Newest Chase Promotions, Bonuses, Offers and Coupons: January 2021

Chase bank promotions

Getting free money is easier than you might think. One way is by cashing in on bank account sign-up bonuses, such as those offered at Chase. You can earn hundreds of dollars, which you can use to jump-start or boost your savings balance, which is a good idea during the current economic downturn.

If you’ve been considering opening an account at Chase, now may be a good time check out the bank’s current offers. Read on to explore Chase bank promotions for January 2021.

Chase Total Checking: $200 Bonus

Chase Total Checking — just one of the deposit accounts Chase offers — gives you what you expect from a traditional checking account. This account comes with a chip-protected debit card, access to more than 16,000 fee-free ATMs, online bill pay and QuickPay options. New customers also can earn a $200 bonus by opening a new account with the Chase coupon code provided when you apply online. Here’s how:

  • Cash value: $200
  • Minimum deposit to qualify: $500
  • Expiration date: April 14
  • How to get it: Open a new Chase Total Checking account before the promotion expires. Set up and receive at least one direct deposit within 90 days after opening the account.
  • When you’ll get it: Chase deposits the bonus into the account within 15 days after you complete the requirements.
  • Terms and conditions: This offer is available only to new Chase customers who have not had an open account within the last three months. The checking account application is subject to approval by the bank. To receive the bonus, the account must be open when the bank deposits the money.
  • Monthly fee: $12, but can be waived with qualifying actions like monthly direct deposits of $500 or more or a beginning daily balance of $1,500 or more.
  • Promotion page: Chase Total Checking bonus offer
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Chase Sapphire Preferred Credit Card: 60,000 Bonus Points ($750 Value)

The Chase Sapphire Preferred credit card lets you earn double points on dining, grocery store and travel purchases. Redeem the points for travel to get 25% more value, or use them as a statement credit to reduce your balance. New cardholders get even more: 60,000 bonus points if they meet spending requirements. Here’s more:

  • Cash value: $750
  • Minimum spend to qualify: $4,000
  • Expiration date: N/A
  • How to get it: Open a new Chase Sapphire Preferred credit card and use the card to make at least $4,000 in purchases within the first three months.
  • When you’ll get it: Six to eight weeks after qualifying for bonus
  • Terms and conditions: This offer is available to new Chase Sapphire cardmembers who have not received a bonus in the last 48 months.
  • Annual fee: $95
  • Promotion page: Chase Sapphire Preferred bonus offer

Chase Ink Business Unlimited Credit Card: 75,000 Bonus Points ($750 Value)

The Chase Ink Business Unlimited credit card lets you earn 1.5% cash back rewards on purchases. Redeem the rewards for cash back, travel and gift cards. Build your rewards balance faster with complimentary employee cards and enjoy zero liability protection. New customers can receive 75,000 bonus points worth $750. Here’s how:

  • Cash value: $750
  • Minimum spend to qualify: $7,500
  • Expiration date: N/A
  • How to get it: Apply for a new Ink Business Unlimited credit card and make at least $7,500 in purchases within 90 days.
  • When you’ll get it: Six to eight weeks after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include balance transfers, wire transfers or cash advances. Account must be open and not in default to receive bonus.
  • Annual fee: $0
  • Promotion page: Ink Business Unlimited Credit Card bonus offer

Chase Ink Business Cash Credit Card: 75,000 Bonus Points ($750 Value)

With the Chase Ink Business Cash credit card, you’ll earn up to 5% cash back on purchases made in select categories. The card has no annual fee and comes with free employee cards. New account holders also can qualify for a bonus worth $750. Here’s how:

  • Cash value: $750
  • Minimum spend to qualify: $7,500
  • Expiration date: N/A
  • How to get it: Open a new Ink Business Cash credit card account and make $3,000 in purchases within the first three months.
  • When you’ll get it: Within six to eight weeks after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus points. Qualifying purchases do not include cash advances, balances transfers and purchases made with convenience check.
  • Annual fee: $0
  • Promotion page: Ink Business Cash Credit Card bonus offer
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Chase Refer-A-Friend: Up To $500 Bonus

If you’re already a Chase customer, you can earn extra cash by referring others to open an account. You don’t need any Chase coupons, but you do need to sign up to receive a referral link to share with your friends and family members. You can earn $100 for each qualifying referral — up to $500 per year. Here’s more.

  • Cash value: Up to $500
  • Minimum spend to qualify: N/A
  • Expiration date: None
  • How to get it: Complete the online form to receive a link to share with friends. Referrals must use the link to open the account.
  • When you’ll get it: Within 30 days of the referred person meeting requirements
  • Terms and conditions: Accounts are subject to approval. Both your account and your referral’s account must be open at the bonus payment time.
  • Monthly fee: N/A
  • Promotion page: Chase Refer-A-Friend bonus offer

Is Chase the Right Bank for You?

Chase bonuses can be lucrative if you meet the qualifications to open an account and earn the bonus. But that shouldn’t be the only reason you open an account. It’s more important to find a bank that offers products and services to meet your financial needs. Chase is a large, national bank with plenty of branches and convenient ATMs. If you can meet the requirements to avoid hefty fees, it may be worth a second look at what Chase offers.

Information on promotions is accurate as of Jan. 19, 2021. Additional requirements may apply. Offers and terms are subject to change.

This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.

This article has been updated with additional reporting since its original publication.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

About the Author

Jared Nigro is a writer based in Los Angeles. His experience includes covering a range of personal finance topics for GOBankingRates, specializing in offering actionable advice for banking customers. In addition to writing about personal finance, he has written for environmental and socioeconomic organizations like The Daniel & Susan Gottlieb Foundation and InsideOUT Writers.

Newest Chase Promotions, Bonuses, Offers and Coupons: January 2021
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