By Casey Bond

It’s a new month, which means a new edition to our Best Time to Buy guide. You might be expecting to find holiday-related sales and deals–and you’re right. However, there are a few items that go on sale during November you probably wouldn’t expect, so get ahead on your 2012 budget by finding out how you can save on certain purchases this month.

By Casey Bond

The best things in life are supposedly free, so why does your friendship end up costing so much money? Shopping sprees, lavish vacations, fancy dinners–sometimes you have to choose between hanging out with the girls and paying the rent.

A great way to save money for holiday budgeting is with a savings account and considerable savings account rate. First National Bank Arkansas provides customers with the tool to set funds aside while generating returns with a 0.50% APY.

Savings Account rate Terms and Conditions

Wright-Patt Credit Union has the savings account rate that can pump life back into your savings funds. Today’s economy makes it difficult to develop a savings cushion for your and you family, but with a 5% APY introductory savings account rate, you can hit the ground running to a financially comfortable place.

Savings Account Rate Terms and Conditions

Money may not grow on trees, but your funds can grow with a savings account rate from Greater Eastern Credit Union. Currently, their savings account rate is at 0.50% APY, providing members their fair share of earned returns that your mattress can’t beat.

Savings account rate terms and conditions

By Stacey Bumpus

On Veterans Day 2011, it’s good to commemorate former military members who risked their lives to protect our nation. Keep in mind, however, that troops who are out in the field fighting for the country at this very moment are often forgotten. One way to ensure active troops–our future veterans–aren’t forgotten this Veterans Day is to prepare care packages, which you can do even on a tight budget.

In honor of Veterans Day 2011, a number of large retailers are providing veterans and active military members with freebies. Whether offering free eats or amusement park entries, many businesses like Applebee’s, 7-Eleven and various parks are taking time to show their patriotism this holiday.

Veterans Day 2011 Freebies

Members from Chabot Credit Union deserve a savings account that can kick-start savings plans into high gear. Currently, their savings account rate is at 0.70% APY, giving members the chance at immense savings potential to accomplish short-term goals in an incremental fashion.

Savings account terms and conditions

A savings account rate from Henry County Community Credit Union can elevate your savings funds to greater heights. Members receive 0.75% APY on savings accounts today– an incredible opportunity to watch your funds flex for your future financial goals.

Savings account rate terms and conditions

By Jennifer Calonia

As we head into November, Americans are scrambling to book a cheap holiday before 2011 comes to a close. Whether you’re traveling across country to visit the parents, or rounding up the little ones en masse for a holiday reunion this season, there are many money saving tips for those traveling on a budget.