A recent study has found that despite operating in an economy that is still fighting to recover, most U.S. companies are willing to pay higher wages in 2012. According to the Mercer study released on Wednesday, 97 percent of the 1200 employers polled are certain they will increase salaries, especially for their most talented employees, allowing them to earn and save more money.

Employers Plan Average 3 Percent Wage Increase

If you are interested in a competitive savings account rate then look no further than The Infirmary Credit Union. Currently, this financial institution is offering a great 0.51% APY on its Regular Share/Savings account.

Savings Interest Rate Terms and Conditions

Looking to take advantage of a great savings interest rate? If so, now’s the time to enjoy great returns with the 0.90% APY from 1st National Bank of Waterloo.

Savings Rate Terms and Conditions

The best savings accounts are those that offer great rates with very few expectations from the account holder. If you are looking for this type of account, consider the 0.50% APY from Farmers Savings Bank, Walford.

Savings Account Rate Terms and Conditions

Your search for one of the highest savings rates can end today. Hilco Credit Union is currently offering members an excellent rate on their savings account–by joining, you can earn .75% APY.

Terms of this Savings Account Rate

Searching for the best savings account rates out there can sometimes leave you feeling defeated because so many banks have lowered them over the past few years. This is why if you’re looking for a competitive rate, you should consider the 1.00% APY from McLennan County Employees Federal Credit Union.

The Share Savings Account from McLennan comes with tiered savings interest rates. In order to earn the advertised rate, you must deposit $25 to open the account then maintain an average balance between $5,000.00 and $49,999.99. If you maintain balance above this amount, you could earn as much as 1.26% APY.

It’s rare to find an exciting savings interest rate these days, but some banks are still offering great savings accounts with competitive rates. For example, Farmers State Bank is providing a savings rate of 1.00% APY. There’s never been a better time to acquire a great rate with so many perks.

If you’re looking for a great deal then you’ve run into one of the best savings account rates out there—one that doesn’t require high opening deposits or daily/monthly balances. The Statement Savings Account from Farmers requires no minimum deposit to open the account and no minimum balance to earn the very competitive APY. Your only job is to open an account and let the interest begin to add up.

Hiawatha Bank & Trust Company is offering a competitive savings account rate. Individuals who open a Platinum Savings account and maintain a specific amount can take advantage of at .45% APY.

In order to earn the advertised rate, you are required to deposit and maintain a minimum balance of $10,000.  Additional benefits of this account include ATM/Debit cards, free internet and phone banking and 3 free withdrawals per statement. If you exceed the limit for withdrawals, you will be charged a penalty fee.

It’s time to get your hands on a savings account rate that will actually earn a return. The 1.00% APY from First Basin Credit Union is just the rate you need to see your savings grow.

This great savings interest rate is available with the credit union’s Regular Share account. In order to take advantage of it, members must deposit a minimum of $25 to open the account then maintain a balance of $15,000 monthly. There are no minimum balance fees and internet is credited quarterly.

By Casey Bond

You may worry about your budget in the summer months since it’s often a time when spending increases; the kids are out of school, the weather is warm and your favorite vacation destination is calling your name. That doesn’t mean you have to go broke, though. The month of July is a great time to save money, too–not just spend it–if you know where the deals are this time of year.