All You Need to Know About Loans

Loans are borrowing options for individuals who need extra cash to manage short- or long-term financial obligations. Loans are borrowed at an interest rate known as an annual percentage rate (APR) and are repaid, usually in monthly installments.

Should I Take Out a Loan?

Loans can be handy for individuals in need of a large sum of money relatively quickly. Whether you have a financial or medical emergency or want to make repairs to your home, loans give you the flexibility to afford financial obligations you might otherwise be unable to meet.

Learn More About Loans

To help you learn more about loans, take a moment to explore some of the tools and resources:

  • Promotions on loans: Explore promotions on loans offered by financial institutions across the country.
  • Tips on personal loans: Not sure how to find the right loan or want to learn how to select the best offers? Take a look at GOBankingRates’ articles below.
  • Loan rates: Look up loan rates available in your area from local banks and credit unions or compare loan rates from national financial institutions.

Featured Banking Rates

Most Read Loans Articles

Is There a Minimum I Can Borrow for a Personal Loan?

Learn the smallest amount you can borrow for a personal loan and your options for getting one.

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Best Bad Credit Personal Loans of 2016

If you need financing but have poor credit, consider one of these bad credit personal loans.

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How to Apply for a Personal Loan With a Cosigner

Find out how a cosigner can help you get a personal loan — and what you two need to talk about before signing.

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How to Get the Best Personal Loan Rates

Find out how to get the best personal loan rates and learn more about the types of personal loans available.

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Pros and Cons of Peer-to-Peer Lending

If you're interested in P2P loans, make sure you know the pros and cons before you invest or borrow via social lending.

What Is the Difference Between a Secured Loan vs. an Unsecured Personal Loan?

Here's how to tell whether you should apply for a secured personal loan or an unsecured loan.

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How to Get a Personal Loan With Chase

Learn how to get a personal loan from Chase Bank.

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How to Get a Loan After You’ve Filed for Bankruptcy

Learn how to get a loan to get back on your feet after filing for bankruptcy.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • Jose Rodriguez

    How Can I Get an Unsecured Personal Loan?

  • mary

    God has bless me with three kids and a loving husband, i promise to share this Testimony because of God favor in my life, 4 months ago i was in desperate need of money so i thought of having a loan then i ran into wrong hands who claimed to be a loan lender not knowing he was a scam. He collected $1,860 from me and refuse to email me, since then i was confuse,but God came to my rescue, one faithful Sunday i went to church after the service i share idea with a Church member and she introduce me to a loan agency called Charles Gabriel said she was given $300,000 by the loan agency. I collected the loan agency email address and i emailed them on Monday morning, he told me the rules and regulation and i followed. After processing of the Documents he gave me a loan of $700,000 . Anyone can contact him through: and i know that he must lend because they are the best.

    • Jose Rodriguez

      Stay vilgent……


    ¿Eres un hombre o mujer de negocios? ¿Te ha por cualquierEl estrés financiero o necesita fondos para comenzarSu negocio?

  • Lena

    We offer the following kinds of loans at low interest rate of 2% with a minimum of 5000euros -500,000euros within a duration of 1-25years.

    for more information contact ( for more details of this loan.

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