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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Credit Union, Rates

Neighbors Credit Union is offering an impressive 5.00% APY with its Green Checking Account. Here are some details of the account:

  • 5.00% APY on balances up to $25,000
  • 0.50% APY on balances over $25,000
  • ATM refunds of up to $10 if requirements are met

The following requirements must be met each month to receive the above rates:

  • Make 12 signature-based debit card transactions
  • Receive direct deposits
  • Utilize PCrita (online banking)
  • Receive electronic statements

If requirements are not met within 90 days of opening the account, it will be converted to a Basic Green Checking Account.

Membership is open to people who live or work in St. Louis City or County, St. Charles County, or Jefferson County. To apply, you can print an online application and mail it to the credit union, or visit a branch location.

>> Special Checking Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Credit Union, Rates

Louisiana residents can benefit from an impressive 5.01% APY on balances up to $30,000 with the Reward Checking Account from Pelican State Credit Union. In order to receive this rate, you must meet the following requirements each month:

  • 15 debit card purchases
  • 1 direct deposit or payroll deduction
  • Enroll in electronic statements
  • Access your account online

If you don't meet the requirements, your rate drops to 0.50% APY and you no longer qualify for up to $12 in ATM fees each month. If you don't receive electronic statements, you don't qualify for an APY at all. No month service charges apply.

Membership to the credit union is open to those who live, work, or worship in specific areas in Louisiana. Visit the membership page for more details. Branches are located in the Louisiana cities of Denham Springs, Baton Rouge, Jackson, Opelousas, Chalmette and Zachary.

>> Special Checking Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Local Banks, Rates

Georgia residents can take advantage of a 4.15% APY Reward Checking Account from Greater Rome Bank . In order to receive the following rates, you must meet certain monthly requirements:

  • 4.15% APY on balances up to $20,000
  • 1.15% APY on balances over $25,000
  • 0.15% APY base rate if qualifications...


Read Full Article: Greater Rome Bank in Georgia Offers 4.15% APY Reward Checking Account

Posted in Banking, Checking Accounts, Credit Union, Rates, Saving Money

At American Eagle Credit Union , new customers only can earn up to $100 with the Bonus Bucks Checking Account . In order to earn the bonus bucks, you must add one of the following within 30 days of opening the account:

  • Visa Check Card (earns $25)
  • Direct Deposit plus one transaction (earns $25)
  • ...


Read Full Article: Up to $100 with Bonus Bucks Checking from American Eagle Credit Union

Posted in Banking, Checking Accounts, Credit Union, Rates

The All Access Advantage Checking Account at La Capitol Federal Credit Union offers a highly-competitive 5.25% APY . Here are the rate tiers:

  • 5.25% APY on all balances up to $5,000
  • 0.15% APY on balances exceeding $5,000 (or if you don't meet the account qualifications)

In order to receive the...



Read Full Article: 5.25% APY with All Access Advantage Checking Account at La Capitol FCU in Louisiana

Geo D. Warthen Bank in Georgia is offering a very competitive 5.01% APY for the Reward Checking Account . The following rates apply if you meet monthly requirements:

  • 5.01% APY on balances up to $25,000
  • 1.01% APY on the portion of the balance over $25,000
  • 0.50% APY on all balances that don't meet...


Read Full Article: 5.01% APY Rate at Geo D. Warthen Bank for the Reward Checking Account

Posted in Banking, Checking Accounts, Credit Union, Rates

Saginaw Medical Federal Credit Union is offering a competitive 5.00% APY on its high-yield rewards checking account . The following rates can be taken advantage of if specific monthly requirements are met:

  • 5.00% APY - balances up to $25,000
  • 0.50% - balances above $25,000
  • 0.50% - if requirements...


Read Full Article: Rewards Checking Account 5.00% APY at Saginaw Medical FCU in Michigan

Posted in Banking, Checking Accounts, Local Banks, Rates

Texas Gulf Bank is offering a 3.30% APY for its Advantage Checking Account . While this is rate is not as competitive as some seen around the country, it is still a reasonable rate. Here are the qualifying rates for this account:

  • 3.30% APY on balances up to $25,000
  • 1.01% APY on the portion of...


Read Full Article: Reward Checking 3.30% APY at Texas Gulf Bank

Posted in Banking, Checking Accounts, Local Banks, Rates

New York residents can take advantage of an impressive $150 checking bonus at Flushing Savings Bank . The promotion is available until Nov. 30, 2009 . Here the steps required to take advantage of the bonus:

  1. Sign up for new checking account
  2. Enroll in direct deposit
  3. Earn $100
  4. Take advantage of...


Read Full Article: Flushing Savings Bank $150 Checking Account Bonus

Posted in Banking, Checking Accounts, Credit Union, Rates

We might just be what you need.

Members of Numerica Credit Union can enjoy a competitive 4.01% APY on its Sequel Checking Account . Here are some basics of the account:

  • 4.01% APY on balances up to $25,000
  • 0.15% APY on balances over $25,000
  • 0.10% APY if requirements are not met
  • Refund on all ATM fees up to $25 per month
  • No...


Read Full Article: Earn 4.01% APY on Sequel Checking Account Numerica Credit Union

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

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