With over 155 years of business experience under its belt, Commerce Bank knows a thing or two about wire transfers and routing numbers. Wire transfers occur every day within the banking universe, and banks and their customers use routing numbers to facilitate these transfers. Keep reading to learn about Commerce Bank’s routing number and how it can come in handy.
Your Commerce Bank Routing Number: The Key to Smooth Transactions
Commerce Bank’s routing number is 101000019. This nine-digit code is essential for facilitating various financial transactions, including direct deposits, wire transfers, and bill payments. Routing numbers serve as unique identifiers for banks, ensuring that funds are accurately directed to the correct financial institution during transactions.
Commerce Bank Routing Number By State
Commerce Bank primarily uses the routing number 101000019 across its operating states.
You’ll use this number to set up wire transfers between Commerce Bank and another bank.
How To Find Your Commerce Bank Routing Number
On a Check
You can find the routing number on a check at the bottom left corner of your Commerce Bank check. It’s the first nine-digit number, followed by your account number and the check number.
Through Online Banking
Log in to your Commerce Bank account via the website or mobile app. Navigate to your account details, where both your routing and account numbers are displayed.
By Contacting Customer Service
If you’re unable to locate your routing number, reach out to Commerce Bank’s customer service at 800-453-2265. Ensure you have your account information handy for verification purposes.
Commerce Bank Routing Numbers for Wire Transfers
For domestic and international wire transfers, it’s essential to use the correct routing information:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 101000019 | N/A |
| International Wire Transfer | 101000019 | CBKCUS44 |
Commerce Bank Routing Number vs. Account Number: What’s the Difference?
While both routing and account numbers are vital for banking transactions, they serve different purposes:
- Routing Number: Identifies the financial institution in a transaction, ensuring that funds are routed to the correct bank.
- Account Number: Specifies your individual account within the bank, ensuring that the funds are deposited into or withdrawn from your specific account.
How To Use Your Commerce Bank Routing Number
Your Commerce Bank routing number is key to handling everyday banking tasks like direct deposits, transfers, and bill payments.
- Setting up direct deposit: Provide your employer or other entities with Commerce Bank’s routing number and your account number to have funds deposited directly into your account.
- Making ACH transfers: For electronic transfers between banks, use the routing number along with your account number to ensure the funds are transferred correctly.
- Paying bills online: When setting up bill payments through Commerce Bank’s online banking platform or directly with service providers, you’ll need to provide the routing number and your account number to facilitate the transactions.
By using the correct routing and account numbers, you can ensure that your financial transactions are processed smoothly and accurately.
Information is accurate as of Feb. 6, 2025.
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