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20 Checking Account Bonuses and Promotions Available Today

To attract new customers, many banks offer a bonus as an incentive for opening a new account. When you open a checking account, it’s important to understand the terms and conditions to qualify for checking account promotions.  You’ll likely have to meet certain requirements such as setting up direct deposit or using your new debit card soon after opening your new account. And to earn an even bigger bank account bonus, look for the banks that also offer savings account promotions.

Here are the best checking account offers that are currently available:

Bank Checking Account Min. Opening Deposit Min. Balance to Avoid Fee Promo/Bonus How to Apply
Bank of the West Premier Checking $0.01 $25,000 $300 Learn More
Discover Bank Discover Cashback Checking $0.00 $0.00 Up to $120 Learn More
Citibank Citi Priority Account Package $0 $50,000 $500 Learn More
Citibank Citibank Account Package $0 $10,000 $300 Learn More
U.S. Bank Silver Checking Package $25 $1,500 $50 Learn More
Regions Bank LifeGreen Checking Account $50 $1,500 $300 Learn More
SunTrust Bank SunTrust Essential Checking $100 $500 $100 Learn More
SunTrust Bank SunTrust Select Checking $100 $2,000 $200 Learn More
SunTrust Bank SunTrust Signature Advantage Checking $100 $25,000 $300 Learn More
BankDirect Mileage Checking with Interest $500 $0 Up to 11,000 AAdvantage miles Learn More
Chase Bank Chase Total Checking $25 $1,500 $200 Learn More
KeyBank Key Express Checking Account $0 $0 $200 Learn More
TD Bank TD Premier Checking $0 $2,500 $300 Learn More
TD Bank TD Convenience Checking $0 $100 $150 Learn More
Chase Bank Chase Premier Plus Checking $25 $15,000 $300 Learn More
Bank of America Bank of America Core Checking $25 $1,500 $100 Learn More
Bank of America Bank of America Interest Checking $100 $10,000 $100 Learn More
Huntington Bank Huntington 5 Checking $0 $5,000 $200 Learn More
Capital One 360 360 Checking $0 $0 $200 Learn More
Huntington Bank Asterisk-Free Checking $0 $0 $150 Learn More

Bank of the West Premier Checking: $300 Bonus

Minimum Deposit: $0.01
Monthly Fee:  $25
Minimum Balance: $25,000
Offer Expiration Date: 9/27/2017

Bank of the West offers a $300 bonus when you open a new Premier Checking account and maintain a minimum balance of $25,000 in combined, qualifying accounts for two full calendar months. The account earns 0.01% APY for balances up to $9999.99 and 0.02% APY for balances up to $1 million. Smartphone deposits are available for your convenience.

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Discover Cashback Checking: Up to $120 a Year

Minimum Deposit: $0
Monthly Fee: $0
Minimum Balance: $0
Offer Expiration Date: N/A

Discover Cashback Checking — a non-interest earning account — allows you to earn cash back of up to $120 per year on monthly purchases. You can open your checking account online, and begin earning rewards for everyday expenses. Earn a checking bonus of 10 cents each time you make a debit card purchase, pay a bill online or write a check — up to 100 transactions per month.

Citi Priority Account Package at Citibank: $500 Bonus

Minimum Deposit: $0
Monthly Fee: $30
Minimum Balance: $50,000
Offer Expiration Date: 9/30/2017

Get an opportunity to receive a $500 bonus when you open a new checking account — Citi Priority Account Package — with Citibank. To qualify for the cash bonus, you must deposit $50,000 within 30 days of opening your account and maintain a minimum balance of $50,000 for at least 60 consecutive days.  This account package offers 0.03% APY on balances up to $500,000.

Citibank Account Package: $300 Bonus

Minimum Deposit: $0
Monthly Fee: $25
Minimum Balance: $10,000
Offer Expiration Date: 9/30/2017

To qualify for the $300 bonus bank promotion, open a new checking account and deposit $15,000 into it — or a related Citibank savings account — within the first 30 days. Other requirements include maintaining the minimum balance requirement of $15,000 for 60 consecutive days and completing at least one qualifying direct deposit in each of two consecutive months. You’ll earn 0.01% APY on interest-bearing checking accounts.

US Bank Silver Checking Package: $50 Bonus

Minimum Deposit: $25
Monthly Fee: $6.95 or $8.95
Minimum Balance: $1500
Offer Expiration Date: N/A

Earn savings rewards — but no interest — when you open a Silver Package checking account and a money market account with U.S. Bank and keep them open for at least 12 months. To qualify for a $50 bonus, set up automatic transfers from your checking to your money market account totaling $500 within the 12-month period. Earn an additional 1 percent cash bonus of up to $50 on gas and grocery debit card purchases.

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Regions Bank LifeGreen Checking Account: $300 Bonus

Minimum Deposit: $50.00
Monthly Fee:  $8 or $10
Minimum Balance: $1500
Offer Expiration Date: 9/29/2017

Earn a $300 bonus and 0.01% APY from Regions Bank by opening a LifeGreen Checking account, enrolling in online statements, and making 10 or more purchases on your Visa debit card that post within 30 days of opening the account. LifeGreen Checking is available for personal banking needs — not business. You will need a personal code to open the account.

SunTrust Essential Checking: $100 Bonus

Minimum Deposit: $100
Monthly Fee: $7
Minimum Balance: $500
Offer Expiration Date: 10/02/2017

SunTrust — which offers an easy open account online process — pays a $100 bonus when you open an account and deposit $100 within the first 14 days. Additionally, you’ll need to have $500 in direct deposits and complete 10 debit card transactions within 60 days of opening the account.

Learn: 6 Times When Your Debit Card Is Better Than Your Credit Card

SunTrust Select Checking: $200 Bonus

Minimum Deposit: $100
Monthly Fee: $15
Minimum Balance: $2000
Offer Expiration Date: 10/02/2017

Realize the perks of direct deposit if you open a SunTrust Select Checking account, which offers a $200 bonus but no interest. To earn the bonus, open an account, deposit $100 in the first 14 days and complete $500 in direct deposits plus 10 debit card transactions within 60 days. This account also earns 0.01% APY.

SunTrust Signature Advantage Checking: $300 Bonus

Minimum Deposit: $100
Monthly Fee: $25
Minimum Balance: $25,000 in total deposit balances
Offer Expiration Date: 10/02/2017

The SunTrust Signature Advantage Checking account — which earns 0.01% APY — gives you the opportunity to earn a $300 bonus if you make a $100 deposit in the first 14 days. Over the next 60 days, you must complete $500 in qualifying direct deposits and use your debit card 10 times.

BankDirect Mileage Checking With Interest: 1,000 AAdvantage Miles

Minimum Deposit: $500
Monthly Fee: $12
Minimum Balance: $0
Offer Expiration Date: N/A

If airline rewards are more attractive than a cash bonus, you can open a Mileage Checking with Interest account with BankDirect — 0.05% APY on balances between $2,500 and $9,999.99 and 0.10% APY on balances over $10,000 — and earn 1,000 American Airlines AAdvantage miles.

Additional opportunities to earn miles happen when you set up a direct deposit of at least $2,000 monthly for six consecutive months — 10,000 miles — and use your debit card 12 times per month for six consecutive months — 5,000 miles. Earn an additional 1,000 miles if a friend you refer opens a Mileage Checking with Interest account.

Chase Total Checking: $200 Bonus

Minimum Deposit: $25
Monthly Fee: $12
Minimum Balance: $1500
Offer Expiration Date: 10/16/2017

Realize the perks of direct deposit — a $200 bonus — if you open a non-interest bearing Chase Total Checking account and set up direct deposit. You can also earn a $150 bonus if you open a Chase Savings account with a $10,000 balance. To qualify, request a coupon online that will be emailed to you, print it and take it into your local branch to open the account.

Key Express Checking Account: $200 Bonus

Minimum Deposit: $0
Monthly Fee: $7
Minimum Balance: $0
Offer Expiration Date: 9/29/17

KeyBank offers a $200 bonus when you open a Key Express Checking account and complete direct deposits of at least $500 within 60 days of opening the account. Key Express Checking’s monthly service fee of $7 is waived each month you have $500 in direct deposits or complete eight transactions. Key Express Checking does not offer interest.

TD Premier Checking: $300 Bonus

Minimum Deposit: $0
Monthly Fee: $25
Minimum Balance: $2500
Offer Expiration Date: Unknown

TD Bank offers a $300 bonus to customers who open a TD Premier Checking account and receive $2,500 in direct deposits within 60 days of opening the account. Free money orders and bank checks are included — and the account earns 0.05% APY on balances over $2,500.

TD Convenience Checking: $150 Bonus

Minimum Deposit: $0
Monthly Fee: $15
Minimum Balance: $100
Offer Expiration Date: Unknown

Earn a $150 bonus when you open a TD Convenience Checking account and receive $500 in direct deposits within the first 60 days. Although this account doesn’t earn interest, it includes free mobile banking and deposit, online banking and a discount on your first order of checks.

Check Out: Banks Offering Free Checking Accounts With No Minimum Balance

Chase Premier Plus Checking: $300 Bonus

Minimum Deposit: $25
Monthly Fee: $25
Minimum Balance: $15,000
Offer Expiration Date: 10/16/2017

Open a Chase Premier Plus Checking account — which earns 0.01% APY — and set up and receive a direct deposit within 60 days to receive a $300 bonus. To qualify for the offer, request a coupon online that you’ll receive by email, print and take it to your bank.

Bank of America Core Checking: $100 Bonus

Minimum Deposit: $25
Monthly Fee: $12
Minimum Balance: $1500
Offer Expiration Date: 12/31/2017

When you open a non-interest bearing Core Checking account at Bank of America, you can qualify for a $100 bonus by setting up and receiving two direct deposits of $250 or more within the first 90 days. Receiving at least one direct deposit of $250 or more will also help you avoid the monthly service fee of $12.

Bank of America Interest Checking: $100 Bonus

Minimum Deposit: $100
Monthly Fee:  $25
Minimum Balance: $10,000
Offer Expiration Date: 12/31/2017

Bank of America also offers a $100 bonus when you open a Bank of America Interest Checking account, which pays 0.01% APY on balances under $50,000 and 0.02% APY on balances over $50,000. To get the bonus, receive two direct deposits of more than $250 in the first 90 days of opening your account.

Check Out: 13 Banks Offering Free Checking with No Minimum Balance

Huntington 5 Checking: $200 Bonus

Minimum Deposit: $0
Monthly Fee: $5
Minimum Balance: $5,000
Offer Expiration Date: 10/31/2017

Huntington Bank is offering a $200 bonus when you open a Huntington 5 Checking account and deposit $1,000 within the first 60 days. This account — which you can open online — offers 0.15% APY on all balance tiers.

Capital One 360 Checking: $200 Bonus

Minimum Deposit: $0
Monthly Fee: $0
Minimum Balance: $0
Offer Expiration Date: 9/30/2017

Capital One offers customers who open their first checking account the opportunity to earn a $200 bonus when they open a 360 Checking account and deposit $1,000. You can also double your bonus by opening a 360 Money Market account with a $1,000 deposit. Capital One 360 Checking offers 0.20% APY on balances up to $49,999.99, 0.75% APY on balances from $50,000 to $99,999.99, and 0.90% APY on balances over $100,000.

Huntington Bank Asterisk-Free Checking: $150 Bonus

Minimum Deposit: $0
Monthly Fee: $0
Minimum Balance: $0
Offer Expiration Date: 10/31/2017

Huntington Bank is offering a $150 reward when you open an Asterisk-Free checking account and deposit $1,000 into the account within the first 60 days.  Although this account doesn’t earn interest, it does offer mobile banking, mobile alerts and a 24-hour grace period on overdraft fees.

Up Next: 15 Best Mobile Banking Apps and Services

GOBankingRates.com identified the best checking account promotions available as of Aug. 29, 2017, by analyzing minimum opening deposit amounts, monthly fees, rewards and offers. All fees, rates and bank promotions are subject to change at the financial institutions’ discretion, and some bank bonus offers might no longer be available on the credit card issuers’ websites, depending on how you access the web page.

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been reviewed, approved, or otherwise endorsed by the companies included in the article.