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Best 12 Month CD Account Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
3.03%
As of February 15, 2010
View Rate Details
 
Arkansas Farm Bureau Credit Union
 
Little Rock, AR
 
CD Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
1.61%
As of February 8, 2010
View Rate Details
 
HomeStreet Bank
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
1.76%
As of February 15, 2010
View Rate Details
 
National InterBank
 
Online
 
CD Account
 
 
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
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12 Month CDs

Current Rates, News & Information

Posted in 12 Month CD, CD Rates, Credit Union, Local Banks, Rates

The latest 12 Month CD Rates are looking great. All are above 2% APY. If you have money in the bank and your not earning interest on it, then putting your money into a 12 month CD Account is a great way to start earning interest - especially if your money is just sitting there and you don't need to spend it anytime soon.

Current Top 20 Best 12 Month CD Rates from Local Banks:


Bank Name APY Institution Type
Bank of Atlanta - 12 Month CD 2.5 Bank
Mizuho Corporate Bank (USA) - 12 Month CD 2.32 Bank
North Houston Bank - 12 Month CD 2.16 Bank
Biscayne Bank - 12 Month CD 2.15 Bank
First Jackson Bank, Inc. - 12 Month CD 2.15 Bank
Riverside National Bank of Florida - 12 Month CD 2.15 Bank
B&L Bank - 12 Month CD 2.11 Bank
Bank Midwest, Missouri & Kansas - 12 Month CD 2.1 Bank
Iowa State Bank Clarksville, Kesley, Parkersburg - 12 Month CD 2.08 Bank
Mile High Banks - 12 Month CD 2.07 Bank
Bank of England - 12 Month CD 2.06 Bank
Bank of Calhoun County - 12 Month CD 2.06 Bank
The First National Bank of Talladega - 12 Month CD 2.05 Bank
SouthFirst Bank - 12 Month CD 2.05 Bank
The National Republic Bank of Chicago - 12 Month CD 2.05 Bank
Sterling Bank - 12 Month CD 2.05 Bank
Ames Community Bank - 12 Month CD 2.05 Bank
Golden Security Bank - 12 Month CD 2.05 Bank
Athens State Bank - 12 Month CD 2.03 Bank
First National Bank South - 12 Month CD 2.02 Bank



Banks are offering great 12 Month CD Rates, however, it seems credit unions are as well - and are actually giving out better 12 Month CD Rates than banks. Check out the list of 12 Month CD Rates below.

Current Top 20 Best 12 Month CD Rates from Credit Unions:


Bank Name APY Institution Type
Arkansas Farm Bureau Credit Union - 12 Month CD 3.03 credit union
Altamaha Credit Union - 12 Month CD 3 credit union
Sea Comm Credit Union - 12 Month CD 2.85 credit union
Vapr Credit Union - 12 Month CD 2.79 credit union
East Ky Employees Credit Union - 12 Month CD 2.75 credit union
Newcomer Employees Credit Union - 12 Month CD 2.75 credit union
Kauai Government Employees Credit Union - 12 Month CD 2.53 credit union
American Community Credit Union - 12 Month CD 2.52 credit union
Cessna Employees Credit Union - 12 Month CD 2.5 credit union
Alcose Credit Union - 12 Month CD 2.5 credit union
Peoples Credit Union - 12 Month CD 2.47 credit union
Mountain Star Credit Union - 12 Month CD 2.42 credit union
North County Credit Union - 12 Month CD 2.4 credit union
P C Credit Union - 12 Month CD 2.38 credit union
Woods Credit Union - 12 Month CD 2.38 credit union
Combined Health Care Credit Union - 12 Month CD 2.37 credit union
Government Of Guam Credit Union - 12 Month CD 2.3 credit union
Northern Tier Credit Union - 12 Month CD 2.3 credit union
Cecil County School Employees Credit Union - 12 Month CD 2.27 credit union
Artesian City Credit Union - 12 Month CD 2.27 credit union

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in 12 Month CD, CD Rates, National Banks, Rates

If you're looking for 12 month cd rates and looking at what national banks are currently offering, you may be in a bit of a disappointment because the 12 month cd rates aren't as high as they used to before the recession kicked in. Here is a list of what national banks are offering on 12 month cd rates.

Current 12 Month CD Rates from National Banks:


Bank Name APY Institution Type
Amtrust Bank - 12 Month CD 1.7 National Bank
HomeStreet Bank - 12 Month CD 1.61 National Bank
Arvest Bank - 12 Month CD 1.51 National Bank
HSBC Trust Company (Delaware), National Association - 12 Month CD 1.25 National Bank
HSBC Bank USA, National Association - 12 Month CD 1.25 National Bank
Flagstar - 12 Month CD 1.19 National Bank
The Berkshire Bank - 12 Month CD 1.15 National Bank
Coppermark Bank - 12 Month CD 1.1 National Bank
M&T Bank - 12 Month CD 1.1 National Bank
People's United Bank - 12 Month CD 1 National Bank
Commerce Bank - 12 Month CD 1 National Bank
National City Bank - 12 Month CD 0.95 National Bank
Citibank, National Association - 12 Month CD 0.95 National Bank
Regions Bank - 12 Month CD 0.9 National Bank
Compass Bank - 12 Month CD 0.9 National Bank
Guaranty Bank - 12 Month CD 0.9 National Bank
Dollar Bank - 12 Month CD 0.7 National Bank
Union Bank - 12 Month CD 0.7 National Bank
Bank of America - 12 Month CD 0.65 National Bank
PNC Bank, Delaware - 12 Month CD 0.6 National Bank
Keybank National Association - 12 Month CD 0.55 National Bank
Sovereign Bank - 12 Month CD 0.55 National Bank
Republic Bank - 12 Month CD 0.5 National Bank
Wachovia Mortgage, FSB - 12 Month CD 0.5 National Bank
Frost Bank - 12 Month CD 0.45 National Bank
TD BankNorth - 12 Month CD 0.4 National Bank
Comercia - 12 Month CD 0.4 National Bank
The Huntington National Bank - 12 Month CD 0.39 National Bank
Zions First National Bank - 12 Month CD 0.3 National Bank
Chase Bank USA - 12 Month CD 0.25 National Bank
Wells Fargo Bank South Central, National Association - 12 Month CD 0.25 National Bank

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in 12 Month CD, CD Rates, Online Banks, Rates

Check out what online banks are currently offering on the 12 month cd rates.

Current 12 Month CD Rates from Online Banks:


Bank Name APY Institution Type
National InterBank - 12...


Read Full Article: 12 Month CD Rates from Online Banks

Posted in 12 Month CD, CD Rates, Local Banks, Rates

Prudential Savings Bank

Philadelphia is one of the most historic cities in the nation. The"City of Brotherly Love" is home to the Liberty Bell, the United States Mint as well as the historic Prudential Savings Bank . The branch has been in operation for over 100 years, and now offers a great selection of Prudential...



Read Full Article: Prudential Savings Bank Special 1 Year CD Rate Earns 1.35% APY

Posted in 12 Month CD, CD Rates, Local Banks, Rates

Plains Capital Bank
The mission statement for Plains Capital Bank proclaims that it is their goal to become "the leading independent provider of financial services in Texas." Locals are invited to join in their movement and take advantage of the Plains Capital Bank CD rates. The 1-year CD interest rate from the...



Read Full Article: Plains Capital Bank 1-Year CDs Can Earn 1.25% APY

Posted in 12 Month CD, CD Rates, Local Banks, Rates

Residents of North Carolina on the quest to find the area's top 1-year CD rate should immediately visit their local Park Sterling Bank branch. At 1.90% APY, this particular 12-month CD rate is one of the highest offers out there (based on duration of investment). Whether you want to take the...



Read Full Article: Park Sterling Bank Has an Outstanding 1.90% APY 12-Month CD

Posted in 12 Month CD, CD Rates

Best 12 Month CD Rates from Local Banks that are Above 2%:

Bank Name APY Institution Type
Bank of Atlanta - 12 Month CD 2.5 Bank
Mizuho Corporate Bank (USA) - 12 Month CD 2.32 ...


Read Full Article: Best 12 Month CD Rates for March 1st - Banks and Credit Unions

Posted in 12 Month CD, CD Rates, Local Banks, Rates

If you have got one year to make your money grow, then Hardin County Bank has a 12-month CD rate for you! Not only are Hardin County Bank's CD rates outstanding with a 2.05% APY rate of return, but during the course of the term you can make additional deposits to this 1-year certificate of...



Read Full Article: One Year CDs Earn an Outstanding 2.05% APY at Hardin County Bank

Posted in 12 Month CD, CD Rates

Take a look at our list of top Banks and Credit Unions with the best 12 month CD Rate by state that we track. These are the most popular 12 Month CD rates in the U.S. Browse the most current 12 Month CD rates for the best cd rates.


  1. Best 12 Month CD Rates in - Alabama
  2. Best 12 Month CD...


Read Full Article: Banks and Credit Unions with the Best 12 Month CD Rates by State

Posted in 12 Month CD, CD Rates, Local Banks, Rates

Historically, financial institutions have used promotional offers to entice new customers. Toasters, coffee makers and competitive interest rates have been just some of the gifts used to secure new business. Currently Central Pacific Bank has a greatcajoleryfor those seeking to invest in a ...



Read Full Article: Central Pacific Bank Offers 1.00% APY and Free iPod With 12-Month CD

 

Most Recent 12 Month CD Account Rate Changes

Providence Bank of Texas 12 Month CD Account
1.55% to
1.55%
Date: Mar 15, 2010
First Education Credit Union 12 Month CD Account
1.26% to
1.26%
Date: Mar 12, 2010
Esquire Bank 12 Month CD Account
1.50% to
1.25%
Date: Mar 12, 2010
East Boston Savings Bank 12 Month CD Account
1.25% to
1.25%
Date: Mar 12, 2010
Evergreen Direct Credit Union 12 Month CD Account
1.24% to
1.24%
Date: Mar 12, 2010
 

Current 12 Month CDs News

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