Best PNC Bank Promotions March 2020: $50-$300

Don’t leave free cash on the table. Check out PNC’s cash offers.

PNC Bank wants to earn your business by offering a cash bonus when you open a new checking account. Surprisingly, a GOBankingRates survey found that more than one-third of respondents choose a bank based on conveniences like a nearby branch, which means many are missing out on free promotional money.

If you’re like the majority of Americans who tend to choose a bank based on proximity, consider this: PNC has 2,400 locations and 15,000 ATMs across 37 states. And you’ll have the chance to earn hundreds of dollars just for opening a new account.

Take a closer look at the latest PNC Bank promotions to evaluate if making the switch is worth your time:

PNC Bank Promotions at a Glance

Here’s a quick look at the current PNC Bank promotions.

Best PNC Bank Promotions: March 2020 
Account TypeBonusExpiration DateDeposit Minimum
Performance Spend or Select with Virtual Wallet $50March 31 $500 or more in qualifying direct deposits
Performance Spend Virtual Wallet $200March 31 $2,000 or more in qualifying direct deposits
Performance Select with Virtual Wallet$300March 31 $5,000 or more in qualifying direct deposits
PNC Cash Rewards Visa or PNC Core Visa Credit Card $100N/AN/A
PNC points Visa Credit Card 50,000 bonus pointsN/AN/A

Other Bank Offers: 9 Best New Bank Promotions and Bonuses

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Current PNC Bank Promotions, Offers, Coupons, and Bonuses

Take a closer look at the current PNC Bank promotions and conditions to see if you qualify to earn free cash. You’ll need to add the Virtual Wallet feature to your Performance Select or Performance Spend checking account to manage your money using your smartphone, tablet or computer.

Virtual Wallet With $500 in Direct Deposits: $50 Bonus

To earn the bonus, choose from a Performance Select or Performance Spend checking account with Virtual Wallet if you receive at least $500 in monthly direct deposits. Here’s more:

  • Minimum deposit to qualify: $500 in direct deposits the first 60 days
  • Expiration date: March 31
  • How to get it: Sign up for an account online or by requesting a promo coupon by email, printing it out and visiting a local bank branch
  • When you’ll get it: 60-90 days after all conditions have been met
  • Terms and conditions: Qualifying direct deposits must be recurring monthly electronic deposits by a third party into the Virtual Wallet-enabled checking account, in the form of income, paychecks, pensions or Social Security benefits.
  • Monthly fee: $7 monthly maintenance fee unless you can maintain at least a $500 combined monthly balance, $500 in monthly direct deposits or you’re 62 and over
  • Promotion page: $50 Virtual Wallet promotion

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Virtual Wallet With $2,000 in Direct Deposits: $200 Bonus

Do you receive at least $2,000 in direct deposits every 60 days? If so, apply for a Performance Spend checking account with Virtual Wallet and you’ll earn a $200 cash bonus. Here are the details:

  • Minimum deposit to qualify: $2,000 in direct deposits the first 60 days
  • Expiration date: March 31
  • How to get it: Sign up for an account online or by requesting a promo coupon by email, printing it out and visiting a local bank branch
  • When you’ll get it: 60-90 days after all conditions have been met
  • Terms and conditions: Qualifying direct deposits must be recurring monthly electronic deposits by a third party into the Virtual Wallet-enabled checking account, in the form of income, paychecks, pensions or Social Security benefits.
  • Monthly fee: $15 monthly maintenance fee unless you can maintain at least a $2,000 combined monthly balance or $2,000 in monthly direct deposits
  • Promotion page: $200 Virtual Wallet promotion

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Virtual Wallet With $5,000 in Direct Deposits: $300 Bonus

Receiving at least $5,000 per month in automated electronic deposits could earn you a $300 bonus into your Performance Select checking account. Here’s how to qualify:

  • Minimum deposit to qualify: $5,000 in direct deposits the first 60 days
  • Expiration date: March 31
  • How to get it: Sign up for an account online or by requesting a promo coupon by email, printing it out and visiting a local bank branch
  • When you’ll get it: 60-90 days after all conditions have been met
  • Terms and conditions: Qualifying direct deposits must be recurring monthly electronic deposits by a third party into the Virtual Wallet-enabled checking account, in the form of income, paychecks, pensions or Social Security benefits.
  • Monthly fee: $25 monthly maintenance fee unless you maintain at least a $5,000 combined monthly balance or $5,000 in monthly direct deposits
  • Promotion page: $300 Virtual Wallet promotion

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PNC Cash Rewards Visa or PNC Core Visa Credit Card: $100 Bonus

If you’re approved for the Cash Rewards or Core Visa card, you’ll receive a $100 statement credit. The PNC Cash Rewards Visa earns you 1% to 4% cashback on purchases. The PNC Core Visa card comes with an introductory 0% APR on purchases for the first 15 months after approval.

  • Minimum deposit to qualify: N/A
  • Expiration date: None
  • How to get it: Apply online
  • When you’ll get it: After you make $1,000 or more in purchases during the first three billing cycles
  • Terms and conditions: PNC credit card bonus offers are only available using the provided promotional links
  • Annual fee: None
  • Promotion page: PNC Credit Card Promotions

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PNC points Visa Credit Card: 50,000 Bonus Points

You can earn four points for every dollar you spend on your card purchases with the PNC points Visa to redeem for merchandise, cash, gift cards, travel and more. You’ll also get an introductory 12-month, 0% APR on balance transfers within the first 90 days after approval.

  • Minimum deposit to qualify: N/A
  • Expiration date: None
  • How to get it: Apply online
  • When you’ll get it: You’ll receive your bonus points after you make $750 or more in purchases within the first three billing cycles
  • Terms and conditions: PNC credit card bonus offers are only available using the provided promotional links
  • Annual fee: None
  • Promotion page: PNC Credit Card Promotions

Compare: Best National Banks of 2020

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How To Open a PNC Bank Account

If you’d like to take advantage of one of the current PNC Bank promotions by opening an account, you have two options:

  • Request that a promo coupon be sent to your email address, print it out and present it at your local PNC branch
  • Apply online

Are PNC Bank Promotions Worth Switching Banks For?

Switching to PNC Bank for a cash promotion might be worthwhile, but you should consider other factors as well. Look for the list of fees the bank charges and compare it to your current bank’s. Also, consider which banking features are most important for your needs. If you find that a change of banks will save you money and provide you with more convenience, the cash bonus at signup is the cherry on top.

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This content is not provided by PNC Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PNC Bank.