| Local Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|---|---|---|---|---|---|
|
|
|
Pfd Firefighters Inc. Credit Union
|
Portsmouth, VA |
CD Account |
    |
| National Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
|
|
The Huntington National Bank
|
National |
CD Account |
|
| Online Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
|
|
Discover Bank
|
Online |
CD Account |
|
Banks: Submit Your Rates!
Find The Best Rates
We survey thousands of banks each week to find you the best rates, complete the form below to see all the Best Rates. It's 100% FREE
Already Signed Up? Login
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
Banking
How to Save a Million Dollars
Go Banking Rates has a
special calculator
to show you what it takes to
save $1,000,000.
Click Below
to see how you can
be a Millionaire
Receive a free financial newsletter with the latest rates, special offers and informative articles.
Your email will not be shared and you can opt-out of alerts at anytime
CD ACCOUNTS » Certificate of Deposit News
12 Month CD, CD Rates, Rates
February 8th, 2010
Top credit union, Navy Federal Credit Union, is offering a competitive 2.90% APY on theirSpecial Easy Start Certificate. The 12-month CD is new and to qualify for this high-yield APY depositors must be aware of a few facts including:
- $100 minimum opening balance
- Minimum $3,000 balance must be maintained
- 1-year term of deposit
- Only one Special Easy Start Certificate per depositor account
- Direct Deposit must be hooked up with a minimum transfer amount of $300 per transaction
- To open this account depositors must also have a Navy Federal checking account
- Depositor must make monthly automatic deposits of at least $15
- Early withdrawal penalties may apply
- NCUA insure
To take advantage of the competitive CD rates membership to the Navy FCU is required. All employees of the Department of Defense including civilian personnel are invited to join the military focused credit union and applications are readily available online.
Branch locations for the credit union can be found both locally and abroad. Nationally branches can be found in San Diego, CA, Washington D.C., Hampton Roads, VA and Jacksonville, FL.
Current Navy FCU CD Rates
- 6 Month CD Rate - Navy Federal Credit Union
- 12 Month CD Rate - Navy Federal Credit Union (for deposits up to $10,000)
- 2 Year / 24 Month CD Rate - Navy Federal Credit Union
Other Navy FCU Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
CD Rates, Local Banks, Rates
February 5th, 2010
Arizona based Goldwater Bank is offering a competitive CD rate of 1.75 percent on 18-month term certificates of deposit. To qualify for this high yield depositors should be aware of all terms including:
- A whopping$50,000 deposit amount is required to earn the CD rate of return
- Early withdrawal penalties will apply
- FDIC insured
To qualify for this CD account interest rate, a conversation with a personal banker is required. Goldwater Bank is located in Scottsdale, Ariz. however, the financial institution offers banking products to customers worldwide.
>>CD Account Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
6 Month CD, CD Rates, Local Banks, Rates
February 4th, 2010
Short term investors can earn a competitive 1.85% APY on 6-month term CD investments from Country Bank for Savings . To qualify for the higher than average CD rate customers must meet a criteria including:
- $500 opening minimum deposit required
- Customers must maintain a $1,000 monthly average...
Country Bank in Massachusetts Has a 1.85% APY Yield on 6-Month CD
2 Year CD, CD Rates, Local Banks, Rates
February 3rd, 2010
Northern Grumman Federal Credit Union is offering a 2.0592% APY 30-month CD rate to members of their credit union. Some nuances of the term savings investment include:
- An average daily balance of $2,500 must be maintained to earn the CD rate
- Early withdrawal penalties may apply
- Dividends paid...
Earn a 2.0592% APY With a 30-Month CD From Northern Grumman FCU
CD Rates, Local Banks, Rates
February 2nd, 2010
Short term investors or consumers looking to set up their own CD ladders can find a 3-month CD rate of 1.25% APY from Eastbank . Deposits are FDIC insured.
Eastbank has two locations in New York with one in downtown Manhattan on Center Street and the other in Flushing. The financial institution...
Eastbank Offering a 1.25% APY on a 3-Month Certificate of Deposit
CD Rates, Jumbo CD Rates, National Banks, Rates
February 1st, 2010
Seven-year Super Jumbo CD rates at USAA are earning a competitive 4.06% APY. To qualify for the decent rate of return aside from making a 7-year commitment, there are certain terms and features you need to be aware of for the certificate of deposit including:
- Rate only applies to deposits of...
Make a 7-Year Commitment to an USAA CD and earn a 4.06%
Florida based Jacksonville Bank has a reasonable 2.40% APY rate offering on 24-month certificate of deposits . A minimum of $1,000 is required to take advantage of the CD rate and other terms and benefits of the account include:
- Depositors can choose the frequency of interest paid
- Early...
Jacksonville Bank Offers 2.40% APY on 2-Year CDs
2 Year CD, CD Rates, Local Banks, Rates
January 28th, 2010
Southern California-based Broadway Federal Bank has a competitive 2.02% APY interest rate on 24-month CD rates . Some of the certificate of deposit terms include:
- $1,000 minimum investment
- Early withdrawal penalties may apply
- Account must be opened online
- FDIC insured up to $250,000
Broadway...
Earn a Competitive 2.02% APY With a 2-Year Broadway Federal Bank CD
CD Rates, Local Banks, Rates
January 27th, 2010
Minnesota-based Wings Financial Credit Union has a 3.03% APY on a3-year Share Certificate of Deposit.Only members of the credit union can take advantage of the rate offers from the bank.
The focus of membership eligibility is based on either personal career experience (or that of a close family...
Wings Financial Credit Union Offering 3.03% APY on 3 Year CDs
CD Rates, Local Banks, Rates
January 26th, 2010
Arkansas-based Bank of Fayetteville is offering a competitive 2.05% APY on their 15-month Step Up CD.
- Mimimum deposit of $500
- Penalty for early withdrawals will apply
- FDIC insured up to $250,000
Bank of Fayetteville branches are located throughout the state with 5 locations in Fayetteville...
Earn a 2.05% APY With a Bank of Fayetteville 15-Month Step Up CD Special
Learn More About CD Accounts
A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).
They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.
Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.
Most Recent CD Account Rate Changes
| Branson Bank 6 Month CD Account |
1.65% to
1.51% Date: Feb 8, 2010
|
| Branson Bank 12 Month CD Account |
1.85% to
1.71% Date: Feb 8, 2010
|
| Branson Bank 2 Year CD Account |
2.20% to
2.02% Date: Feb 8, 2010
|
| Evergreen Direct Credit Union 12 Month CD Account |
2.05% to
1.24% Date: Feb 8, 2010
|
| Evergreen Direct Credit Union 2 Year CD Account |
2.56% to
1.75% Date: Feb 8, 2010
|
Investing in CDs for Beginners
Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?
More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.
You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.
Current CD Rates News
-
02/08/10
3-Month CD Rates Top Out At 1.25%
That's less than half of the 2.55% APY TotalBank in Miami was paying when it jumped to the top of our rankings of 3-month CD rates last June. ...
-
02/06/10
For savers, low rates are matter of high interest
Reid said many investors did not want to get “locked in'' to low CD rates, so they are keeping their money in savings until rates show signs of improvement. ...
Recent CD Rates Articles
- Country Bank for Savings Has a 2.25% APY On 15-Month Relationship CD
- Earn 2.25% with a 60-Month United Central Bank CD
- Earn a 2.85% APY on a 48 Month CD with Fortune Bank
- Ascencia Bank Offers 1.91% APY for 1-Year CD
- Earn a Competitive 2.94% APY With a 60-Month Aurora Bank CD
- Earn a 2.20% APY on a 2-Year CD With OneWest Bank
- Dime Bank is offering a 2.50% APY 9-Month CD
- Colorado Federal Savings Bank Offering 3% APY on 5-Year CD
- Ally Bank CD APY 1.79%- 1 Year Term
- Crescent Bank and Trust in Louisiana Offers 2.40% APY 18-Month CD