credit Union . The promotion is available on the bank's News Center page. The details of the account include:
- Minimum opening deposit $5,000 (new money only)
- Withdraw funds as often as every...
E-Central Credit Union Offers 2.00% APY 12-Month CD CD Rates, Local Banks, Rates
October 27th, 2009
Clinton Savings Bank is offering some very competitive CD tiers, including the following:
- 2.96% APY - 60 month CD
- 2.71% APY - 48-59 month CD
- 2.62% APY - 36-47 month CD
- 2.47% APY - 24-35 month CD
- 1.88% APY - 18-23 month CD
- 1.69% APY - 12-17 month CD
- 1.30% APY - 6-11 month CD
- 1.14% APY - 3-5...
Competitive CD Tiers from Clinton Savings Bank in Massachusetts CD Rates
October 26th, 2009
A special 2.30% APY 15-month CD is available at TIB Bank . The special rate is being advertised on the bank's front page.
The minimum deposit for this account is $1,000. There may be a penalty for early withdrawal.
To open an account, you must visit a branch location. Branches are located in the...
TIB Bank in Florida Offers 2.30% APY 15-Month CDLearn More About CD Accounts
A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).
They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.
Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.
Most Recent CD Account Rate Changes
| Seacoast Commerce Bank 2 Year CD Account |
N/A to
2.08% Date: Nov 5, 2009
|
| Space Coast Credit Union 6 Month CD Account |
N/A to
1.25% Date: Nov 5, 2009
|
| Space Coast Credit Union 12 Month CD Account |
N/A to
1.51% Date: Nov 5, 2009
|
| Space Coast Credit Union 2 Year CD Account |
N/A to
2.02% Date: Nov 5, 2009
|
| Scenic Falls Credit Union 12 Month CD Account |
N/A to
1.80% Date: Nov 5, 2009
|
Investing in CDs for Beginners
Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?
More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.
You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.
Current CD Rates News
-
11/05/09
Pletschet: Savers need to get out of low returns
With interest rates paid on bank deposits and money-market mutual funds dragging bottom, ultra-conservative investors are asking where they can get more ...
-
11/03/09
US Bank won't lower CD rates on acquired accounts
... Temecula Valley Bank was seized by regulators and sold to First Citizens Bank & Trust Co. of Raleigh, NC in July, First Citizens Bank lowered CD rates. ...
Recent CD Rates Articles
- The Dime Bank Offers 2.05% APY 9-Month CD
- Regal Bank is Offering 2.38% APY 18-Month CD
- 2.00% APY 9-Month CD Service Credit Union in New Hampshire
- Promotional CD Tiers from Universal 1 Credit Union Offer 1% Increase
- New Carlisle Federal Savings Bank Offers 3.00% APY 29-Month CD
- Vision Bank in Texas Offers 2.00% APY 6-Month CD
- Technology Credit Union Offers Unbelievable 4.00% APY 7-Month CD - Oct 15th Only
- 2.00% APY 9-Month CD Digital Federal Credit Union
- Chartway Federal Credit Union Offers 2.00% APY 5-Month CD
- Mid-Minnesota Federal Credit Union Offers Special CD Rates