How To Find and Use Your American Express High Yield Savings Login

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All information about American Express High Yield Savings has been collected independently by GOBankingRates. American Express High Yield Savings is not available through GOBankingRates.

If you need to log in to your American Express® High Yield Savings account, you have two options. You can either log in via the American Express, Member FDIC, online banking platform, or you can log in using the Amex app. Read on to learn how each option works, what to do if you lose your password and more.  

How To Log In to Your American Express High Yield Savings Account From a Computer

To log in online, follow these steps:

  1. Navigate to the Savings page on the American Express website. 
  2. Click the “Savings Login” button. You can find this button in the upper right corner of the page. 
  3. On the next page, you’ll find a couple of options. One is for users with American Express credit cards. The other is for users without an American Express credit card. Choose the option that fits you. 
  4. Enter your username and password to access your account. 

If you don’t have an American Express credit card, you’ll need to create a user ID and password for your account. To do so, click the “Amex User ID & password” link on the login page. 

How To Log In to Your American Express High Yield Savings Account on Your Mobile Device

You can also log in to your American Express high-yield savings account on the Amex mobile app. Follow these steps to do so:

  1. Download the Amex app via Google Play or the App Store
  2. Launch the Amex mobile app. 
  3. Log in to your American Express high-yield savings account using your online user ID and password.

How To Retrieve Your Username or Password If You Forget It

If you forgot your username or password, follow these steps to retrieve your login information:

  1. Load the Savings page on the American Express website and click the login button in the upper right corner of the page. Alternatively, open the Amex app.
  2. Choose the option you would normally choose to log in. 
  3. Click the “Forgot User ID or Password?” link.
  4. If you know your user ID, type it into the field available. If not, click the “Don’t know your User ID?” link.
  5. If you remember your user ID, you’ll receive an email with instructions on how to update your password. If not, enter your email address and you’ll receive a message with your user ID.  
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How To Contact Customer Service

To contact American Express customer service, call 800-446-6307. Assistance is available 24/7.

FAQ

Here are the answers to some of the most common questions about American Express's high-yield savings account.
  • How do I access my American Express savings account?
    • You can access your American Express savings account by logging in via the bank's online banking platform or the Amex mobile app.
  • Why can't I log in to my American Express account?
    • There are multiple reasons you may not be able to log in to your American Express account. The most common include the following:
      • You're using an incorrect password.
      • You're unable to access your security code.
      • You are locked out of your account.
    • Start by clicking the "Forgot User ID or Password?" link and updating your password. If that doesn't work, contact American Express to unlock your account access.
  • What is the current American Express high-yield savings rate?
    • The American Express high-yield savings account has an annual percentage yield (APY) of 4.30%. This is a variable rate that may change over time.  
  • Is the American Express savings account a good option?
    • The American Express savings account is a high-quality offering. Not only is the financial institution a strong and trusted one, but its current APY of 4.30% can help your savings grow quickly.

Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of July 27, 2023.

All information about American Express High Yield Savings has been collected independently by GOBankingRates. American Express High Yield Savings is not available through GOBankingRates.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by American Express. American Express credit card products are not available through GOBankingRates.com.

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