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CD ACCOUNTS » Certificate of Deposit News
CD Rates, Local Banks, Rates
November 20th, 2009
Dubuque Bank is offering competitive CD rates for its customers:
- 2.45% APY - 36 months
- 3.25% APY - 60 months
Both CDs require $1,000 to open. A penalty may be imposed for early withdrawal.
If you want to open a cd account with Dubuque Bank you can find branch locations in the following cities of Iowa: Dubuque, Holy Cross, Farley, and Epworth.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
CD Rates, Local Banks, Rates
November 19th, 2009
Brooklyn, New York residents can take advantage of competitive CD tiers from Atlas Savings and Loan Association. Some of the more competitive CD tiers include:
- 2.79% APY - 30 month CD
- 2.48% APY - 24 month CD
- 2.27% APY - 18 month CD
- 2.07% APY - 12 month CD
The minimum deposit for regular and IRA CDs is $2,500.
>> CD Specials
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
CD Rates, Local Banks, Rates
November 18th, 2009
A new CD promotion listed on the front page of Bank of Granite offers a 2.45% APY on the 15-month CD as well as other competitive CD rates.
Here is a list of the competitive rates:
- 2.45% APY - 15 months
- 2.25% APY - 12 months
- 1.95% APY - 9 months
The minimum deposit for all accounts is $5,000....
Bank of Granite in North Carolina - 2.45% APY 15-Month CD CD Rates, Local Banks, Rates
November 17th, 2009
Cornerstone Bank is offering customers a very competitive 2.50% APY 13-month CD . The special rate is scheduled to end on Nov. 30, 2009 .
The other CD rates on the site are not nearly as competitive, starting at 2.50% APY for 60 months down to 1.25% for 3 months.
To open the promotional CD...
2.50% APY 13-Month CD - Cornerstone Bank in Georgia CD Rates, Local Banks, Rates
November 16th, 2009
Competitive CD rates are available at MidFirst Bank . Check out the following callable CD rate tiers:
- 3.30% APY - 60 month, 12 month lock
- 3.00% APY - 36 month, 12 month lock
- 2.50% APY - 24 month, 6 month lock
Other CDs, both variable and callable are available on the rates page . The minimum...
MidFirst Bank in Arizona Offers 2.50% APY 24-Month CD CD Rates, Local Banks, Rates
November 13th, 2009
Columbus First Bank is offering a number of competitive CD rates, including 2.10% APY for the 18-month CD . Here is a list of the other tiers:
- 3.15% APY - 60 month
- 2.85% APY - 48 month
- 2.65% APY - 36 month
- 2.35% APY - 30 month
- 2.55% APY - 24 month
- 2.10% APY - 18 month
- 2.05% APY - 12 month
All...
2.10% APY 18-Month CD at Columbus First Bank in Ohio CD Rates, Local Banks, Rates
November 11th, 2009
Pennsylvania, New Jersey and New York residents could take advantage of an impressive 2.50% APY special 17-month CD from Royal Asian Bank . The bank also offers some other specials and competitive CD rates ( rates that are in bold indicate specials):
- 2.50% APY - 17-month CD
- 2.35% APY - 14-month...
Royal Asian Bank Offers 2.50% APY 17-Month CD CD Rates, Local Banks, Rates
November 11th, 2009
Huron Community Bank is offering a number of very competitive CD specials. The following rates are also listed on the bank's front page:
- 3.25% APY - 59-month CD
- 2.93% APY - 37-month CD
- 2.51% APY - 31-month CD
- 2.14% APY - 23-month CD
- 1.57% APY - 13-month CD
- 0.87% APY - 7-month CD
All the CD...
Competitive CD Specials from Huron Community Bank in Michigan CD Rates, Local Banks, Rates
November 9th, 2009
Customers nationwide can take advantage of competitive CD tiers at Jacksonville Bank , including 2.25% APY on the 12-month CD . Here is the complete list of tiers:
- 1.00% - 3-5 Months CD
- 1.75% - 6-11 Month CD
- 2.25% - 12-23 Month CD
- 2.60% - 24-35 Month CD
- 2.90% - 36-60 Month CD
All accounts have...
Jacksonville Bank Offers 2.25% APY 12-Month CD CD Rates, Credit Union, Rates
November 6th, 2009
South Carolina residents can take advantage of competitive jumbo CD tiers for high deposit amounts from AllSouth Credit Union :
- 2.47% APY - 24-month CD
- 2.27% APY - 12-month CD
- 1.96% APY - 6-month CD
These accounts require a $100,000 minimum deposit. Visit the site to see all CD rates .
...
AllSouth Credit Union Offers Competitive CD TiersLearn More About CD Accounts
A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).
They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.
Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.
Most Recent CD Account Rate Changes
| Seacoast Commerce Bank 2 Year CD Account |
N/A to
2.08% Date: Nov 5, 2009
|
| Space Coast Credit Union 6 Month CD Account |
N/A to
1.25% Date: Nov 5, 2009
|
| Space Coast Credit Union 12 Month CD Account |
N/A to
1.51% Date: Nov 5, 2009
|
| Space Coast Credit Union 2 Year CD Account |
N/A to
2.02% Date: Nov 5, 2009
|
| Scenic Falls Credit Union 12 Month CD Account |
N/A to
1.80% Date: Nov 5, 2009
|
Investing in CDs for Beginners
Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?
More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.
You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.
Current CD Rates News
-
11/19/09
John Keeley Buys Legg Mason, Pulte Homes Inc., Toll Brothers Inc., DR Horton ...
Savings accounts and certificates of deposit with arange of maturities and interest rates are available to meet the needs ofcustomers. ...
-
11/13/09
Warren Buffett: “Worst Is Over,” – But CD Rates Continue Downward Slide
Let's take a close look: Unfortunately, there is still no letup in the decline of short to medium-term CD rates. The 6-month CD average fell by two basis ...
Recent CD Rates Articles
- Qualtrust Credit Union in Texas Offers Competitive Long-Term CD Rates
- 2.25% APY 12-Month CD Available at Academy Bank
- 2.25% APY 12-Month and 1.90% APY 9-Month CDs Offered at Bank Midwest
- UmbrellaBank in Alabama Offers 2.10% APY 12-Month CD
- Denver Community Credit Union in Colorado Offers Competitive CD Rate Tiers
- 2.40% APY 24-Month Internet CD Atlantic Coast Bank in Georgia and Florida
- E-Central Credit Union Offers 2.00% APY 12-Month CD
- Competitive CD Tiers from Clinton Savings Bank in Massachusetts
- TIB Bank in Florida Offers 2.30% APY 15-Month CD
- The Dime Bank Offers 2.05% APY 9-Month CD