CHECKING ACCOUNTS » High Yield Checking

First State Bank is offering a 3.94% APY for its First Choice Checking Account. The following rates and features are available if you meet the account’s monthly requirements:

Cross Keys Bank is offering a competitive 4.05% APY with its Gold Key Rewards Checking Account. In order to take advantage of the following competitive rates and features, you must meet monthly qualifications:

Liberty Bank is offering a competitive 3.51% APY on its eSmart Checking account. Like many reward checking accounts, there are specific rates available based on meeting specific monthly requirements:

In a continued streak of dropping rates, we now see that another one of the highest checking rates in the country has lowered – luckily, not by a lot. In Missouri, Neighbors Credit Union has lowered its Green Checking Account rate to 4.05% APY from its previous rate of 5.00%.

If you live in Florida, you may be able to take advantage of a 3.04% APY reward checking account from Old Florida National Bank. The Optimum Checking account offers the following rates and features if you meet certain monthly requirements:

Take advantage of the 3.00% APY MyChoice Checking Account at Foothill Federal Credit Union. While this rate wasn’t competitive only a few months ago, with checking rates dropping, it is now one of the better rates out there.

Commercial Bank offers a competitive 3.01% APY with the Hometown Rewards Checking Account. The following rates are available if you meet the account’s monthly requirements:

Thrivent Financial Bank is offering a special $50 bonus for opening the reward checking account. While the account is called a “reward,” it doesn’t have the typically high-yield rate that comes with these types of accounts.

Here are the rules for this special bonus:

Take advantage of a competitive 4.51% APY with the Liberty Checking Account at NavyArmy Federal Credit Union. You can enjoy the following rates if you meet the monthly requirements:

• 4.51% APY – balances up to $25,000
• 1.01% APY – balances over $25,000
• 0.10% APY base rate if qualifications are not met
• Free ATM refunds nationwide

Bank of Agriculture and Commerce is offering a competitive 3.00% APY reward checking account called Ultimate Checking. Here are the account’s rates and features rewarded for meeting its monthly requirements: