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Newest Bank Promotions, Offers, Coupons and Bonuses: October 2021

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Banks regularly offer cash bonuses and other promotions to attract new customers. You can earn hundreds of dollars just by opening an account. If you’re like many other Americans, having extra cash available during this economic climate is a comfort.

GOBankingRates reviewed banks across the U.S. in search of the best bank promos. The savings and checking account bonus offers that made the final list were chosen based on their high cash values and how easy the rewards are to earn. Here’s what you need to know about the best checking, savings and business account promotions across the nation.

Checking Account Promotions

A checking account is a basic financial tool that everyone should have. Now may be the time to find a new bank and take advantage of lucrative checking account promotions.

Chase Total Checking: $225 Bonus

Signing up for a new Chase Total Checking account can net you a $225 bonus through mid-October. Read on for the full picture:

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Fifth Third Checking Account: $300 Bonus

Opening a new Fifth Third Momentum or Preferred checking account can come with a $300 bonus if you meet the promotional criteria.

TD Bank Beyond Checking: $300 Bonus

You can earn $300 for opening a TD Beyond Checking account and meeting a direct deposit requirement. Here are the complete terms:

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HSBC Premier Checking: $450 Bonus

HSBC’s Premier Checking offers relationship banking with professional support, international banking, no foreign transaction fees and global transfers. As a Premier account holder, you’ll be eligible for their home financing services, including jumbo mortgages.

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Citi Checking Account: Up To $1,500 Bonus

If you can meet the deposit requirements, you could be looking at a tidy sum of up to $1,500 from Citibank when you open a new checking account in the Priority Account Package. Find out more:

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Savings Account Promotions

A savings account is a great place to keep your emergency fund or set aside money to pay for big-ticket items. Boost your savings with one of these lucrative savings account promotions.

Alliant Credit Union High-Rate Savings Account: $100 Bonus

Teaming up with money expert Suze Orman, Alliant Credit Union is offering a bonus on their Ultimate Opportunity Savings Account. The account comes with a number of convenient features like $0 in monthly fees with e-statements, access to 80,000 fee-free ATMs and 24/7 access to online and mobile banking. Plus, it’s a high interest-earning account with a current rate of 0.55% APY.

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TD Beyond or Simple Savings Account: $200 Bonus

Two of TD Bank’s savings accounts have the opportunity to claim a $200 bonus for opening a new personal savings account, provided you can meet the funding requirements. 

Citi Savings Account: Up To $2,000 Bonus

$2,000 sounds like a bundle, right? However, you need to be a literal millionaire to qualify for that bonus amount. Thankfully, there are lower bonus tiers that those of more average means can qualify for. Full details:

Business Account Promotions

Bank bonuses are also available for business accounts. Score some extra cash via these worthwhile business account promotions to share with employees or expand your business.

PNC Business Checking: Up To $500 Bonus

Smaller businesses or those looking for a more basic business checking account can open a PNC Business Checking or Business Checking Plus account for a $200 reward, while larger or more complex business banking needs can be fulfilled with the PNC Treasury Enterprise Plan or Analysis Business Checking account and receive a $500 bonus. Read on for the details.

Chase Business Complete Checking: Up To $750 Bonus

Chase Business Complete Checking accounts come with their QuickAccept feature via the mobile app that lets you accept card payments anywhere and make free same-day deposits six days a week, as well as multiple ways to waive the monthly fee.

Huntington Unlimited Plus Business Checking: $750 Bonus

With a Huntington Unlimited Plus Business Checking account, you enjoy perks like unlimited transactions and online access to your account. For a limited time, new customers can select two bonus services when they sign up for a new account and earn a cash bonus of $750. Here’s how:

Is It Time To Switch Banks?

Now may be the time to switch banks if you can take advantage of one of the best bank promotions. Before you change banks, make sure it offers the products and services you need. A lucrative bonus is great, but it’s more important to have a bank that’s a good fit for your financial lifestyle.

Julia Gordon contributed to the reporting for this article.

Information on promotions is accurate as of Oct. 5, 2021. Additional requirements may apply. Offers and terms are subject to change.

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion. Some interest rates might be short-term or promotional offers only, and it is possible additional terms and conditions must be met to obtain the interest rates listed. Rates and availability might vary by region. Verify terms and conditions before opening an account.

GOBankingRates bases its assessment of “best” and “top” products on the above-stated parameters to create a baseline for comparison. This assessment is an approximation of “best” and “top” designed to help consumers find products that might be appropriate for them. There could be other options available as well. Consumers should consider various options appropriate for their circumstances.

This article has been updated with additional reporting since its original publication.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.