38 Best Bank Account Promotions for July 2019

See the top bank promotions available now.
38 Best Bank Account Promotions for July 2019
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Failing to do your research before opening a new bank account could cause you to miss out on valuable bank promotions, including bonus airline miles, cash rewards and free annual subscriptions. Fortunately, you won’t have to spend hours locating and combing through details on promotional offers on banks’ and credit unions’ sites because GOBankingRates has done the legwork for you.

The following list of 38 current bank promotions, which is updated monthly, contains the best offers available through July. Read on to learn more about these special bank account promotions — some of which are free and require no minimum deposit.

Here are the top 38 bank account promotions available through July 2019:

Best Bank Account Promotions for July 2019: Bonus Miles and Rewards

Although banks more commonly offer cash bonuses in connection with opening savings and checking accounts, other incentives — such as miles and reward cards — are available.

BankDirect logo 2017BankDirect: 22,000 Bonus Miles

The BankDirect Mileage Checking With Interest Account allows you to earn a healthy allowance of American Airlines AAdvantage miles. Both new and current AAdvantage members can earn miles via various avenues.

BankDirect Mileage Checking With Interest Account Bonus Requirements and Limitations:

  • 1,000 miles at account opening
  • 10,000 miles for direct deposits received over six consecutive statement cycles, at a minimum of $2,000 per month
  • 5,000 miles for using the online bill pay service for at least three payees, totaling $500 per month for six consecutive statement cycles
  • 5,000 miles for 12 transactions with the BankDirect Visa CheckCard, totaling $500 per month for six consecutive statement cycles
  • 1,000 miles for referring a friend who opens an account
  • $500 minimum to open; $12 monthly fee

Related: The Best Airline Rewards Programs With Points You Can Actually Use

First Tennessee Bank: $75 Visa Reward Card

After you open a checking account at First Tennessee Bank, you’ll be eligible for this reward card that you can use for different products and services. But first, you need to register. To get started, visit the bank and ask about the promotion — the bank employee who helps you will need to give you their employee number. Then, fill in the registration form to sign up for the card. After that, open one of the bank’s checking accounts.

First Tennessee Bank Visa Reward Card Bonus Requirements and Limitations:

  • Current First Tennessee checking account holders not eligible
  • Open a new First Tennessee checking account within 90 days of registering for reward card online
  • $100 minimum opening deposit
  • Complete two direct deposit transactions of at least $100 each within first 60 days
  • Offer valid only for residents of Tennessee, Mississippi, Georgia, Virginia, North Carolina or Arkansas

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Best Bank Account Promotions for July 2019: $1,000 Bonus

Only one bank account offer qualifies for this section. Earning this $1,000 bonus won’t happen overnight or even in a few years — but it can happen if you’re patient.

Citizens Bank: $1,000 Bonus

With as little as $25, you can set your child up for a nice payoff on his 18th birthday. Plus, interest applies to the entire savings balance.

Citizens Bank CollegeSaver Account Bonus Requirements and Limitations:

  • Open CollegeSaver account before child’s 12th birthday
  • $25 minimum opening deposit for children under 6 years of age; $500 minimum deposit for children ages 6 to 12
  • Contribute minimum required amounts each year: $25 annually for accounts opened for children under 6 years of age; $50 annually for accounts opened for children between 6 and 12 years of age
  • Receive $1,000 bonus plus interest on child’s 18th birthday

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Best Bank Account Promotions for July 2019: $750 Bonus

Earning a $750 bank account bonus isn’t easy — especially if you aren’t able to make a large deposit upfront. Check out these offers to see if you qualify.

Chase bank logo

Chase: $750 Bonus

If you’re already a Chase customer or you have a sizable deposit and you’re looking to open a new account, this bonus from Chase might be worthwhile. After you’ve met the account requirements, you can have your bonus money in 10 days.

Chase Sapphire Checking Account Bonus Requirements and Limitations:

  • Open or upgrade to a new Chase Sapphire account
  • Minimum of $75,000 in total deposits to eligible checking, savings and/or investment accounts within first 45 days
  • Must maintain total balance of $75,000 or more for at least 90 days
  • Offer not available to current Chase Sapphire Banking or Chase Private Client customers
  • Expires Aug. 6, 2019

HSBC: $750 Bonus

Earn a welcome deposit from HSBC by completing a few simple requirements. To be eligible, you must not have held an HSBC consumer deposit or investment account between June 2, 2016, and June 2, 2019.

HSBC Premier Checking Account Bonus Requirements and Limitations:

  • $1 minimum opening deposit required
  • HSBC Premier checking account must be opened online at the offer page
  • Receive monthly direct deposits totaling at least $5,000 into checking account for three consecutive months following account opening
  • Expires July 31, 2019

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Best Bank Account Promotions for July 2019: $400 to $500 Bonus

Sometimes, when a bank account promotion rolls around, the timing is off and you might find yourself short on funds to deposit. But one of the promotions in this category features a low opening deposit, plus up to 150 days to meet requirements, which could help you snag a nice bonus.

Capital One

Capital One: $500 Bonus

To qualify for this bonus, you must open a new Capital One 360 Money Market account using promotional code SPREE500. A rate of 2.00% APY applies to accounts with balances of $10,000 or more.

Capital One 360 Money Market Account Bonus Requirements and Limitations:

  • $50,000 minimum deposit
  • Must complete total deposits via an external funding source within 10 days
  • Must maintain $50,000 balance for the first 90 days following initial funding period
  • Offer cannot be combined with other savings products; bonus only valid for one account
  • Must not have had or currently have an open savings product with Capital One after Jan. 1, 2016, to be eligible
  • Expires July 31, 2019

Fidelity Bank: $400 Bonus

To earn a $400 bonus from Fidelity Bank, you’ll have to meet several requirements, but they’re fairly simple to achieve. Only new personal checking account customers are eligible for this bonus.

Fidelity Bank Checking Account Bonus Requirements and Limitations:

  • Minimum opening deposit between $25 and $1,000
  • $2,500 in direct deposits or recurring credits must be received monthly for three consecutive months
  • Requirements must be met within 150 days of account opening
  • Limited time offer

Wells Fargo logo 2017

Wells Fargo: $400 Bonus

As long as you’re a new Wells Fargo checking customer, you’re eligible for this $400 welcome bonus. The catch is that the offer is only available in five U.S. states and Washington, D.C.

Wells Fargo Checking Account Bonus Requirements and Limitations:

  • Minimum opening deposit of $25
  • Account must receive $3,000 in qualifying direct deposits each month for three consecutive months within 150 days of opening the account
  • Available in Texas, Colorado, Arizona, Florida, Washington and Washington, D.C.
  • Teen Checking and Greenhouse accounts ineligible for this offer
  • Expires Nov. 27, 2019

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Best Bank Account Promotions for July 2019: $300 to $360 Bonus

A handful of banks are offering checking account promotions featuring bonuses of up to $360 through July 2019. Some of the offers are only available in select markets, however. 

Discover: $360 Bonus

Earn up to $360 annually with this Discover checking account that rewards you for debit card purchases. With no monthly fee, balance or activity requirements, getting this bonus should be easy.

Discover Cashback Debit Checking Account Bonus Requirements and Limitations:

  • No minimum deposit required
  • Rewards rate is 1%
  • Up to $3,000 of debit card purchases each month are eligible for rewards
  • ATM transactions, money order purchases, cash back at point-of-sale transactions, peer-to-peer transactions, loan funding and account payments are not eligible for rewards
  • Cash-back bonus rewards are based on debit card purchases rounded to nearest dollar

HSBC: $350 Bonus

Eligibility for this HSBC bonus means that you can’t have held a consumer deposit or investment account with the bank from June 2, 2016, to June 2, 2019. Once you clear that hurdle, you’ll just have to meet deposit minimums.

HSBC Advance Checking Account Bonus Requirements and Limitations:

  • $1 minimum opening deposit required
  • HSBC Premier checking account must be opened online at the offer page
  • Deposit minimum qualifying balance of $5,000 in new money into combined checking and savings accounts within first 30 days
  • Maintain minimum qualifying balance for 90 days
  • Set up recurring direct deposits from an outside party that occur once per month for at least three consecutive months following account opening month
  • Expires July 31, 2019

PNC Bank: $300 Bonus

If you have at least $2,500 in direct deposits each month, this PNC Bank $300 bonus might be simple for you to snag. Plus, the account has one of the lowest opening deposits out there.

PNC Bank Performance Select Checking Account Bonus Requirements and Limitations:

  • $25 minimum opening deposit
  • At least $5,000 in total direct deposits within first 60 days
  • At least 10 PNC Bank Visa debit card purchases made from account within first 60 days
  • Expires Sept. 30, 2019

First Bank and Trust

First Bank and Trust: $300 Bonus

First Bank and Trust is a New Orleans-based bank serving customers in Louisiana, Mississippi and Florida. The bank is offering a $300 bonus when you open a Green Checking account, which is paperless.

First Bank and Trust Green Checking Account Bonus Requirements and Limitations:

  • $100 minimum opening deposit using external funds
  • Must enroll in eStatements
  • Must establish and maintain direct deposit transactions of at least $500 per statement cycle within 60 days of account opening
  • Cash bonus plus $25 service fee deducted from account if direct deposit is discontinued or account is closed within first six months
  • Limited-time offer

    TD Bank logo 2017

    TD Bank: $300 Bonus

    TD Bank has a wide network with locations in the Northeast, mid-Atlantic, Washington, D.C., North Carolina, South Carolina and Florida. The $300 bonus offer is only open to new checking account customers who have never held a TD Bank checking account.

    TD Bank Checking Account Bonus Requirements and Limitations:

    • Offer applies to TD Beyond Checking account only
    • $2,500 minimum total direct deposit funds must be received within 60 days of account opening
    • Must maintain $2,500 daily balance to have $25 monthly maintenance fee waived

    See: 10 Best Online Banks of 2019

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    Best Bank Account Promotions for July 2019: $200 to $250 Bonus

    If you’re interested in scoring a $250 bonus via one of these checking or savings account promotions, several available options are valid through July. But you’ll have to qualify to apply first, and some offers make it easier than others.

    Bank of Texas

    Bank of Texas: $250 Bonus

    Bank of Texas is offering up to a $250 match for eligible debit card purchases and online bill pay transactions made in connection with the bank’s QuickSave program. The bank will match 100% of your contributions for the first three months; thereafter, it will match 5%.

    Bank of Texas QuickSave Bonus Requirements and Limitations:

    • Must open both a Bank of Texas checking and savings account and a Bank of Texas Visa debit card
    • Must enroll in the QuickSave program
    • Must choose between a 25-cent or 50-cent match per eligible transaction
    • Account unenrolled after three consecutive months of no QuickSave transactions
    • Must sign up in person

    WesBanco: $250 Bonus

    WesBanco has over 200 financial centers located in Indiana, Kentucky, Ohio, Pennsylvania and West Virginia. Although some banks disqualify you from getting bonuses for six months or a year once you’ve received one, WesBanco only allows you to claim only one of each type of account bonus during the lifetime of your accounts — and this one just might be worth it.

    WesBanco Checking Account Bonus Requirements and Limitations:

    • Minimum opening deposit of $50; $1 minimum for A+ Student Checking
    • $150 bonus for at least two direct deposits totaling $2,500
    • $100 bonus for enrolling in mobile banking, activating new debit card and completing 20 debit card purchases
    • All qualifying activities must be completed and post to account within 90 days of account opening
    • Accounts in overdraft at the time the bonus is due will not receive payment

    OneWest-Bank-logo-July-2019

    OneWest Bank: $250 Bonus

    OneWest Bank, which is a division of CIT Bank, has over 60 retail branches in the Southern California area. To open a checking account and be eligible for the bonus, you’ll need to apply at a branch.

    OneWest Bank Checking Account Bonus Requirements and Limitations:

    • $1,000 minimum opening deposit
    • Maintain opening balance for first 90 days following funding
    • Receive recurring direct deposits totaling at least $650 for two consecutive months, or maintain average monthly combined balance of $10,000 in OneWest accounts during first 90 days following funding
    • Expires Dec. 31, 2019

    BB&T: $200 Bonus

    Although the minimum opening balance and the qualifying deposits are low, BB&T does charge a $12 monthly maintenance fee for this checking account unless you maintain a $1,500 average balance or receive direct deposits totaling at least $500 per statement cycle. Code AVCFZ or AVDFZ is required at account opening.

    BB&T Bright Banking Checking Account Bonus Requirements and Limitations:

    • Minimum opening deposit of $50
    • Within 75 days of account opening, do either of the following: receive at least two monthly direct deposits of $100 each, or make three online bill payments of at least $25 each using U by BB&T
    • Offer valid for new Bright Banking checking accounts only; must not have closed a BB&T personal checking account since May 23, 2018
    • Expires Aug. 8, 2019

    PNC Bank: $200 Bonus

    With a low opening deposit, this $200 bonus offer might be the right choice for you — especially if you’re looking to open a new bank account to route direct deposits to. Within 60 to 90 days after you’ve met all the requirements, you could be a couple hundred bucks richer.

    PNC Bank Performance Checking Account Bonus Requirements and Limitations:

    • $25 minimum opening deposit
    • $2,000 in direct deposits within first 60 days
    • A total of 10 PNC Bank Visa debit card purchases within first 60 days
    • Expires Sept. 30, 2019

    Capital Bank

    Capital Bank: $200 Bonus

    Capital Bank is offering a $200 bonus for new customers who open an Express Checking account online or in person. Compared with other banks, Capital Bank pays the bonus rather quickly — within six weeks of your first direct deposit if you meet all other account qualifications.

    Capital Bank Express Checking Account Bonus Requirements and Limitations:

    • Offer available to residents of Florida, North Carolina and South Carolina
    • Must use offer code DGCB20 at account opening
    • New checking customers only; not available to anyone who has closed a consumer checking account in the past 12 months at First Tennessee or Capital Bank
    • Minimum opening deposit of at least $50 in external funds
    • Minimum one direct deposit within first 60 days
    • $7 monthly service fee waived with at least one direct deposit per statement cycle
    • Account must be in good standing for minimum of six months
    • Expires Aug. 31, 2019

    Elements Financial: $200 Bonus

    Elements Financial, which has members in all 50 states, is offering a $200 bonus for opening a High Interest Checking account and completing qualifying activities. Although its main headquarters is in Indiana, the credit union has a network of over 5,000 shared branches nationwide and over 78,000 free ATMs around the globe.

    Elements Financial Checking Account Bonus Requirements and Limitations:

    • Apply online or at branch
    • Use promo code CHECK200
    • At least $500 in direct deposit funds in first 60 days
    • Offer not valid for health savings account and existing Elements checking account holders
    • Accounts closed within six months are subject to bonus deduction
    • Offer subject to change at any time

    Huntington Bank logo 2017

    Huntington: $200 Bonus

    Huntington is offering customers in select U.S. states a $200 bonus for opening a Huntington 5 Checking account. All balance tiers earn 0.05% APY.

    Huntington 5 Checking Account Bonus Requirements and Limitations:

    • New checking customers only; not available to anyone who has closed a Huntington checking account within the previous six months
    • Available to residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia
    • $5 monthly maintenance fee waived with $5,000 in balances
    • Must deposit at least $1,000 in external funds in first 60 days
    • Must leave account open for at least 90 days to receive bonus
    • Expires Aug. 30, 2019

    Northwest: $200 Bonus

    This might be the easiest $200 bonus to earn on the list. Northwest gives new account holders up to six months to make two manageable direct deposits. The rest of the bonus is based on simply keeping the account open for over a year.

    MyNorthwest Checking Account Bonus Requirements and Limitations:

    • Available to customers who open a new account and have not had a Northwest account within six months of new account opening
    • $100 bonus with two direct deposits of $200 or more within first six months of account opening
    • Second $100 bonus to be credited within 14 calendar days of the one-year anniversary of account opening
    • Two direct deposits must be received within two months prior to one-year anniversary of date account was opened

    Republic Bank

    Republic Bank: $200 Bonus

    Earn a $200 bonus by opening a new personal checking account with Republic Bank and completing qualifying activities. Most checking account types can be opened online except for Simple Access and Military Honors, which can be opened at a Republic Bank branch. Minimum balance requirements and fees will vary per type of checking account selected.

    Republic Bank Personal Checking Account Bonus Requirements and Limitations:

    • Must be a resident of Florida, Kentucky, Indiana, Ohio or Tennessee
    • $50 minimum opening deposit
    • At least one direct deposit of at least $100 before end of third full statement cycle
    • Must have 50 or more completed point-of-sale transactions before end of third full statement cycle
    • Offer available for new customers who have never held an account at Republic Bank
    • Expires Dec. 31, 2019

    Check Out: 10 Best National Banks of 2019

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    Best Bank Account Promotions for July 2019: $100 to $175 Bonus

    Bank account bonuses of $100 to $175 are quite popular across the nation. See if you might qualify for one of these if a higher bonus is out of your reach. Requirements and limitations will vary depending on the financial institution, but one of these offers makes it exceptionally quick and easy to snag a $100 bonus.

    Associated Bank logo 2017

    Associated Bank: $175 Bonus

    Associated Bank has more than 200 branches in Wisconsin, Illinois and Minnesota. For those states’ residents, the bank is offering a $175 bonus for opening a personal checking account and completing qualifying activities. Opportunities to earn an additional $125 in bonuses are also available if you’re interested in opening a money market account or a Visa Real Rewards credit card.

    Associated Bank Personal Checking Account Bonus Requirements and Limitations:

    • Minimum opening deposit of $100
    • Customers with an Associated Bank account within the last six months are not eligible
    • Must make three payments with Associated Bank’s online bill pay or have one direct deposit of $300 or more within the first 45 days
    • Account must be open when bonus is paid and remain open for one year or bonus may be deducted from balance
    • Expires Dec. 31, 2019

    Find Out: What Is a Money Market Account?

    Huntington Bank logo 2017

    Huntington: $150 Bonus

    In addition to the $200 bonus Huntington is currently offering, it’s also offering this $150 bank bonus. Plus, when you open a checking account, you can also get a Premier Savings account with no fee or minimum balance requirements.

    Huntington Asterisk-Free Checking Account Bonus Requirements and Limitations:

    • No monthly maintenance fee
    • No minimum opening deposit required
    • Minimum $1,000 total deposits required within first 60 days
    • Available to residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania and West Virginia
    • Offer not available to consumers with current Huntington checking account or those who have closed account within the last six months
    • Account must maintain open status for at least 90 days before it is eligible for bonus
    • Expires Aug. 30, 2019

    TD Bank logo 2017

    TD Bank: $150 Bonus

    TD Bank has over 1,200 branch locations on the East Coast. Its Convenience Checking account bonus is available to new TD Bank customers without a prior or current consumer checking account.

    TD Bank Convenience Checking Account Bonus Requirements and Limitations:

    • $100 minimum daily balance to waive $15 account maintenance fee
    • $500 in direct deposit funds required within 60 days of opening account
    • Limited-time offer

    Valley: $150 Bonus

    Young adults ages 17 to 25 are the only ones eligible to open this personal checking account with no monthly fees. As an added perk, customers get up to $20 in rebates for non-Valley ATM fees.

    Valley My Choice Checking Account Bonus Requirements and Limitations:

    • $25 minimum opening deposit
    • Must enroll account in paperless statements within the first 60 days
    • Receive $75 for activating mobile banking within first 60 days
    • Receive $75 for completing a minimum of 20 debit card transactions of $5 or more or for enrolling in online bill pay and completing three transactions within first 60 days

    Unify Financial Credit Union: Up to $150 Bonus

    Open a Unify Free Checking or eChecking account and complete qualifying activities to get up to $150 in bonuses. Unify’s eChecking allows you to receive monthly dividends if you carry a balance of at least $1,000.

    Unify Free Checking or eChecking Account Bonus Requirements and Limitations:

    • Right Start Checking and Right Start Debit accounts not eligible for offer
    • $25 minimum opening deposit required
    • $50 deposit bonus following first statement cycle for opening a qualifying account
    • $50 bonus after establishing recurring, monthly direct deposits totaling at least $500 within the first 60 days
    • $1 bonus for each debit card transaction that exceeds $5 — up to $50 — with new Unify Visa debit card within first 60 days
    • Expires Dec. 31, 2019

    Also Check Out: Best Travel Credit Cards

    Bank of AmericaBank of America: $100 Bonus

    Bank of America allows you to choose the checking account that works best for you and pays you a $100 bonus for completing qualifying activities. Available checking account options are Advantage SafeBalance Banking, Advantage Plus Banking and Advantage Relationship Banking.

    Bank of America Checking Account Bonus Requirements and Limitations:

    • Must apply via “Open Now” link on offer page
    • Must set up and receive at least two qualifying direct deposits of $250 or more each during first 90 days
    • $25 minimum opening deposit for Advantage SafeBalance Banking account; $100 minimum opening deposit for other accounts
    • $4.95 monthly maintenance fee for Advantage SafeBalance Banking account; $12 fee for Advantage Plus Banking; $25 fee for Advantage Relationship Banking
    • Monthly maintenance fees can be waived if account holder meets certain requirements
    • Offer valid for new checking customers
    • Offer expires Dec. 31, 2019

    Liberty Bank logo July 2019

    Liberty Bank: $100 Bonus

    Liberty Bank allows you to choose the checking account that works best for you and pays you a $100 bonus for completing qualifying activities. Available checking account options are Quarter Back and PayBack.

    Liberty Bank Checking Account Bonus Requirements and Limitations:

    • At least one direct deposit required within 90 days of account opening
    • $100 bonus credited to account up to 60 days after first direct deposit
    • Offer valid for new checking customers only; must not have had a checking account within past 365 days
    • Offer expires Dec. 31, 2019

    BBVA: $100 Bonus

    BBVA’s money market account allows you to earn over 12 times the national average rate on a deposit of at least $10,000. Plus, you can avoid the monthly service charge by maintaining a minimum daily balance of $10,000 or by setting up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account.

    BBVA Money Market Account Bonus Requirements and Limitations:

    • Must apply via “Open Now” link on online offer page
    • $25 minimum opening deposit
    • Must be new BBVA money market customer and not have had such an account in past 30 days
    • Must not have received a money market account opening bonus in past 12 months
    • Balance must reach $10,000 in new funds by July 31, 2019, and be at least $10,000 on Oct. 31, 2019
    • Offer available in the majority of U.S. states
    • Offer expires July 31, 2019

    Commerce Bank logo 2017

    Commerce Bank: Up to $100 Bonus

    Commerce Bank has more than 180 branches, with locations ranging from Bloomington, Illinois, to Denver. The bank is offering an annual matching deposit reward for consumers who open a CommerceBasic, CommerceInterest or CommerceRelationship checking account and make transfers to a myRewards Savings account.

    Commerce Bank myRewards Savings Account Bonus Requirements and Limitations:

    • No minimum opening deposit
    • Monthly service charge waived during first 60 days
    • $300 daily balance or at least one monthly electronic deposit of $25 or more to waive $3 monthly service charge after first 60 days
    • 11 consecutive monthly deposits from Commerce Bank checking account and fewer than four withdrawals per year
    • Up to $50 annual matching reward bonus for each myRewards Savings account, with a maximum total matching reward of $100 per household
    • Matching reward bonus determined by calculating average of deposits to each myRewards Savings account during 11-month deposit period
    • Rewards credited annually in 12th month after first deposit

    Regions logo 2017

    Regions: Up to $100 Annual Bonus

    Regions is offering a 1% annual savings bonus up to $100 for consumers. To be eligible, you have to open a LifeGreen Savings account and a Regions checking account.

    Regions LifeGreen Savings and Checking Account Bonus Requirements and Limitations:

    • $50 minimum opening deposit online; $5 minimum opening deposit in branch
    • Must make automatic transfers of at least $10 from Regions checking account to LifeGreen Savings account in at least 10 of 12 months that precede month of account opening anniversary
    • LifeGreen Savings account must be open on date bonus is paid
    • Bank bonus paid by second business day of month following account anniversary date

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    Best Bank Account Promotions for July 2019: $50 Bonus

    Although these $50 bonuses are the lowest on the list, they still equal free money. Plus, one of these promotions is specifically targeted at new parents and allows you to double your child’s initial savings balance in no time.

    Xceed Financial Credit Union

    Xceed Financial Credit Union: $50 Bonus

    To give your new baby a great head start, you might want to consider opening a Minor Savings account from Xceed Financial Credit Union. Almost anyone is eligible to join Xceed.

    Xceed Financial Credit Union Minor Savings Account Bonus Requirements and Limitations:

    • $5 minimum opening deposit
    • Make an initial $50 deposit within the first 90 days of opening the account
    • $50 match bonus credited to account after 90-day waiting period
    • Minors under 1 year old are eligible for this bonus

    PNC Bank: $50 Bonus

    To take advantage of this bonus, you can’t own or be a signer on an existing PNC Bank account or have closed an account within the past 90 days. You also must not have received a promotional bonus from the bank in the past 12 months.

    PNC Bank Standard Checking Account Bonus Requirements and Limitations:

    • $25 minimum opening deposit
    • $500 in direct deposits within the first 60 days of opening the account
    • Minimum of 10 purchases with PNC Bank Visa debit card linked to account
    • Expires Sept. 30, 2019

    Amboy Direct: $50 Bonus

    Amboy Direct is a division of Amboy Bank, a New Jersey-based bank. Not only can you earn a bonus with the bank’s eSavings account, you’ll also earn 1.51% APY with a minimum balance of $3,000.

    Amboy Direct eSavings Account Bonus Requirements and Limitations:

    • $100 minimum opening deposit
    • Maintain minimum monthly average balance of $3,000 for at least 90 days

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    Best Bank Account Promotions for July 2019: Referral Bonus

    Not all bank account bonuses are contingent upon you opening an account. Some bank offers are based on new business referrals.

    Xceed Financial Credit Union

    Xceed Financial Credit Union: Up to $200 Refer-a-Friend Bonus

    With this referral bonus from Xceed, both you and a friend can collect. The best part is that there’s no limit to how many friends you can refer. As long as each friend opens a new membership account with Xceed, you’ll both be up to $200 richer. Plus, almost anyone is eligible to join Xceed.

    Xceed Financial Credit Union Refer-a-Friend Bonus Requirements and Limitations:

    • No minimum balance to open membership account
    • Referring member must be in good standing
    • Must submit referral via BankingWorthSharing.com or Banking Worth Sharing official form
    • No bonus awarded for referring existing members who open new accounts
    • Must have active Xceed Visa debit card
    • Must sign up for online banking with eStatements
    • Must sign up for overdraft protection
    • Must receive direct deposit of $500 per month in an Xceed Signature checking account for at least two consecutive months
    • Bonus of up to $200 credited to referring member within 30 days after referred member’s account has been open for 90 days
    • Expires Dec. 31, 2019

    Also See: 5 Best Banks With No Fees

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    Best Bank Account Promotions for July 2019: Free Annual Subscription

    Airline miles and cash bonuses aren’t the only types of promotions that banks are offering. You might find more value in a free annual subscription to one of your favorite services.

    Salem Five logo 2017

    Salem Five: Free Subscription for a Year

    Open a qualifying Star or Gold Star Checking account with Salem Five, and you can get one of your favorite subscriptions — up to $14.95 per month — for free for a year. Choose a membership to Netflix, Spotify, Graze, Birchbox or Harry’s.

    Salem Five Free Subscription Bonus Requirements and Limitations:

    • Minimum of $1,500 total in direct deposits required within first 60 days
    • Must activate and use associated Salem Five Visa debit card to establish subscription
    • Account holder must establish monthly recurring electronic billing for membership tied to Salem Five Visa debit card
    • Monthly membership fee — up to $14.95 — reimbursed beginning the first month if offer requirements are met, and 11 months thereafter
    • Offer not available to consumers with a current Salem Five personal checking account or one that has been closed within the past 12 months

    Keep reading to see 10 banks that offer no-fee ATMs.

    More on Banking

    Information on promotions was sourced from banks’ websites from June 19 to June 24, 2019. Additional requirements might apply. Offers and terms are subject to change.

    GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of GOBankingRates alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion. Some interest rates might be short-term or promotional offers only, and it is possible additional terms and conditions must be met in order to obtain the interest rates listed. Rates and availability might vary by region. Verify terms and conditions before opening an account.

    GOBankingRates bases its assessment of “best” and “top” products on the above-stated parameters to create a baseline for comparison. This assessment is an approximation of “best” and “top” designed to help consumers find products that might be appropriate for them. There could be other options available as well. Consumers should consider various options appropriate for their personal circumstances.

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