| Featured Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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1.18%
As of January 24, 2012
2-Year CD Rate
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 Ally Bank
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CD Account
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| Best Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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2.25%
As of January 25, 2012
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View Rate Details | Euclid, OH | CD Account |
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2.07%
As of February 1, 2012
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View Rate Details | New York, NY | CD Account |
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2.00%
As of January 26, 2012
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View Rate Details | Baltimore, MD | CD Account |
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2.00%
As of January 25, 2012
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View Rate Details | Euclid, OH | CD Account |
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2.00%
As of January 25, 2012
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View Rate Details | Euclid, OH | CD Account |
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Banks: Submit Your Rates!
Number of Rates Per Page
Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.
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12 Days Winner: Robert KiyosakiCD ACCOUNTS » Certificate of Deposit News
Members Choice of Central Texas Credit Union motivates Waco, TX investors to earn a profit with their CD account rate. Today, members can earn a 6-month CD rate of 0.90% APY. If you’re new to the investment scene, a short-term CD can give you the benefit of high yields in a relatively low-risk deposit account.
6-Month CD Rate Terms and Conditions 
King Southern Bank shows Louisville, KY residents they care with a 12-month CD rate of 1.00% APY. A long-term CD like this can turn your finances around and keep a stable outlook through 2012.
12-Month CD Rate Terms and Conditions
A 2-year CD rate can generate significant funds for depositors in Lowell, MA. To keep members on the right savings track, M/A-COM Federal Credit Union offers a 1.25% APY rate for qualified CD accounts.
2-Year CD Rate Terms and Conditions
OshKosh Postal Employees Credit Union in Oshkosh, WI gives members a reason to save with a high-yield CD account. Currently, this credit union is offering a CD rate of 1.10% APY on 16 month accounts.
CD Rate Terms and Conditions
Members of Unified People’s Federal Credit Union in Cheyenne, WY offers a 1-year CD rate that aims to keep depositors on the right investment track. CD accounts are a low-risk deposit option, unlike the fluctuating stock market. Now, members of Unified People’s Federal Credit Union can earn a 1-year CD rate of 1.01% APY, a rate that remains fixed the entire one year term.
1-Year CD Rate Terms and Conditions
Residents in Jefferson, IA can reach greater savings with a 2-year CD rate at Home State Bank. Their CD rate for a two year term is currently at 1.30% APY.
2-Year CD Rate Terms and Conditions
CD rates are continuing their trend downwards. It doesn’t appear that 2012 is going to bring much relief. So what can you do to maximize your certificate of deposit interest rates? Here are 5 tips that can help you and hopefully squeak out just a bit more earnings.
Texans can save big with a 1-year CD rate that boasts a higher gains than other deposit accounts and less risk than investing in volatile stock markets. NexBank in Dallas, TX offers a 1-year CD rate at 1.05% APY to get depositors moving forward toward their financial goals. With interest rates easily falling below the 1 percent mark, this CD account easily comes out on top as a great money-saving option.
1-year CD Rate Terms and Conditions
Taking advantage of a 2-year CD rate that generates higher returns can motivate residents in Odessa, TX to meet their financial dreams. Southwest Heritage Credit Union gives its members 1.31% APY on funds deposited into a two year term. Committing your money long-term may sound risky, but all CD accounts with the institution are federally insured by the NCUA for up to $250,000.
2-Year CD Rate Terms and Conditions
Coastal Community and Teachers Credit Union in Corpus Christi, TX has your long-term earning in mind with a 24-month CD rate of 1.34% APY. This high-yield interest rate challenges the notion that competitive rates are on the decline, and instead, highlights that members can still accomplish their future financial goals. With an investment account like this, investors can help themselves to greater returns in a low-risk investment product.
24-Month CD Rate Terms and Conditions
Learn More About CD Accounts
A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).
They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.
Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.
Investing in CDs for Beginners
Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?
More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.
You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.
Most Recent CD Account Rate Changes
| Capitol View Credit Union 2 Year CD Account |
1.46% to
1.36% Date: Feb 3, 2012
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| Mclennan County Employees Credit Union 2 Year CD Account |
1.30% to
1.31% Date: Feb 3, 2012
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| Kemba Louisville Credit Union 2 Year CD Account |
1.25% to
1.20% Date: Feb 3, 2012
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| Newark Firemen Credit Union 2 Year CD Account |
1.10% to
1.20% Date: Feb 3, 2012
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| The Sacramento Deposit Bank 2 Year CD Account |
1.40% to
1.14% Date: Feb 3, 2012
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Recent CD Rates Articles
- 6-Month CD Rate Deal of the Day: The State Bank of Toledo at 0.80% APY
- 2-Year CD Rate Deal of the Day: Cornerstone Credit Union at 1.40% APY
- 2-Year CD Rate Deal of the Day: Midland Credit Union at 1.41% APY
- 12-Month CD Rate Deal of the Day: Tri-Town Teachers Federal Credit Union at 1.00% APY
- 2-Year CD Rate Deal of the Day: Municipal Employees Of Oklahoma City Credit Union at 1.46% APY
- 6-Month CD Rate Deal of the Day: West Virginia Central Credit Union at 0.85% APY
- 12-Month CD Rate Deal of the Day: GEICO Federal Credit Union at 1.00% APY
- 1-Year CD Rate Deal of the Day: Capital Area Realtors Credit Union at 1.00% APY
- CD Rate Deal of the Day: CommunityWide Federal Credit Union at 1.50% APY
- 24-Month CD Rate Deal of the Day: Houghton Mifflin Harcourt Employees Credit Union at 1.36% APY