Newest M&T Bank Promotions: Best Offers, Coupons and Bonuses May 2020

Find out how to earn extra cash with these M&T Bank promotions.

M&T Bank provides banking services for customers in Connecticut, Delaware, Maryland, New Jersey, New York, Pennsylvania, Virginia, West Virginia and Washington, D.C. The bank has more than 750 branch locations and also offers the standard online and mobile banking options.

Like many banks and credit unions, M&T offers bonuses and offers that can put hundreds of dollars of cash in your pocket. A GOBankingRates survey found that too many Americans are missing out on free money from banks. More than 65% of the people who responded to the survey said they wouldn’t consider switching banks even for the lure of cash.

Keep reading to learn how you can earn free money through M&T Bank’s latest promotions:

M&T Bank Promotions at a Glance

If you take advantage of these M&T Bank promotions you can earn up to $350 in cash bonuses with the right combination of accounts. Here’s a quick look:

Best First Republic Bank Promotions: May 2020
AccountCash Value of BonusExpiration Date
EZChoice Checking$150June 1, 2020
MyChoice Plus Checking$250June 1, 2020
MyChoice Premium Checking$250June 1, 2020
M&T Visa Signature Credit Card$100None
M&T Visa Credit Card with Rewards$100None

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M&T Bank promotions

Current M&T Bank Promotions

The latest M&T Bank promotions include cash bonuses for new personal checking accounts and bonus points for purchases made with select credit card accounts. And unlike bonuses at other banks, the ones offered at M&T don’t require you to make big opening deposits or spend a lot of money. Keep reading to learn more.

EZChoice Checking: $150 Bonus

EZChoice Checking is a no-frills checking account that comes with no monthly maintenance fees. Signing up for this account means you not only save money on fees — you can also pocket a $150 cash bonus. Here’s how:

  • Cash value: $150
  • Minimum deposit to qualify: $500
  • Expiration date: June 1, 2020
  • How to get it: Open a new EZCHoice Checking account before June 1, 2020, and receive at least $500 in qualifying direct deposits within the first 90 days.
  • When you’ll get it: Within 90 days of meeting the requirements
  • Terms and conditions: To qualify for the bonus offer, you must provide a coupon code when opening the new account. If you close the account within 180 days of opening it, the bank charges a $50 fee.
  • Monthly fee: None
  • Promotion page: EZChoice Checking bonus offer

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MyChoice Plus Checking Account: $250 Bonus

A MyChoice Plus Checking account comes with features like reimbursements for fees incurred at non-M&T Bank ATMs and relationship rates on loans. Now you can earn a $250 cash bonus when you open a new account and set up recurring direct deposits. Here are the details:

  • Cash value: $250
  • Minimum deposit to qualify: $500
  • Expiration date: June 1, 2020
  • How to get it: Open a new MyChoice Plus Checking account before June 1, 2020, and receive direct deposits totaling at least $500 within the first 90 days.
  • When you’ll get it: Within 90 days of meeting the requirements
  • Terms and conditions: Qualifying direct deposits are described as recurring deposits that come from payroll, pension or Social Security payments.
  • Monthly fee: $14.95, but waived by meeting certain criteria
  • Promotion page: MyChoice Plus Checking Account bonus offer

MyChoice Premium Checking Account: $250 Bonus

The top-tier MyChoice Premium checking account gives you access to relationship rates on savings, investments and loans. For a limited time, you can also score a $250 cash bonus when you open a new account and meet certain deposit criteria. Here’s how to earn the cash bonus:

  • Cash value: $250
  • Minimum deposit to qualify: $500
  • Expiration date: June 1, 2020
  • How to get it: Open a new checking account using the promo code provided by the bank, then receive qualifying direct deposits that total at least $500 within the first 90 days.
  • When you’ll get it: Your account will be credited within 90 days of meeting the requirements.
  • Terms and conditions: You must provide the promo code when you open the account in order to qualify for the bonus. You’ll also have to leave the account open to receive the bonus.
  • Monthly fee: $24.95, but waived by meeting certain criteria
  • Promotion page: MyChoice Plus Premium Checking Account bonus offer

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M&T Visa Signature Credit Card: Bonus Points ($100 Value)

The M&T Visa Signature Credit Card lets you earn unlimited 1.5% cash back on all purchases and also comes with features like no foreign transaction fees, fraud protection and contactless technology. New cardholders can get 10,000 bonus points when they meet certain spending requirements. Here’s how to earn the bonus:

  • Cash value: $100
  • Minimum spend to qualify: $500
  • Expiration date: None
  • How to get it: Open a new M&T Visa Signature Credit Card account and use it to spend $500 within the first 90 days.
  • When you’ll get it: After you meet the criteria
  • Terms and conditions: Subject to credit approval
  • Annual fee: None
  • Promotion page: M&T Visa Signature Credit Card bonus offer

M&T Visa Credit Card with Rewards: Bonus Points ($100 Value)

With the M&T Visa Credit Card with Rewards, you earn one point for every dollar you spend using the card and get a 0% annual percentage rate for the first 12 billing cycles. New account holders can also earn 10,000 bonus points worth $100 that you can redeem for merchandise, cash, gift cards and travel. Here’s more:

  • Cash value: $100
  • Minimum spend to qualify: $500
  • Expiration date: None
  • How to get it: Open a new M&T Visa Credit Card with Rewards account and spend at least $500 within the first 90 days after opening it.
  • When you’ll get it: After you meet the criteria
  • Terms and conditions: Subject to credit approval; promotion can be discontinued at any time
  • Annual fee: None
  • Promotion page: M&T Visa Credit Card with Rewards bonus offer

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Read More: Is a Joint Credit Card Right for You?

How To Open a M&T Bank Account

You can open a bank account with M&T Bank at a local branch or online, but to earn the cash bonuses, you’ll need to use the M&T Bank coupon code provided by the bank. After you enter your name and email address, the bank will send you a link to apply online or give you instructions to print the M&T Bank coupon and bring it to the bank.

Whether you apply online or in person, you’ll need the following information and documentation:

  • Name and address
  • Date of birth
  • Valid U.S. driver’s license or non-driver’s ID
  • Social Security number

See Also: Debit Card Rewards Programs

Are M&T Bank Promotions Right for You?

Promotions are a nice incentive, but they shouldn’t be the only reason you choose a bank. Before you decide to take advantage of these M&T Bank offers, check out the products and services the bank offers. If those meet your financial needs — and you live in M&T’s service area — you might find it worthwhile to take advantage of cash bonuses that don’t require big initial deposits or much spending.

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More on M&T Bank

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    Information on promotions is accurate as of May 8, 2020. Additional requirements may apply. Offers and terms are subject to change.

    This content is not provided by M&T Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by M&T Bank.

    This article has been updated with additional reporting since its original publication.

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