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Best CD Account Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
3.03%
As of February 8, 2010
View Rate Details
 
Pfd Firefighters Inc. Credit Union
 
Portsmouth, VA
 
CD Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
2.47%
As of February 8, 2010
View Rate Details
 
The Huntington National Bank
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
2.15%
As of February 8, 2010
View Rate Details
 

Discover Bank
 
Online
 
CD Account
 
 
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CD ACCOUNTS » Certificate of Deposit News

12 Month CD,CD Rates,Rates 12 Month CD, CD Rates, Rates

Top credit union, Navy Federal Credit Union, is offering a competitive 2.90% APY on theirSpecial Easy Start Certificate. The 12-month CD is new and to qualify for this high-yield APY depositors must be aware of a few facts including:

  • $100 minimum opening balance
  • Minimum $3,000 balance must be maintained
  • 1-year term of deposit
  • Only one Special Easy Start Certificate per depositor account
  • Direct Deposit must be hooked up with a minimum transfer amount of $300 per transaction
  • To open this account depositors must also have a Navy Federal checking account
  • Depositor must make monthly automatic deposits of at least $15
  • Early withdrawal penalties may apply
  • NCUA insure

To take advantage of the competitive CD rates membership to the Navy FCU is required. All employees of the Department of Defense including civilian personnel are invited to join the military focused credit union and applications are readily available online.

Branch locations for the credit union can be found both locally and abroad. Nationally branches can be found in San Diego, CA, Washington D.C., Hampton Roads, VA and Jacksonville, FL.

>>CD Interest Account Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Arizona based Goldwater Bank is offering a competitive CD rate of 1.75 percent on 18-month term certificates of deposit. To qualify for this high yield depositors should be aware of all terms including:

  • A whopping$50,000 deposit amount is required to earn the CD rate of return
  • Early withdrawal penalties will apply
  • FDIC insured

To qualify for this CD account interest rate, a conversation with a personal banker is required. Goldwater Bank is located in Scottsdale, Ariz. however, the financial institution offers banking products to customers worldwide.

>>CD Account Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


6 Month CD,CD Rates,Local Banks,Rates 6 Month CD, CD Rates, Local Banks, Rates

country-bank
Short term investors can earn a competitive 1.85% APY on 6-month term CD investments from Country Bank for Savings . To qualify for the higher than average CD rate customers must meet a criteria including:

  • $500 opening minimum deposit required
  • Customers must maintain a $1,000 monthly average...


Country Bank in Massachusetts Has a 1.85% APY Yield on 6-Month CD Country Bank in Massachusetts Has a 1.85% APY Yield on 6-Month CD

2 Year CD,CD Rates,Local Banks,Rates 2 Year CD, CD Rates, Local Banks, Rates

Northern Grumman Federal Credit Union is offering a 2.0592% APY 30-month CD rate to members of their credit union. Some nuances of the term savings investment include:

  • An average daily balance of $2,500 must be maintained to earn the CD rate
  • Early withdrawal penalties may apply
  • Dividends paid...


Earn a 2.0592% APY With a 30-Month CD From Northern Grumman FCU Earn a 2.0592% APY With a 30-Month CD From Northern Grumman FCU

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Short term investors or consumers looking to set up their own CD ladders can find a 3-month CD rate of 1.25% APY from Eastbank . Deposits are FDIC insured.

Eastbank has two locations in New York with one in downtown Manhattan on Center Street and the other in Flushing. The financial institution...



Eastbank Offering a 1.25% APY on a 3-Month Certificate of Deposit Eastbank Offering a 1.25% APY on a 3-Month Certificate of Deposit

usaa
Seven-year Super Jumbo CD rates at USAA are earning a competitive 4.06% APY. To qualify for the decent rate of return aside from making a 7-year commitment, there are certain terms and features you need to be aware of for the certificate of deposit including:

  • Rate only applies to deposits of...


Make a 7-Year Commitment to an USAA CD and earn a 4.06% Make a 7-Year Commitment to an USAA CD and earn a 4.06%

2 Year CD,CD Rates,Rates 2 Year CD, CD Rates, Rates

Florida based Jacksonville Bank has a reasonable 2.40% APY rate offering on 24-month certificate of deposits . A minimum of $1,000 is required to take advantage of the CD rate and other terms and benefits of the account include:

  • Depositors can choose the frequency of interest paid
  • Early...


Jacksonville Bank Offers 2.40% APY on 2-Year CDs Jacksonville Bank Offers 2.40% APY on 2-Year CDs

2 Year CD,CD Rates,Local Banks,Rates 2 Year CD, CD Rates, Local Banks, Rates

broadway-federal

Southern California-based Broadway Federal Bank has a competitive 2.02% APY interest rate on 24-month CD rates . Some of the certificate of deposit terms include:

  • $1,000 minimum investment
  • Early withdrawal penalties may apply
  • Account must be opened online
  • FDIC insured up to $250,000

Broadway...



Earn a Competitive 2.02% APY With a 2-Year Broadway Federal Bank CD Earn a Competitive 2.02% APY With a 2-Year Broadway Federal Bank CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Minnesota-based Wings Financial Credit Union has a 3.03% APY on a3-year Share Certificate of Deposit.Only members of the credit union can take advantage of the rate offers from the bank.

The focus of membership eligibility is based on either personal career experience (or that of a close family...



Wings Financial Credit Union Offering 3.03% APY on 3 Year CDs Wings Financial Credit Union Offering 3.03% APY on 3 Year CDs

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

bank of fayetteville

Arkansas-based Bank of Fayetteville is offering a competitive 2.05% APY on their 15-month Step Up CD.

  • Mimimum deposit of $500
  • Penalty for early withdrawals will apply
  • FDIC insured up to $250,000

Bank of Fayetteville branches are located throughout the state with 5 locations in Fayetteville...



Earn a 2.05% APY With a Bank of Fayetteville 15-Month Step Up CD Special Earn a 2.05% APY With a Bank of Fayetteville 15-Month Step Up CD Special

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

 

Most Recent CD Account Rate Changes

Branson Bank 6 Month CD Account
1.65% to
1.51%
Date: Feb 8, 2010
Branson Bank 12 Month CD Account
1.85% to
1.71%
Date: Feb 8, 2010
Branson Bank 2 Year CD Account
2.20% to
2.02%
Date: Feb 8, 2010
Evergreen Direct Credit Union 12 Month CD Account
2.05% to
1.24%
Date: Feb 8, 2010
Evergreen Direct Credit Union 2 Year CD Account
2.56% to
1.75%
Date: Feb 8, 2010
 

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Current CD Rates News

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