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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Local Banks, Rates

Contra Costa Federal Credit Union is offering a competitive 1.11% APY checking account interest rate. Although the checking account interest rate is not as high as other reward checking accounts, the account has few rules to qualify for the earnings rate. To qualify for the stress free checking account terms include:

  • Earning rate applies to balances of $500
  • No minimum balance required
  • No hidden monthly service charges
  • Unlimited check writing privileges
  • Complimentary check card or ATM
  • NCUA insured

Membership to the East Bay area Contra Costa credit union is required to take advantage of all the banks products and offerings. Anyone who is an employee of local municipalities or of the county, city, state or school system can apply for membership. Additionally, their immediate family members or roommates and employees of special districts in Contra Costa County, Alameda County, and Solano County can also join the credit union.

Contra Costa Federal Credit Union has been serving their community for over 50 years. There are Contra Costa FCU branches located in Antioch, Martinez and Richmond California.

>> Reward Checking Accounts

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in Banking, Checking Accounts, Local Banks, Rates

With savings account interest rates at historical lows, depositors can actually earn more bang for their buck when depositing money into the best checking accounts. One option with a 2.51% APY checking account rate comes from the Community Bank of Pleasant Hill based in Missouri.

Some of the general terms include:

  • Rewards checking interest can be earned on balances up to $25,000
  • Balance portions over $25,000 will earn a .50% APY
  • No minimum balance to earn interest
  • Minimum opening balance of $100 required
  • No service charges
  • Complimentary online banking with bill pay
  • Visa ATM card included
  • FDIC insured

To take advantage of this checking account interest rate certain obligations by the depositor must be met included:

  • Making at least 10 debit card point of sale transactions per cycle
  • Depositors must hook up at least one ACH direct deposit or ACH auto debit to take place on a monthly basis
  • Must opt into electronic banking

Applications for the bank checking account rates can be completed online. There is only one bank branch of the Community Bank of Pleasant Hill and that is located in Pleasant Hill, Mo.. The financial institution is fairly news, with it's history only dating back toDec. 4, 2006.

>> Reward Checking Accounts

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in Banking, Checking Accounts, Local Banks, Rates
An exclusive group of California residents can join the SAFE credit union and take advantage of all the financial institutions offerings, including a 1.16% APY checking account interest rate. There are specific rules to qualify for the highest rate offered on their Prestige Checking account...


Read Full Article: SAFE Prestige Checking Generates 1.16% APY On Checking Account Deposits

Posted in Banking, Checking Accounts, Local Banks, Rates

Pacific Mercantile Bank Checking Account Rates

California based Pacific Mercantile Bank has lowered earnings potential of their Premium Interest Checking account rates to 2.00% since our last checking interest rate report in May . Some terms to qualify for the new checking account rate include:

  • Applies on balances between $1,500 and...


Read Full Article: Earn up to 2.00% APY With a Pacific Mercantile Bank Premium Interest Checking Account

Posted in Banking, Checking Accounts, Online Banks, Rates

Online banking superstar, Ally Bank , recently launched free online checking accounts that also earn a.5% APR on balances up to $15,000. Customers interested in taking advantage of Ally's free online checking account will also benefit from 24/7 customer service (via phone, chat, and email...



Read Full Article: Ally Announces Free Online Checking That Earns .5% APR

Posted in Banking, Checking Accounts, Local Banks, Rates

ViewPoint Bank has a competitive 4.00% APY earnings rate on their Absolute Checking Accounts. The interest is calculated on a daily balance basis and distributed monthly. There are specific features and terms in order to take advantage of this offer including:

  • Minimum opening balance of $100
  • ...


Read Full Article: ViewPoint Bank Offers 4.00% APY on Absolute Checking Accounts

Posted in Banking, Checking Accounts, Local Banks, Rates

Kansas-based bank, KANZA , has a competitive 4.00% APY rate on deposits into their Rewards Checking Account plan . The high yield rate applies to qualified accounts balance amounts up to $25,000. Some other features and terms of the account include:

  • Complimentary online banking with bill pay
  • No...


Read Full Article: KANZA Bank Has 4.00% APY on Their Rewards Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates
Wisconsin based Coulee Bank is offering a 4.04% APY rate on money deposited in their rewards checking account . To qualify for the competitive checking account earnings:
  • Deposit amounts need to be between $0-$25,000 will earn .51% APY
  • No monthly fees or balances
  • As long as all terms are met, up...


Read Full Article: Earn a 4.04% APY With a Coulee Bank Rewards Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

tioga
Upstate New York's Tioga State Bank is offering customers a 4.10% APY earnings rate onReward Checking Account deposits. To qualify for this high yield checking account offer:

  • Minimum opening balance of $2,500 and balance must be maintained to avoid fees
  • Certain account qualifications including...


Read Full Article: Tioga State Bank Offering 4.10% APY on Reward Checking Accounts

Posted in Banking, Checking Accounts, Local Banks, Rates

Oklahoma residents are fortunate to have the Bank of the Wichitas right in their own backyard as currently the financial institution has a generous 4% APY offer for their Rewards Checking Account. As long as customers open their account and thenMake 10 Bank of the Wichitas check card...



Read Full Article: Bank of the Wichitas Offers 4% APY on Rewards Checking Account

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

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