Discover February 2024’s Best US Bank Bonuses and Exclusive Promo Codes

US Bank promotions

Dating back to 1863, U.S. Bank currently ranks as the fifth-largest national bank in the country, with locations across 26 states. Wondering if there are currently any U.S. Bank promo codes, offers or bonuses? Keep reading to learn what U.S. Bank promotions, cash bonuses and sign-up bonuses you can qualify for in February 2024.

US Bank Promotions and Bonuses: Quick Take

U.S. Bank has multiple bonus offers and promotions throughout the year, so make sure you take note of the expiration dates. Here are some current U.S. Bank promos you should consider, whether you are banking in person or signing up for an account online:

  • U.S. Bank Smartly Checking: Up to $500 bonus
  • U.S. Bank Standard Savings: $300 bonus
  • U.S. Bank Business Checking: Up to $800 bonus
  • U.S. Bank Cash+ Visa Signature Card: $200 bonus
  • U.S. Bank Altitude Connect Visa Signature Card: 50,000 bonus points
  • U.S. Bank Altitude Go Visa Signature Card: 20,000 bonus points

US Bank Checking and Savings Account Bonuses: Up To $800

You can qualify for bonuses totaling up to $800 by signing up for both the U.S. Bank Smartly Checking account and the Standard Savings account. Here are the details on these U.S. Bank bonus offers.

US Bank Smartly Checking Bonus: Up To $500

  • Cash value: Up to $500
  • Minimum deposit requirement: $25
  • Expiration date: March 12, 2024
  • How to get it: You get this bonus when you open a new U.S. Bank Smartly Checking account and complete qualifying activities. Use the promo code 2024JAN when opening the account.
    • $100 bonus: Earned when your direct deposits total between $3,000 and $4,999.99
    • $300 bonus: Earned when your direct deposits total between $5,000 and $9,999.99
    • $500 bonus: Earned when your direct deposits total at least $10,000
  • Monthly maintenance fees: $6.95; however, this fee can be waived if you meet the balance requirements, are an active military member, are under the age of 25 or are over the age of 65 
  • Promotion page: U.S. Bank Smartly Checking bonus
A Better Way to Bank

US Bank Standard Savings Bonus: $300

  • Cash value: $300
  • Minimum deposit requirement: $25
  • Expiration date: March 12, 2024
  • How to get it: You get this bonus when you open a new Standard Savings account and complete qualifying activities. You must deposit at least $25,000 into your account by March 31 and maintain an account balance of at least $25,000 until June 30. Use the promo code 2024JAN when opening the account.
  • Monthly maintenance fees: $4; however, this fee can be waived if you meet the balance requirements
  • Promotion page: U.S. Bank Standard Savings bonus

US Bank Business Checking Account Bonus: Up To $800

U.S. Bank Business Checking accounts come in varying tiers: Platinum, Gold and Silver. You can qualify for the bonus if you sign up for any of the three options. 

  • Cash value: Between $350 to $800
  • Minimum opening deposit requirement: $100
  • Expiration date: April 23, 2024
  • How to get it: Open a new Platinum, Gold or Silver business checking account and make qualifying deposits.
  • Terms and conditions: Open an account and deposit and hold at least $25,000 through 60 days to qualify for the higher bonus. Alternatively, you can deposit at least $5,000 in new money within 30 days and maintain that balance through 60 days to get the $350 bonus.
  • Monthly maintenance fees: $20 to $30; no monthly fee for Silver Business Checking
  • Promotion page: U.S. Bank Business Checking bonus

US Bank Cash+ Visa Signature Card Bonus: $200

If you open this U.S. bank credit card, you’ll earn $200 after spending $1,000 on eligible purchases in the first 120 days. This card also allows you to select two qualifying categories to earn up to 5% cash back on your first $2,000 in combined eligible purchases each quarter.

With a 0% introductory annual percentage rate on balance transfers and purchases for the first 15 billing cycles, this may be the credit card for you. There are no U.S. Bank coupons needed to score this deal. Here are some other key features:

  • Cash value: $200 rewards bonus
  • Minimum spend to qualify: $1,000
  • Expiration date: N/A
  • How to get it: Spend $1,000 within the first 120 days of opening the account.
  • Other perks: 2% to 5% cash back on eligible purchases and a low intro APR
  • Terms and conditions: Cannot be combined with any other offers
  • Annual fee: None
  • Promotion page: U.S. Bank Cash+ Visa Signature credit card bonus
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US Bank Altitude Connect Visa Signature Card Bonus: 50,000 Points

You can earn 50,000 points by applying for the U.S. Bank Altitude Connect Visa Signature card. To qualify for the bonus offer, you need to spend $2,000 on eligible purchases within 120 days of opening the account. The bonus points will be posted to your account within six to eight weeks of completing the requirements. Here are some other key features to know:

  • Bonus offer: 50,000 points
  • Minimum spend to qualify: $2,000
  • How to get it: Spend $2,000 within the first 120 days of account opening.
  • When you’ll get it: Within six to eight weeks of completing the requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus.
  • Annual fee: None for the first year; after that, it’s $95 a year
  • Promotion page: U.S. Bank Altitude Connect Visa credit card bonus

US Bank Altitude Go Visa Signature Card Bonus: 20,000 Points

Not only can you get a whopping 20,000-point bonus, but this card also features an annual percentage rate of 0% for your first 12 months on purchases and balance transfers, followed by an  APR, plus no annual fee. Other perks, such as points on eligible purchases, including streaming services, make the U.S. Bank Altitude Go Visa Signature card one to consider.

  • Bonus offer: 20,000 points
  • Minimum spend to qualify: $1,000
  • Expiration date: N/A
  • How to get it: Spend $1,000 within the first 90 days of account opening.
  • When you’ll get it: Within one to two billing cycles after meeting requirements
  • Terms and conditions: The account must be open and in good standing to receive the bonus.
  • Annual fee: None
  • Promotion page: U.S. Bank Altitude Go Visa credit card bonus
A Better Way to Bank

How To Open a US Bank Account

Begin the process of opening a U.S. Bank checking account, money market account or savings account by applying online or visiting a U.S. Bank branch in person.

To apply online, you must be 18 years or older and a U.S. resident. To facilitate the process, have the following information ready:

  • Social Security number
  • Valid government-issued ID
  • Funding source for opening deposit

To get the account bonuses when you sign up for a new account, make sure to read the fine print about account eligibility and how to qualify.

Final Take To GO

U.S. Bank is a convenient full-service banking option with many locations. It has one of the largest ATM networks in America, allowing you to easily access your funds. However, the U.S. Bank promotions shouldn’t be the only reason you choose it. Make sure the bank’s products and services are a good match for your financial goals. After all, a promotional bonus is just an added perk.

FAQ

Here are some answers to frequently asked questions about U.S. Bank promotions and bonus offers.
  • What promotions does U.S. Bank have?
    • U.S. Bank offers a variety of bonuses that will vary throughout the year. Whether you are looking for a U.S. Bank referral bonus or looking to get some cash for signing up for a new account, here are some current promotions you should take advantage of:
      • U.S. Bank Smartly Checking: Up to $500 bonus
      • U.S. Bank Standard Savings: $300 bonus
      • U.S. Bank Business Checking: Up to $800 bonus
      • U.S. Bank Cash+ Visa Signature Card: $200 bonus
      • U.S. Bank Altitude Connect Visa Signature Card: 50,000 bonus points
      • U.S. Bank Altitude Go Visa Signature Card: 20,000 bonus points
  • Does U.S. Bank give you money for opening an account?
    • Yes, you can earn up to $800 for opening a new Business Checking account and performing qualifying activities. Also, if you open a new U.S. Bank Smartly Checking account and a Standard Savings account and complete qualifying activities, you could earn up to $800 as a bonus sign-up incentive.
  • How do I get $400 from U.S. Bank?
    • U.S. Bank does not currently have a promotional offer for exactly $400. If you are a business owner, you could qualify for the U.S. Bank Business Checking account bonus offer. This offer gives you up to $800 for meeting the set requirements.
A Better Way to Bank

Cynthia Bowman and Julia Gordon contributed to the reporting for this article.

Information on promotions is accurate as of Feb. 8, 2024. Additional requirements may apply. Offers and terms are subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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