If you’re sending or receiving an international wire transfer, you’ll need a SWIFT code. This unique identifier is used by banks worldwide to process cross-border transactions. here’s how to find the right SWIFT code for your Capital One account.
What Is the Capital One SWIFT Code?
Capital One’s SWIFT code is HIBKUS44. You’ll need to provide this code when sending an international wire transfer. You will also have to provide your routing number, account number and Capital One’s address.
Here’s a chart of what to have on hand:
| Field | Details |
|---|---|
| SWIFT Code | HIBKUS44 |
| Bank Name | Capital One |
| Bank Address | 1680 Capital One Drive McLean, VA 22102-3491 |
| Routing Number | Varies — check with Capital One |
| Account Number | Your specific Capital One account number |
| Beneficiary Name | Your full name as listed on your account |
How To Use the Capital One SWIFT Code for International Transfers
Sending and receiving wire transfers through Capital One is fairly simple, but if you do it online, you’ll need to authenticate the transaction using your mobile phone.
Sending a Wire
- Domestic Wires:
- Log in to your Capital One account to fund the transfer.
- Go to “Account Services and Settings” and click on “Wire Money.”
- Enter the recipient’s name, address, bank routing number, account number and bank address.
- International Wires:
- Visit a Capital One branch.
- Be sure you bring the recipient’s full name, bank details and SWIFT code. You might also need a branch identifier and IBAN.
- A banker will assist with the transfer.
Receiving a Wire
To receive a wire, you’ll need to provide the sender with your personal, bank and account information. They’ll need:
- The Capital One SWIFT code: HIBKUS44
- Capital One’s address: 1680 Capital One Drive, McLean, VA 22102-3491
- Your routing and account numbers
How To Find the Right SWIFT Code for Your Capital One Account
In addition to searching the Capital One website, you can find Capital One’s SWIFT code on any number of SWIFT code lookup sites or by contacting your local branch. Alternatively, you can call Capital One customer service at 800-655-2265.
FAQ
If you've never sent a transfer before, working with SWIFT codes might seem intimidating. Here's more information to ease the process.- What is the Capital One SWIFT code for incoming wires?
- The SWIFT code for Capital One is HIBKUS44.
- Do I need a SWIFT code for domestic transfers?
- No, SWIFT codes are only required for international wire transfers. For domestic transfers, you'll need Capital One's routing number.
- How long do international transfers take with a SWIFT code?
- Internal wire transfers typically take 1 to 5 business days, depending on the banks and processing times.
More About Capital One
- Capital One Bank Review
- Capital One CD Rates
- Capital One Interest Rates
- How To Open a Capital One Account
- Capital One Routing Number
- Capital One Promotions and Offers
Data is accurate as of Feb. 19, 2025, and is subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.