Newest US Bank Promotions, Bonuses, Offers and Coupons: September 2021

US Bank promotions

Dating back to 1863, U.S. Bank currently ranks as the fifth-largest bank in the country, with locations across 26 states. Like many other banks, this full-service institution offers regular promotions to attract new customers with cash bonuses and other rewards.

Read on to find out how you can take advantage of the newest U.S. Bank bonuses some of which offer easy qualifications and high rewards.

US Bank Checking Account Promotions

U.S. Bank is offering a lucrative $400 bonus if you open a new consumer checking account in the states where it operates.

US Bank Easy, Gold or Platinum Checking Account: Up To $400 Bonus

Three of the bank’s checking accounts — Easy, Gold and Platinum Checking — are eligible to claim an up to $400 bonus through late September. Easy Checking comes with U.S. Bank’s standard checking features, including online and mobile banking and a Visa debit card. Gold Checking features additional perks, such as no ATM fees on your first two out-of-network ATM withdrawals each billing cycle. Platinum is the bank’s top-tier checking offering, meaning you’ll pay zero ATM fees, earn interest on your checking balance and enjoy a host of other benefits. Get the details of how you can claim the $400 bonus:

More From Your Money
  • Cash value: Up to $400
  • Minimum deposit to qualify: $1,000
  • Expiration date: Sept. 20
  • How to get it: Open a new Easy, Gold or Platinum checking account online through the offer page or with the promo code 2021Q3C, then receive two or more recurring direct deposits and enroll in U.S. Bank online banking or the mobile app within 60 days of opening. The total direct deposit amount will determine your bonus. The bonus tiers are as follows:
    • Direct deposits of $1,000-$1999.99 get a bonus of $100
    • $2,000-$4,999.99 earns $200
    • $5,000 and up nets the full $400
  • When you’ll get it: Within 60 days of meeting the requirements
  • Terms and conditions: You must not currently hold a U.S. Bank checking account or have held one in the past 24 months or claimed another offer from the bank in the past 24 months.
  • Monthly fees: Easy Checking and the Gold and Platinum Checking packages are eligible for this bonus. The fees are as follows:
    • Easy Checking: $6.95, waived if you meet monthly minimum deposits or average balance requirements or are 65 or older
    • Gold Checking Package: $14.95, waived if you have an open U.S. Bank personal loan, line of credit, mortgage or credit card
    • Platinum Checking Package: $24.95, which can be waived if you have $25,000 in personal deposits, credit balances or investments with the bank, have a relationship with its wealth management arm or are a current or former member of the U.S. armed forces
  • Promotion page: U.S. Bank Easy, Gold or Platinum checking account offer

US Bank Student Checking: $100 Bonus

College students at participating institutions in eight states are eligible for a $100 bonus when they open a new U.S. Bank Student Checking account through their school’s campus banking program. Read on for the details:

  • Cash value: $100
  • Minimum deposit to qualify: $1,000
  • Expiration date: Sept. 20, 2021
  • How to get it: Open a new Student Checking account through the offer page or with the code 21STDNT. To earn a $50 reward, deposit at least $50 into the new checking account and make at least 10 debit transactions with the linked debit card totaling $50 or more, plus enroll in online banking or the mobile app. To earn an additional $50 for the full $100 bonus, complete the qualifying activities for the first $50, and additionally receive two or more direct deposits totaling $1,000 or more. All activities must be completed within 60 days of account opening to claim the bonus.
  • When you’ll get it: Within 60 days of meeting the requirements
  • Terms and conditions: Only one bonus is available per customer, and your account must be open with a positive balance to receive the bonus. You must not currently hold a U.S. Bank checking account or have held one in the past 24 months or claimed another offer from the bank in the past 24 months.
  • Monthly fees: Student Checking has a $0 monthly maintenance fee as long as the account holder is enrolled in e-statements; otherwise, a $2 paper statement fee applies.
  • Promotion pages: Take a look at the following chart to find out which campus banking programs are offering this bonus and where you can learn more about the offer.

More From Your Money
State Student Checking Promotion Page
California
Colorado
Minnesota
Missouri
Nevada
Ohio
Texas
Washington

US Bank Credit Card Promotions

If you’re in the market for a new credit card, read on to learn about U.S. Bank’s available welcome offers.

US Bank Altitude Go Visa Signature Card: 20,000 Bonus Points ($200 Value)

Not only do you get a whopping 20,000-point bonus, but this card also features an annual percentage rate of 0% for your first 12 months on purchases and balance transfers, plus no annual fee. Other perks, such as points on eligible purchases, including streaming services purchases, make this card one to consider.

Here’s more:

  • Cash value: $200
  • Minimum spend to qualify: $1,000
  • Expiration date: N/A
  • How to get it: Spend $1,000 within the first 90 days of account opening.
  • When you’ll get it: Within one to two billing cycles after meeting requirements
  • Terms and conditions: Account must be open and in good standing to receive the bonus
  • Annual fee: None
  • Promotion page: U.S. Bank Altitude Go Visa credit card bonus

US Bank Cash+ Visa Signature Card: $150 Bonus

With a U.S. Bank Cash+ Visa Signature card, you’ll earn $150 after spending $500 on eligible purchases in the first 90 days. This card also allows you to select two qualifying categories to earn up to 5% cash back on your first $2,000 in combined eligible purchases each quarter. With a 0% introductory annual percentage rate on balance transfers for the first 12 billing cycles and no need for U.S. Bank coupons to get started, this may be the credit card for you.

Read more details below:

  • Cash value: $150
  • Minimum spend to qualify: $500
  • Expiration date: N/A
  • How to get it: Spend $500 within the first 90 days of opening the account.
  • When you’ll get it: Six to eight weeks after meeting requirements
  • Terms and conditions: Cannot be combined with any other offers; available to U.S. Bank customers only
  • Annual fee: None
  • Promotion page: U.S. Bank Cash+ Visa Signature credit card bonus

US Bank Altitude Reserve Visa Infinite Card: 50,000 Bonus Points ($750 Value)

Get $750 worth of eligible travel expenses when you spend $4,500 on qualifying purchases in the first 90 days. Plus, you can get reimbursed for up to $325 in qualifying travel purchases annually, and takeout, food delivery and dining purchases are also eligible for reimbursement.

  • Cash value: $750
  • Minimum spend to qualify: $4,500
  • Expiration date: N/A
  • How to get it: Spend $4,500 within the first 90 days of opening the account.
  • When you’ll get it: Within one to two billing cycles of meeting requirements
  • Terms and conditions: Available exclusively to U.S. Bank customers
  • Annual fee: $400 annual membership fee
  • Promotion page: U.S. Bank Altitude Reserve Visa Infinite card bonus

US Bank FlexPerks Gold American Express Card: 30,000 Bonus FlexPoints ($450 Value)

With the U.S. Bank FlexPerks Gold American Express Card, you can earn up to five times the FlexPoints on prepaid hotels and car rentals. Even better, new cardholders can earn 30,000 bonus FlexPoints for travel redemption by meeting certain requirements. Meet eligibility requirements for this bonus by following these guidelines:

  • Cash value: $450
  • Minimum spend to qualify: $2,000
  • Expiration date: N/A
  • How to get it: Open a new U.S. Bank FlexPerks Gold American Express Card account and then use your credit card to make at least $2,000 in eligible purchases within the first four months.
  • When you’ll get it: Within six to eight weeks after meeting requirements
  • Terms and conditions: This bonus cannot be combined with any other offer and is not available to existing and previous FlexPerks cardholders.
  • Annual fee: $85 annual membership fee
  • Promotion page: U.S. Bank FlexPerks Gold American Express credit card bonus

Other US Bank Offers

Banking with U.S. Bank can have other perks beyond account sign-up bonuses. Read on for details of its latest investing offer and a way customers can save on a new mortgage loan.

US Bancorp Investments Self-Directed Brokerage Account: 100 Free Trades With US Bank Platinum or Gold Checking (Up To $495 Value)

U.S. Bancorp is the parent company of U.S. Bank, and its brokerage subsidiary offers a way to save with its self-directed investing platform for Platinum or Gold Checking account holders in the form of 100 free trades.

  • Cash value: Up to $495
  • Minimum deposit to qualify: $25
  • Expiration date: N/A
  • How to get it: U.S. Bank Platinum or Gold Checking account holders are eligible for 100 free trades a year when you open a self-directed brokerage account with U.S. Bancorp Investments. At $4.95 a trade, it’s an up to $495 value.
  • When you’ll get it: Up to four business days from funding your new brokerage account, provided you are a U.S. Bank Platinum or Gold Checking account holder
  • Terms and conditions: Free trades apply to equities and exchange-traded funds. This offer is not meant to support active trading or day trading, so the offer may be revoked for excessive account activity.
  • Monthly fees:
    • Gold Checking: $14.95, waived if you have an open U.S. Bank personal loan, line of credit, mortgage or credit card
    • Platinum Checking: $24.95, which can be waived if you have $25,000 in personal deposits, credit balances or investments with the bank, have a relationship with its wealth management arm or are a current or former member of the US armed forces
  • Promotion page: U.S. Bancorp Investments Self-Directed Brokerage Account offer

US Bank Existing Customer Mortgage Offer: Save Up To $1,000 on Closing Costs

If you already have a checking account or mortgage loan with U.S. Bank or establish a new checking account before final loan approval, the bank offers a way to save at closing in the form of a 0.25% discount on closing costs, up to $1,000.

  • Cash value: Up to $1,000
  • Minimum loan to qualify: Not specified
  • Expiration date: N/A
  • How to get it: Existing U.S. Bank mortgage customers or those who establish a personal checking account prior to final loan approval are eligible for a 0.25% discount on closing costs, up to $1,000. For example, on a $400,000 mortgage loan, you’d receive the full discount of $1,000.
  • When you’ll get it: At closing
  • Promotion page: U.S. Bank existing customer mortgage offer

How To Open a US Bank Account

Begin the process of opening a U.S. Bank checking account by applying online, visiting a U.S. Bank branch in person or calling a bank representative at 800-398-0371 during the bank’s business hours.

To apply online, you must be 18 years or older and a U.S. citizen. To facilitate the process, have the following information ready:

  • Social Security number
  • Valid government-issued ID
  • An opening deposit amount of at least $25

Are US Bank Promotions Right for You?

U.S. Bank is a convenient full-service banking option, with many locations across 26 states. It has one of the largest ATM networks in America, allowing you to easily access your funds, and there’s no surcharge at MoneyPass ATMs.

While the bank has plenty to love, its promotions shouldn’t be the only reason you choose it — or any other bank. Make sure the bank’s products and services are a good match for your financial goals. After all, a promotional bonus is just an added perk.

Cynthia Bowman contributed to the reporting for this article.

Information on promotions is accurate as of Aug. 27, 2021. Additional requirements may apply. Offers and terms are subject to change.

Editorial note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by U.S. Bank.

This article has been updated with additional reporting since its original publication.

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